T Agent: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T Agent
Largest movements
- Cash -€12,733
down €12,733 (-32.2%), from €39,551 to €26,819
mainly Net result for the year (-€11,317) and Receivables within one year (-€2,234)
- Receivables within one year +€2,234
up €2,234 (+103.5%), from €2,159 to €4,393
- Reserves -€11,317
down €11,317 (-67.0%), from €16,900 to €5,583
- Trade debts +€1,387
up €1,387 (+25.1%), from €5,525 to €6,912
- Other debts -€937
no longer reported in 2025 (was €937)
- Gross operating margin -€10,381
down €10,381 (-14.9%), from €69,664 to €59,283
- Staff costs +€2,470
up €2,470 (+3.6%), from €67,890 to €70,360
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €41,710 | €31,212 | -€10,499 | -25.2% |
| Current assets | 29/58 | €41,710 | €31,212 | -€10,499 | -25.2% |
| Amounts receivable within one year | 40/41 | €2,159 | €4,393 | +€2,234 | +103.5% |
| Other amounts receivable | 41 | €2,159 | €4,393 | +€2,234 | +103.5% |
| Cash at bank and in hand | 54/58 | €39,551 | €26,819 | -€12,733 | -32.2% |
| Total equity and liabilities | 10/49 | €41,710 | €31,212 | -€10,499 | -25.2% |
| Equity | 10/15 | €22,000 | €10,683 | -€11,317 | -51.4% |
| Contributions | 10/11 | €5,100 | €5,100 | = | 0.0% |
| Reserves | 13 | €16,900 | €5,583 | -€11,317 | -67.0% |
| Distributable reserves | 133 | €16,900 | €5,583 | -€11,317 | -67.0% |
| Amounts payable | 17/49 | €19,711 | €20,529 | +€818 | +4.2% |
| Amounts payable within one year | 42/48 | €19,711 | €20,529 | +€818 | +4.2% |
| Trade debts | 44 | €5,525 | €6,912 | +€1,387 | +25.1% |
| Suppliers | 440/4 | €5,525 | €6,912 | +€1,387 | +25.1% |
| Taxes, remuneration and social security | 45 | €13,248 | €13,617 | +€368 | +2.8% |
| Taxes | 450/3 | €3,562 | €3,576 | +€14 | +0.4% |
| Remuneration and social security | 454/9 | €9,686 | €10,040 | +€354 | +3.7% |
| Other amounts payable | 47/48 | €937 | - | -€937 | |
| Remuneration, social security and pensions | 62 | €67,890 | €70,360 | +€2,470 | +3.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €178 | - | -€178 | |
| Other operating charges | 640/8 | €118 | €220 | +€102 | +86.4% |
| Gross operating margin | 9900 | €69,664 | €59,283 | -€10,381 | -14.9% |
| Operating profit (loss) | 9901 | €1,478 | -€11,297 | -€12,775 | |
| Financial income | 75/76B | €20 | €37 | +€18 | +89.2% |
| Recurring financial income | 75 | €20 | €37 | +€18 | +89.2% |
| Financial charges | 65/66B | €44 | €57 | +€14 | +31.2% |
| Recurring financial charges | 65 | €44 | €57 | +€14 | +31.2% |
| Profit (loss) for the period before taxes | 9903 | €1,454 | -€11,317 | -€12,771 | |
| Income taxes | 67/77 | €341 | - | -€341 | |
| Profit (loss) for the period | 9904 | €1,114 | -€11,317 | -€12,430 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,114 | -€11,317 | -€12,430 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.