T.B.H.: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T.B.H.
Largest movements
- Cash -€3,362
down €3,362 (-18.7%), from €17,980 to €14,619
mainly Net result for the year (-€4,711) and Tax, wage and social debts (-€645)
- Receivables within one year -€1,934
down €1,934 (-56.3%), from €3,438 to €1,504
of which Trade receivables: -€1,965
- Profit (loss) carried forward -€4,711
down €4,711 (-202%), from -€2,331 to -€7,043
- Tax, wage and social debts -€645
down €645 (-71.1%), from €907 to €262
- Other debts +€270
up €270 (+62.4%), from €432 to €702
- Gross operating margin -€2,150
down €2,150 (-106%), from -€2,026 to -€4,176
- Depreciation -€414
down €414 (-100%), from €414 to €0
- Financial charges +€66
up €66 (+69.6%), from €95 to €161
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €21,419 | €16,123 | -€5,296 | -24.7% |
| Fixed assets | 21/28 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €0 | - | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Current assets | 29/58 | €21,419 | €16,123 | -€5,296 | -24.7% |
| Amounts receivable within one year | 40/41 | €3,438 | €1,504 | -€1,934 | -56.3% |
| Trade receivables | 40 | €3,410 | €1,445 | -€1,965 | -57.6% |
| Other amounts receivable | 41 | €28 | €59 | +€31 | +113% |
| Cash at bank and in hand | 54/58 | €17,980 | €14,619 | -€3,362 | -18.7% |
| Total equity and liabilities | 10/49 | €21,419 | €16,123 | -€5,296 | -24.7% |
| Equity | 10/15 | €19,669 | €14,957 | -€4,711 | -24.0% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €2,000 | €2,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,000 | €0 | -€2,000 | -100% |
| Reserves not available under the articles | 1311 | €2,000 | €0 | -€2,000 | -100% |
| Distributable reserves | 133 | €0 | €2,000 | +€2,000 | |
| Profit (loss) carried forward | 14 | -€2,331 | -€7,043 | -€4,711 | -202% |
| Amounts payable | 17/49 | €1,750 | €1,166 | -€584 | -33.4% |
| Amounts payable within one year | 42/48 | €1,750 | €1,166 | -€584 | -33.4% |
| Trade debts | 44 | €411 | €202 | -€209 | -50.9% |
| Suppliers | 440/4 | €411 | €202 | -€209 | -50.9% |
| Taxes, remuneration and social security | 45 | €907 | €262 | -€645 | -71.1% |
| Taxes | 450/3 | €907 | €262 | -€645 | -71.1% |
| Other amounts payable | 47/48 | €432 | €702 | +€270 | +62.4% |
| Remuneration, social security and pensions | 62 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €414 | €0 | -€414 | -100% |
| Other operating charges | 640/8 | €449 | €462 | +€12 | +2.8% |
| Gross operating margin | 9900 | -€2,026 | -€4,176 | -€2,150 | -106% |
| Operating profit (loss) | 9901 | -€2,889 | -€4,638 | -€1,749 | -60.5% |
| Financial income | 75/76B | €93 | €87 | -€6 | -6.3% |
| Recurring financial income | 75 | €93 | €87 | -€6 | -6.3% |
| Financial charges | 65/66B | €95 | €161 | +€66 | +69.6% |
| Recurring financial charges | 65 | €95 | €161 | +€66 | +69.6% |
| Profit (loss) for the period before taxes | 9903 | -€2,891 | -€4,711 | -€1,821 | -63.0% |
| Profit (loss) for the period | 9904 | -€2,891 | -€4,711 | -€1,821 | -63.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,891 | -€4,711 | -€1,821 | -63.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.