T'com-Life: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T'com-Life
Largest movements
- Receivables within one year -€27,007
down €27,007 (-48.6%), from €55,624 to €28,617
of which Trade receivables: -€29,157
- Cash -€26,111
down €26,111 (-22.8%), from €114,360 to €88,249
mainly Contributions, distributions and other (-€63,500) and Other debts (-€33,646)
- Tangible fixed assets -€4,450
down €4,450 (-45.5%), from €9,785 to €5,335
of which Plant, machinery and equipment: -€3,860
- Other debts -€33,646
down €33,646 (-33.6%), from €100,036 to €66,390
- Reserves -€26,500
down €26,500 (-37.1%), from €71,360 to €44,860
- Tax, wage and social debts +€2,407
up €2,407 (+21.8%), from €11,051 to €13,458
- Gross operating margin -€38,935
down €38,935 (-39.2%), from €99,301 to €60,366
- Taxes -€3,999
down €3,999 (-19.8%), from €20,157 to €16,158
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €196,287 | €139,687 | -€56,600 | -28.8% |
| Fixed assets | 21/28 | €24,785 | €20,335 | -€4,450 | -18.0% |
| Tangible fixed assets | 22/27 | €9,785 | €5,335 | -€4,450 | -45.5% |
| Plant, machinery and equipment | 23 | €9,005 | €5,145 | -€3,860 | -42.9% |
| Other tangible fixed assets | 26 | €780 | €190 | -€590 | -75.6% |
| Financial fixed assets | 28 | €15,000 | €15,000 | = | 0.0% |
| Current assets | 29/58 | €171,502 | €119,352 | -€52,150 | -30.4% |
| Amounts receivable within one year | 40/41 | €55,624 | €28,617 | -€27,007 | -48.6% |
| Trade receivables | 40 | €50,774 | €21,617 | -€29,157 | -57.4% |
| Other amounts receivable | 41 | €4,850 | €7,000 | +€2,150 | +44.3% |
| Cash at bank and in hand | 54/58 | €114,360 | €88,249 | -€26,111 | -22.8% |
| Deferred charges and accrued income | 490/1 | €1,518 | €2,486 | +€968 | +63.8% |
| Total equity and liabilities | 10/49 | €196,287 | €139,687 | -€56,600 | -28.8% |
| Equity | 10/15 | €80,778 | €55,293 | -€25,485 | -31.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €71,360 | €44,860 | -€26,500 | -37.1% |
| Distributable reserves | 133 | €71,360 | €44,860 | -€26,500 | -37.1% |
| Profit (loss) carried forward | 14 | €3,218 | €4,233 | +€1,015 | +31.5% |
| Amounts payable | 17/49 | €115,509 | €84,394 | -€31,115 | -26.9% |
| Amounts payable within one year | 42/48 | €114,767 | €84,394 | -€30,373 | -26.5% |
| Trade debts | 44 | €3,680 | €4,546 | +€866 | +23.5% |
| Suppliers | 440/4 | €3,680 | €4,546 | +€866 | +23.5% |
| Taxes, remuneration and social security | 45 | €11,051 | €13,458 | +€2,407 | +21.8% |
| Taxes | 450/3 | €11,051 | €13,458 | +€2,407 | +21.8% |
| Other amounts payable | 47/48 | €100,036 | €66,390 | -€33,646 | -33.6% |
| Accrued charges and deferred income | 492/3 | €742 | - | -€742 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,427 | €4,450 | +€23 | +0.5% |
| Other operating charges | 640/8 | €1,319 | €1,616 | +€297 | +22.5% |
| Gross operating margin | 9900 | €99,301 | €60,366 | -€38,935 | -39.2% |
| Operating profit (loss) | 9901 | €93,555 | €54,300 | -€39,255 | -42.0% |
| Financial income | 75/76B | €182 | €126 | -€56 | -30.8% |
| Recurring financial income | 75 | €182 | €126 | -€56 | -30.8% |
| Financial charges | 65/66B | €988 | €253 | -€735 | -74.4% |
| Recurring financial charges | 65 | €988 | €253 | -€735 | -74.4% |
| Profit (loss) for the period before taxes | 9903 | €92,749 | €54,173 | -€38,576 | -41.6% |
| Income taxes | 67/77 | €20,157 | €16,158 | -€3,999 | -19.8% |
| Profit (loss) for the period | 9904 | €72,592 | €38,015 | -€34,577 | -47.6% |
| Profit (loss) for the period to be appropriated | 9905 | €72,592 | €38,015 | -€34,577 | -47.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.