T&I Consultancy: what changed
What changed
T&I Consultancy
NACE 62.200, Computer consultancy and computer facilities management
filed annual accounts (NBB)
Net result for the year
-€12,493
2024 · €89-€12,581
Equity
-€18,330
2024 · -€5,838-€12,493
Cash
€1,389
2024 · €1,297+€93
Balance sheet total
€10,113
2024 · €7,778+€2,335
Largest movements
Assets
- Tangible fixed assets +€3,864
up €3,864 (+123%), from €3,132 to €6,995
of which Furniture and vehicles: +€5,054
- Stocks and contracts -€1,430
down €1,430 (-79.0%), from €1,810 to €380
- Deferred charges and accrued income -€830
down €830 (-54.3%), from €1,528 to €698
- Receivables within one year +€638
up €638 (+6,750%), from €9 to €647
of which Trade receivables: +€646
Equity and liabilities
- Profit (loss) carried forward -€12,493
down €12,493 (-76.5%), from -€16,338 to -€28,830
- Other debts +€9,374
up €9,374 (+79.7%), from €11,768 to €21,142
- Current portion of long-term debt +€2,513
new in 2025: €2,513
- Trade debts +€1,385
up €1,385 (+171%), from €809 to €2,194
- Tax, wage and social debts +€1,116
up €1,116 (+152%), from €735 to €1,851
Income statement
- Gross operating margin -€8,346
down €8,346, from €3,447 to -€4,899
- Financial charges +€2,106
up €2,106 (+143%), from €1,470 to €3,575
- Depreciation +€1,235
up €1,235 (+91.2%), from €1,354 to €2,589
- Other operating charges +€755
up €755 (+168%), from €450 to €1,205
- Taxes +€110
up €110 (+78.7%), from €140 to €250
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€89
Gross operating margin
-€8,346
Depreciation
-€1,235
Other operating charges
-€755
Financial income
-€30
Financial charges
-€2,106
Taxes
-€110
Result 2025
-€12,493
lowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€3,593
Investment
-€6,453
Financing
+€2,953
Cash 2024
€1,297
From operations (derived)
+€3,593
Net result for the year
-€12,493
Depreciation
+€2,589
Stocks and contracts
+€1,430
Receivables within one year
-€638
Deferred charges and accrued income
+€830
Trade debts
+€1,385
Tax, wage and social debts
+€1,116
Other debts
+€9,374
Investment (derived)
-€6,453
Investment in fixed assets (net)
-€6,453
Current investments
-€1
Financing
+€2,953
Debts after one year
+€214
Current portion of long-term debt
+€2,513
Short-term financial debts
+€226
Cash 2025
€1,389
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €7,778 | €10,113 | +€2,335 | +30.0% |
| Fixed assets | 21/28 | €3,132 | €6,995 | +€3,864 | +123% |
| Tangible fixed assets | 22/27 | €3,132 | €6,995 | +€3,864 | +123% |
| Plant, machinery and equipment | 23 | €2,872 | €1,682 | -€1,190 | -41.4% |
| Furniture and vehicles | 24 | €260 | €5,314 | +€5,054 | +1,946% |
| Current assets | 29/58 | €4,646 | €3,118 | -€1,528 | -32.9% |
| Stocks and contracts in progress | 3 | €1,810 | €380 | -€1,430 | -79.0% |
| Stocks | 30/36 | €1,810 | €380 | -€1,430 | -79.0% |
| Amounts receivable within one year | 40/41 | €9 | €647 | +€638 | +6,750% |
| Trade receivables | 40 | - | €646 | +€646 | |
| Other amounts receivable | 41 | €9 | €1 | -€8 | -88.9% |
| Current investments | 50/53 | €2 | €3 | +€1 | +35.3% |
| Cash at bank and in hand | 54/58 | €1,297 | €1,389 | +€93 | +7.1% |
| Deferred charges and accrued income | 490/1 | €1,528 | €698 | -€830 | -54.3% |
| Total equity and liabilities | 10/49 | €7,778 | €10,113 | +€2,335 | +30.0% |
| Equity | 10/15 | -€5,838 | -€18,330 | -€12,493 | -214% |
| Contributions | 10/11 | €500 | €500 | = | 0.0% |
| Reserves | 13 | €10,000 | €10,000 | = | 0.0% |
| Distributable reserves | 133 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€16,338 | -€28,830 | -€12,493 | -76.5% |
| Amounts payable | 17/49 | €13,616 | €28,444 | +€14,828 | +109% |
| Amounts payable after more than one year | 17 | - | €214 | +€214 | |
| Financial debts | 170/4 | - | €214 | +€214 | |
| Amounts payable within one year | 42/48 | €13,616 | €28,230 | +€14,614 | +107% |
| Current portion of amounts payable after more than one year | 42 | - | €2,513 | +€2,513 | |
| Financial debts | 43 | €304 | €530 | +€226 | +74.4% |
| Credit institutions | 430/8 | €304 | €530 | +€226 | +74.4% |
| Trade debts | 44 | €809 | €2,194 | +€1,385 | +171% |
| Suppliers | 440/4 | €809 | €2,194 | +€1,385 | +171% |
| Taxes, remuneration and social security | 45 | €735 | €1,851 | +€1,116 | +152% |
| Taxes | 450/3 | €735 | €1,851 | +€1,116 | +152% |
| Other amounts payable | 47/48 | €11,768 | €21,142 | +€9,374 | +79.7% |
| Non-recurring operating income | 76A | €8,095 | - | -€8,095 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,354 | €2,589 | +€1,235 | +91.2% |
| Other operating charges | 640/8 | €450 | €1,205 | +€755 | +168% |
| Gross operating margin | 9900 | €3,447 | -€4,899 | -€8,346 | |
| Operating profit (loss) | 9901 | €1,643 | -€8,693 | -€10,336 | |
| Financial income | 75/76B | €56 | €26 | -€30 | -53.2% |
| Recurring financial income | 75 | €56 | €26 | -€30 | -53.2% |
| Financial charges | 65/66B | €1,470 | €3,575 | +€2,106 | +143% |
| Recurring financial charges | 65 | €1,470 | €3,575 | +€2,106 | +143% |
| Profit (loss) for the period before taxes | 9903 | €229 | -€12,243 | -€12,471 | |
| Income taxes | 67/77 | €140 | €250 | +€110 | +78.7% |
| Profit (loss) for the period | 9904 | €89 | -€12,493 | -€12,581 | |
| Profit (loss) for the period to be appropriated | 9905 | €89 | -€12,493 | -€12,581 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.