SYMENS CYCLOS SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
SYMENS CYCLOS SERVICES
NACE 47.632, Retail sale of bicycles
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€36,490
2024 · €33,137+€3,352
Equity
€380,015
2024 · €343,526+€36,490
Cash
€2,160
2024 · €320+€1,840
Balance sheet total
€1.9m
2024 · €2.0m-€52,866
Largest movements
Assets
- Tangible fixed assets -€55,049
down €55,049 (-3.7%), from €1.5m to €1.4m
of which Land and buildings: -€43,489
Equity and liabilities
- Debts after one year -€95,821
down €95,821 (-7.9%), from €1.2m to €1.1m
- Profit (loss) carried forward +€36,490
up €36,490 (+12.1%), from €300,467 to €336,956
Income statement
- Gross operating margin +€11,115
up €11,115 (+9.8%), from €113,964 to €125,080
- Other operating charges +€8,165
up €8,165 (+312%), from €2,613 to €10,778
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€33,137
Gross operating margin
+€11,115
Other operating charges
-€8,165
Financial income
-€517
Financial charges
+€920
Result 2025
€36,490
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€96,034
Investment
€0
Financing
-€94,194
Cash 2024
€320
From operations (derived)
+€96,034
Net result for the year
+€36,490
Depreciation
+€55,049
Receivables within one year
-€343
Trade debts
+€952
Other debts
+€3,886
Financing
-€94,194
Debts after one year
-€95,821
Current portion of long-term debt
+€1,627
Cash 2025
€2,160
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,980,486 | €1,927,620 | -€52,866 | -2.7% |
| Fixed assets | 21/28 | €1,493,508 | €1,438,459 | -€55,049 | -3.7% |
| Tangible fixed assets | 22/27 | €1,493,508 | €1,438,459 | -€55,049 | -3.7% |
| Land and buildings | 22 | €1,459,749 | €1,416,260 | -€43,489 | -3.0% |
| Plant, machinery and equipment | 23 | €6,361 | €3,120 | -€3,241 | -51.0% |
| Other tangible fixed assets | 26 | €27,399 | €19,079 | -€8,319 | -30.4% |
| Current assets | 29/58 | €486,978 | €489,161 | +€2,183 | +0.4% |
| Amounts receivable within one year | 40/41 | €486,658 | €487,001 | +€343 | +0.1% |
| Trade receivables | 40 | €38,826 | €44,271 | +€5,445 | +14.0% |
| Other amounts receivable | 41 | €447,832 | €442,730 | -€5,102 | -1.1% |
| Cash at bank and in hand | 54/58 | €320 | €2,160 | +€1,840 | +575% |
| Total equity and liabilities | 10/49 | €1,980,486 | €1,927,620 | -€52,866 | -2.7% |
| Equity | 10/15 | €343,526 | €380,015 | +€36,490 | +10.6% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €36,859 | €36,859 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Distributable reserves | 133 | €35,000 | €35,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €300,467 | €336,956 | +€36,490 | +12.1% |
| Provisions and deferred taxes | 16 | €6,500 | €6,500 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €6,500 | €6,500 | = | 0.0% |
| Major repairs and maintenance | 162 | €6,500 | €6,500 | = | 0.0% |
| Amounts payable | 17/49 | €1,630,461 | €1,541,105 | -€89,356 | -5.5% |
| Amounts payable after more than one year | 17 | €1,207,427 | €1,111,606 | -€95,821 | -7.9% |
| Financial debts | 170/4 | €1,207,427 | €1,111,606 | -€95,821 | -7.9% |
| Amounts payable within one year | 42/48 | €423,034 | €429,499 | +€6,465 | +1.5% |
| Current portion of amounts payable after more than one year | 42 | €94,194 | €95,821 | +€1,627 | +1.7% |
| Trade debts | 44 | €112,616 | €113,568 | +€952 | +0.8% |
| Suppliers | 440/4 | €112,616 | €113,568 | +€952 | +0.8% |
| Other amounts payable | 47/48 | €216,224 | €220,111 | +€3,886 | +1.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €55,049 | €55,049 | = | 0.0% |
| Other operating charges | 640/8 | €2,613 | €10,778 | +€8,165 | +312% |
| Gross operating margin | 9900 | €113,964 | €125,080 | +€11,115 | +9.8% |
| Operating profit (loss) | 9901 | €56,302 | €59,252 | +€2,950 | +5.2% |
| Financial income | 75/76B | €517 | - | -€517 | |
| Recurring financial income | 75 | €517 | - | -€517 | |
| Financial charges | 65/66B | €23,682 | €22,763 | -€920 | -3.9% |
| Recurring financial charges | 65 | €23,682 | €22,763 | -€920 | -3.9% |
| Profit (loss) for the period before taxes | 9903 | €33,137 | €36,490 | +€3,352 | +10.1% |
| Profit (loss) for the period | 9904 | €33,137 | €36,490 | +€3,352 | +10.1% |
| Profit (loss) for the period to be appropriated | 9905 | €33,137 | €36,490 | +€3,352 | +10.1% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.