T&G Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T&G Consulting
Largest movements
- Cash -€14,209
down €14,209 (-21.0%), from €67,582 to €53,373
mainly Net result for the year (-€61,647) and Tax, wage and social debts (-€25,849)
- Receivables within one year -€13,967
down €13,967 (-91.4%), from €15,285 to €1,318
of which Trade receivables: -€15,125
- Current investments -€9,997
down €9,997 (-100%), from €9,997 to €0
- Tangible fixed assets -€2,169
down €2,169 (-51.4%), from €4,223 to €2,054
- Profit (loss) carried forward -€61,647
down €61,647 (-93.1%), from €66,233 to €4,586
- Other debts +€44,217
new in 2025: €44,217
- Tax, wage and social debts -€25,849
down €25,849 (-86.3%), from €29,954 to €4,105
- Trade debts +€2,056
up €2,056 (+352%), from €584 to €2,640
- Gross operating margin -€47,459
down €47,459, from €27,335 to -€20,124
- Financial charges +€25,143
up €25,143 (+166%), from €15,135 to €40,278
of which Financial charges: +€25,143
- Taxes -€5,124
down €5,124, from €4,615 to -€510
- Financial income +€1,970
up €1,970 (+40,609%), from €5 to €1,974
of which Non-recurring financial income: +€1,974
- Other operating charges +€1,049
up €1,049 (+205%), from €511 to €1,561
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €98,270 | €57,048 | -€41,223 | -41.9% |
| Fixed assets | 21/28 | €4,423 | €2,254 | -€2,169 | -49.0% |
| Tangible fixed assets | 22/27 | €4,223 | €2,054 | -€2,169 | -51.4% |
| Furniture and vehicles | 24 | €4,223 | €2,054 | -€2,169 | -51.4% |
| Financial fixed assets | 28 | €200 | €200 | = | 0.0% |
| Current assets | 29/58 | €93,847 | €54,794 | -€39,054 | -41.6% |
| Amounts receivable within one year | 40/41 | €15,285 | €1,318 | -€13,967 | -91.4% |
| Trade receivables | 40 | €15,125 | €0 | -€15,125 | -100% |
| Other amounts receivable | 41 | €160 | €1,318 | +€1,158 | +724% |
| Current investments | 50/53 | €9,997 | €0 | -€9,997 | -100% |
| Cash at bank and in hand | 54/58 | €67,582 | €53,373 | -€14,209 | -21.0% |
| Deferred charges and accrued income | 490/1 | €984 | €103 | -€881 | -89.6% |
| Total equity and liabilities | 10/49 | €98,270 | €57,048 | -€41,223 | -41.9% |
| Equity | 10/15 | €67,733 | €6,086 | -€61,647 | -91.0% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €66,233 | €4,586 | -€61,647 | -93.1% |
| Amounts payable | 17/49 | €30,538 | €50,962 | +€20,424 | +66.9% |
| Amounts payable within one year | 42/48 | €30,538 | €50,962 | +€20,424 | +66.9% |
| Trade debts | 44 | €584 | €2,640 | +€2,056 | +352% |
| Suppliers | 440/4 | €584 | €2,640 | +€2,056 | +352% |
| Taxes, remuneration and social security | 45 | €29,954 | €4,105 | -€25,849 | -86.3% |
| Taxes | 450/3 | €29,954 | €4,105 | -€25,849 | -86.3% |
| Other amounts payable | 47/48 | - | €44,217 | +€44,217 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,892 | €2,169 | +€277 | +14.6% |
| Other operating charges | 640/8 | €511 | €1,561 | +€1,049 | +205% |
| Gross operating margin | 9900 | €27,335 | -€20,124 | -€47,459 | |
| Operating profit (loss) | 9901 | €24,932 | -€23,853 | -€48,785 | |
| Financial income | 75/76B | €5 | €1,974 | +€1,970 | +40,609% |
| Recurring financial income | 75 | €5 | €0 | -€5 | -100% |
| Non-recurring financial income | 76B | - | €1,974 | +€1,974 | |
| Financial charges | 65/66B | €15,135 | €40,278 | +€25,143 | +166% |
| Recurring financial charges | 65 | €15,135 | €40,278 | +€25,143 | +166% |
| Non-recurring financial charges | 66B | €0 | €0 | = | 0.0% |
| Profit (loss) for the period before taxes | 9903 | €9,802 | -€62,157 | -€71,959 | |
| Income taxes | 67/77 | €4,615 | -€510 | -€5,124 | |
| Profit (loss) for the period | 9904 | €5,187 | -€61,647 | -€66,834 | |
| Profit (loss) for the period to be appropriated | 9905 | €5,187 | -€61,647 | -€66,834 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.