T&B IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T&B IMMO
Largest movements
- Tangible fixed assets -€17,220
down €17,220 (-2.2%), from €781,928 to €764,708
- Debts after one year -€35,885
down €35,885 (-4.5%), from €799,450 to €763,566
- Current portion of long-term debt +€17,152
up €17,152 (+205%), from €8,372 to €25,524
- Gross operating margin +€18,570
up €18,570 (+54.3%), from €34,192 to €52,762
- Financial charges +€13,429
up €13,429 (+68.8%), from €19,532 to €32,961
- Purchases and services -€3,223
no longer reported in 2022 (was €3,223)
- Other operating charges +€1,045
up €1,045 (+36.6%), from €2,858 to €3,903
From the 2021 result to the 2022 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2021 and 2022 balance sheets and the 2022 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2021 | 2022 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €798,506 | €778,052 | -€20,454 | -2.6% |
| Fixed assets | 21/28 | €781,928 | €764,708 | -€17,220 | -2.2% |
| Tangible fixed assets | 22/27 | €781,928 | €764,708 | -€17,220 | -2.2% |
| Land and buildings | 22 | €781,928 | €764,708 | -€17,220 | -2.2% |
| Current assets | 29/58 | €16,579 | €13,344 | -€3,234 | -19.5% |
| Amounts receivable within one year | 40/41 | €14,765 | €12,534 | -€2,231 | -15.1% |
| Other amounts receivable | 41 | €14,765 | €12,534 | -€2,231 | -15.1% |
| Cash at bank and in hand | 54/58 | €1,273 | €811 | -€463 | -36.3% |
| Deferred charges and accrued income | 490/1 | €541 | €0 | -€541 | -100% |
| Total equity and liabilities | 10/49 | €798,506 | €778,052 | -€20,454 | -2.6% |
| Equity | 10/15 | -€87,013 | -€88,335 | -€1,322 | -1.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€93,213 | -€94,535 | -€1,322 | -1.4% |
| Amounts payable | 17/49 | €885,520 | €866,387 | -€19,133 | -2.2% |
| Amounts payable after more than one year | 17 | €799,450 | €763,566 | -€35,885 | -4.5% |
| Financial debts | 170/4 | €799,450 | €763,566 | -€35,885 | -4.5% |
| Amounts payable within one year | 42/48 | €86,069 | €102,821 | +€16,752 | +19.5% |
| Current portion of amounts payable after more than one year | 42 | €8,372 | €25,524 | +€17,152 | +205% |
| Trade debts | 44 | €6,748 | €6,348 | -€400 | -5.9% |
| Suppliers | 440/4 | €6,748 | €6,348 | -€400 | -5.9% |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €70,949 | €70,949 | = | 0.0% |
| Non-recurring operating income | 76A | €0 | €0 | -€0 | -100% |
| Goods, raw materials, services and sundry goods | 60/61 | €3,223 | - | -€3,223 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,392 | €17,220 | -€172 | -1.0% |
| Other operating charges | 640/8 | €2,858 | €3,903 | +€1,045 | +36.6% |
| Gross operating margin | 9900 | €34,192 | €52,762 | +€18,570 | +54.3% |
| Operating profit (loss) | 9901 | €13,942 | €31,639 | +€17,697 | +127% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €19,532 | €32,961 | +€13,429 | +68.8% |
| Recurring financial charges | 65 | €19,532 | €32,961 | +€13,429 | +68.8% |
| Profit (loss) for the period before taxes | 9903 | -€5,590 | -€1,322 | +€4,268 | +76.4% |
| Profit (loss) for the period | 9904 | -€5,590 | -€1,322 | +€4,268 | +76.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,590 | -€1,322 | +€4,268 | +76.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2021 and 31 December 2022. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.