SY-MA ARCHITECTES: what changed
SY-MA ARCHITECTES
Largest movements
- Intangible fixed assets -€11,000
down €11,000 (-26.6%), from €41,381 to €30,381
- Cash -€7,609
down €7,609 (-31.9%), from €23,857 to €16,248
mainly Debts after one year (-€8,168) and Receivables within one year (-€6,280)
- Receivables within one year +€6,280
up €6,280 (+64.0%), from €9,808 to €16,088
of which Trade receivables: +€6,905
- Tangible fixed assets +€1,006
up €1,006 (+110%), from €915 to €1,920
- Deferred charges and accrued income -€986
down €986 (-17.3%), from €5,711 to €4,725
- Debts after one year -€8,168
down €8,168 (-78.1%), from €10,457 to €2,290
- Profit (loss) carried forward -€5,871
down €5,871 (-70.0%), from -€8,391 to -€14,262
- Tax, wage and social debts +€1,635
up €1,635 (+78.3%), from €2,087 to €3,722
of which Remuneration and social security: +€2,000
- Trade debts -€930
down €930 (-13.2%), from €7,043 to €6,112
- Other debts +€905
up €905 (+2.1%), from €43,428 to €44,333
- Gross operating margin -€3,917
down €3,917 (-24.3%), from €16,105 to €12,188
- Financial charges +€3,018
up €3,018 (+203%), from €1,488 to €4,506
of which Non-recurring financial charges: +€4,045
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €81,672 | €69,362 | -€12,310 | -15.1% |
| Fixed assets | 21/28 | €42,296 | €32,301 | -€9,994 | -23.6% |
| Intangible fixed assets | 21 | €41,381 | €30,381 | -€11,000 | -26.6% |
| Tangible fixed assets | 22/27 | €915 | €1,920 | +€1,006 | +110% |
| Furniture and vehicles | 24 | €915 | €1,920 | +€1,006 | +110% |
| Current assets | 29/58 | €39,377 | €37,061 | -€2,316 | -5.9% |
| Amounts receivable within one year | 40/41 | €9,808 | €16,088 | +€6,280 | +64.0% |
| Trade receivables | 40 | €3,922 | €10,826 | +€6,905 | +176% |
| Other amounts receivable | 41 | €5,887 | €5,262 | -€625 | -10.6% |
| Cash at bank and in hand | 54/58 | €23,857 | €16,248 | -€7,609 | -31.9% |
| Deferred charges and accrued income | 490/1 | €5,711 | €4,725 | -€986 | -17.3% |
| Total equity and liabilities | 10/49 | €81,672 | €69,362 | -€12,310 | -15.1% |
| Equity | 10/15 | €10,609 | €4,738 | -€5,871 | -55.3% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €17,000 | €17,000 | = | 0.0% |
| Distributable reserves | 133 | €17,000 | €17,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€8,391 | -€14,262 | -€5,871 | -70.0% |
| Amounts payable | 17/49 | €71,063 | €64,624 | -€6,439 | -9.1% |
| Amounts payable after more than one year | 17 | €10,457 | €2,290 | -€8,168 | -78.1% |
| Financial debts | 170/4 | €10,457 | €2,290 | -€8,168 | -78.1% |
| Amounts payable within one year | 42/48 | €60,606 | €62,335 | +€1,729 | +2.9% |
| Current portion of amounts payable after more than one year | 42 | €8,049 | €8,168 | +€119 | +1.5% |
| Trade debts | 44 | €7,043 | €6,112 | -€930 | -13.2% |
| Suppliers | 440/4 | €7,043 | €6,112 | -€930 | -13.2% |
| Taxes, remuneration and social security | 45 | €2,087 | €3,722 | +€1,635 | +78.3% |
| Taxes | 450/3 | €2,087 | €1,722 | -€365 | -17.5% |
| Remuneration and social security | 454/9 | - | €2,000 | +€2,000 | |
| Other amounts payable | 47/48 | €43,428 | €44,333 | +€905 | +2.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,797 | €11,821 | +€24 | +0.2% |
| Other operating charges | 640/8 | €1,723 | €1,564 | -€159 | -9.2% |
| Gross operating margin | 9900 | €16,105 | €12,188 | -€3,917 | -24.3% |
| Operating profit (loss) | 9901 | €2,585 | -€1,197 | -€3,782 | |
| Financial income | 75/76B | €9 | €8 | -€1 | -8.3% |
| Recurring financial income | 75 | €9 | €8 | -€1 | -8.3% |
| Financial charges | 65/66B | €1,488 | €4,506 | +€3,018 | +203% |
| Recurring financial charges | 65 | €1,488 | €461 | -€1,027 | -69.0% |
| Non-recurring financial charges | 66B | - | €4,045 | +€4,045 | |
| Profit (loss) for the period before taxes | 9903 | €1,106 | -€5,694 | -€6,800 | |
| Income taxes | 67/77 | €189 | €177 | -€12 | -6.6% |
| Profit (loss) for the period | 9904 | €917 | -€5,871 | -€6,788 | |
| Profit (loss) for the period to be appropriated | 9905 | €917 | -€5,871 | -€6,788 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.