T.I.B GROUP: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T.I.B GROUP
Largest movements
- Receivables within one year +€6,323
up €6,323 (+30.0%), from €21,071 to €27,394
- Deferred charges and accrued income -€1,143
no longer reported in 2025 (was €1,143)
- Other debts -€14,528
down €14,528 (-78.1%), from €18,601 to €4,073
- Profit (loss) carried forward +€13,917
up €13,917 (+63.3%), from -€21,993 to -€8,077
- Trade debts +€3,417
up €3,417 (+24.7%), from €13,836 to €17,253
- Tax, wage and social debts +€2,108
up €2,108 (+29.6%), from €7,132 to €9,241
of which Remuneration and social security: +€1,540
- Depreciation -€3,280
no longer reported in 2025 (was €3,280)
- Gross operating margin +€1,974
up €1,974 (+16.3%), from €12,093 to €14,067
- Financial charges +€1,153
up €1,153 (+821%), from €140 to €1,293
of which Non-recurring financial charges: +€1,143
- Financial income +€1,143
new in 2025: €1,143
of which Financial income: +€1,143
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €22,576 | €27,489 | +€4,913 | +21.8% |
| Current assets | 29/58 | €22,576 | €27,489 | +€4,913 | +21.8% |
| Amounts receivable within one year | 40/41 | €21,071 | €27,394 | +€6,323 | +30.0% |
| Trade receivables | 40 | €21,071 | €27,394 | +€6,323 | +30.0% |
| Cash at bank and in hand | 54/58 | €362 | €96 | -€266 | -73.5% |
| Deferred charges and accrued income | 490/1 | €1,143 | - | -€1,143 | |
| Total equity and liabilities | 10/49 | €22,576 | €27,489 | +€4,913 | +21.8% |
| Equity | 10/15 | -€16,993 | -€3,077 | +€13,917 | +81.9% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€21,993 | -€8,077 | +€13,917 | +63.3% |
| Amounts payable | 17/49 | €39,569 | €30,566 | -€9,003 | -22.8% |
| Amounts payable within one year | 42/48 | €39,569 | €30,566 | -€9,003 | -22.8% |
| Trade debts | 44 | €13,836 | €17,253 | +€3,417 | +24.7% |
| Suppliers | 440/4 | €13,836 | €17,253 | +€3,417 | +24.7% |
| Taxes, remuneration and social security | 45 | €7,132 | €9,241 | +€2,108 | +29.6% |
| Taxes | 450/3 | €7,132 | €7,701 | +€568 | +8.0% |
| Remuneration and social security | 454/9 | - | €1,540 | +€1,540 | |
| Other amounts payable | 47/48 | €18,601 | €4,073 | -€14,528 | -78.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,280 | - | -€3,280 | |
| Gross operating margin | 9900 | €12,093 | €14,067 | +€1,974 | +16.3% |
| Operating profit (loss) | 9901 | €8,813 | €14,067 | +€5,254 | +59.6% |
| Financial income | 75/76B | - | €1,143 | +€1,143 | |
| Recurring financial income | 75 | - | €1,143 | +€1,143 | |
| Non-recurring financial income | 76B | - | €1,143 | +€1,143 | |
| Financial charges | 65/66B | €140 | €1,293 | +€1,153 | +821% |
| Recurring financial charges | 65 | €140 | €150 | +€10 | +7.1% |
| Non-recurring financial charges | 66B | - | €1,143 | +€1,143 | |
| Profit (loss) for the period before taxes | 9903 | €8,672 | €13,917 | +€5,244 | +60.5% |
| Profit (loss) for the period | 9904 | €8,672 | €13,917 | +€5,244 | +60.5% |
| Profit (loss) for the period to be appropriated | 9905 | €8,672 | €13,917 | +€5,244 | +60.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.