T.E.A.M. Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T.E.A.M. Consult
Largest movements
- Current investments -€73,451
down €73,451 (-17.6%), from €417,407 to €343,956
- Cash +€24,112
up €24,112 (+100.1%), from €24,089 to €48,201
mainly Net result for the year (+€144,003) and Current investments (+€73,451)
- Receivables within one year -€17,217
down €17,217 (-37.9%), from €45,413 to €28,196
of which Other amounts receivable: -€21,996
- Tangible fixed assets -€11,384
down €11,384 (-4.9%), from €230,120 to €218,737
of which Land and buildings: -€6,346
- Reserves -€120,000
down €120,000 (-32.0%), from €375,000 to €255,000
- Other debts +€56,010
up €56,010 (+35.0%), from €160,000 to €216,010
- Debts after one year -€11,294
down €11,294 (-8.6%), from €130,991 to €119,697
- Financial income -€14,545
down €14,545 (-58.8%), from €24,725 to €10,179
- Taxes -€4,336
down €4,336 (-9.0%), from €48,145 to €43,809
- Gross operating margin -€3,910
down €3,910 (-2.0%), from €195,517 to €191,607
- Financial charges +€2,273
up €2,273, from -€1,071 to €1,201
- Other operating charges -€1,987
down €1,987 (-58.9%), from €3,375 to €1,389
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €717,241 | €639,090 | -€78,152 | -10.9% |
| Fixed assets | 21/28 | €230,120 | €218,737 | -€11,384 | -4.9% |
| Tangible fixed assets | 22/27 | €230,120 | €218,737 | -€11,384 | -4.9% |
| Land and buildings | 22 | €187,933 | €181,587 | -€6,346 | -3.4% |
| Furniture and vehicles | 24 | €42,187 | €37,149 | -€5,038 | -11.9% |
| Current assets | 29/58 | €487,121 | €420,353 | -€66,768 | -13.7% |
| Amounts receivable within one year | 40/41 | €45,413 | €28,196 | -€17,217 | -37.9% |
| Trade receivables | 40 | €20,263 | €25,042 | +€4,779 | +23.6% |
| Other amounts receivable | 41 | €25,150 | €3,154 | -€21,996 | -87.5% |
| Current investments | 50/53 | €417,407 | €343,956 | -€73,451 | -17.6% |
| Cash at bank and in hand | 54/58 | €24,089 | €48,201 | +€24,112 | +100.1% |
| Deferred charges and accrued income | 490/1 | €213 | €0 | -€213 | -100.0% |
| Total equity and liabilities | 10/49 | €717,241 | €639,090 | -€78,152 | -10.9% |
| Equity | 10/15 | €396,172 | €275,175 | -€120,997 | -30.5% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €375,000 | €255,000 | -€120,000 | -32.0% |
| Distributable reserves | 133 | €375,000 | €255,000 | -€120,000 | -32.0% |
| Profit (loss) carried forward | 14 | €1,172 | €175 | -€997 | -85.1% |
| Amounts payable | 17/49 | €321,069 | €363,915 | +€42,845 | +13.3% |
| Amounts payable after more than one year | 17 | €130,991 | €119,697 | -€11,294 | -8.6% |
| Financial debts | 170/4 | €130,991 | €119,697 | -€11,294 | -8.6% |
| Amounts payable within one year | 42/48 | €190,079 | €243,358 | +€53,279 | +28.0% |
| Current portion of amounts payable after more than one year | 42 | €11,176 | €11,294 | +€118 | +1.1% |
| Trade debts | 44 | €278 | €1,339 | +€1,061 | +381.3% |
| Suppliers | 440/4 | €278 | €1,339 | +€1,061 | +381.3% |
| Taxes, remuneration and social security | 45 | €18,625 | €14,715 | -€3,909 | -21.0% |
| Taxes | 450/3 | €18,625 | €14,715 | -€3,909 | -21.0% |
| Other amounts payable | 47/48 | €160,000 | €216,010 | +€56,010 | +35.0% |
| Accrued charges and deferred income | 492/3 | - | €860 | +€860 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,384 | €11,384 | = | 0.0% |
| Other operating charges | 640/8 | €3,375 | €1,389 | -€1,987 | -58.9% |
| Gross operating margin | 9900 | €195,517 | €191,607 | -€3,910 | -2.0% |
| Operating profit (loss) | 9901 | €180,758 | €178,834 | -€1,924 | -1.1% |
| Financial income | 75/76B | €24,725 | €10,179 | -€14,545 | -58.8% |
| Recurring financial income | 75 | €24,725 | €10,179 | -€14,545 | -58.8% |
| Financial charges | 65/66B | -€1,071 | €1,201 | +€2,273 | |
| Recurring financial charges | 65 | -€1,071 | €1,201 | +€2,273 | |
| Profit (loss) for the period before taxes | 9903 | €206,554 | €187,812 | -€18,741 | -9.1% |
| Income taxes | 67/77 | €48,145 | €43,809 | -€4,336 | -9.0% |
| Profit (loss) for the period | 9904 | €158,409 | €144,003 | -€14,406 | -9.1% |
| Profit (loss) for the period to be appropriated | 9905 | €158,409 | €144,003 | -€14,406 | -9.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.