SWISS VALLEY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SWISS VALLEY
Largest movements
- Receivables within one year -€3,023
down €3,023 (-24.5%), from €12,351 to €9,327
of which Trade receivables: -€3,071
- Cash -€970
down €970 (-74.4%), from €1,304 to €334
mainly Debts after one year (-€4,967) and Tax, wage and social debts (-€3,392)
- Tangible fixed assets -€821
down €821 (-46.3%), from €1,774 to €953
- Debts after one year -€4,967
down €4,967 (-64.5%), from €7,705 to €2,738
- Profit (loss) carried forward +€3,557
up €3,557 (+84.3%), from -€4,219 to -€663
- Tax, wage and social debts -€3,392
down €3,392 (-59.2%), from €5,732 to €2,340
- Gross operating margin +€4,998
new in 2025: €4,998
- Staff costs -€1,749
down €1,749 (-100%), from €1,749 to €0
- Depreciation +€454
up €454 (+124%), from €367 to €821
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €15,429 | €10,615 | -€4,814 | -31.2% |
| Fixed assets | 21/28 | €1,774 | €953 | -€821 | -46.3% |
| Tangible fixed assets | 22/27 | €1,774 | €953 | -€821 | -46.3% |
| Furniture and vehicles | 24 | €1,774 | €953 | -€821 | -46.3% |
| Current assets | 29/58 | €13,655 | €9,662 | -€3,993 | -29.2% |
| Amounts receivable within one year | 40/41 | €12,351 | €9,327 | -€3,023 | -24.5% |
| Trade receivables | 40 | €12,351 | €9,279 | -€3,071 | -24.9% |
| Other amounts receivable | 41 | - | €48 | +€48 | |
| Cash at bank and in hand | 54/58 | €1,304 | €334 | -€970 | -74.4% |
| Total equity and liabilities | 10/49 | €15,429 | €10,615 | -€4,814 | -31.2% |
| Equity | 10/15 | €1,981 | €5,537 | +€3,557 | +180% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €0 | €0 | = | |
| Non-distributable reserves | 130/1 | €0 | €0 | = | |
| Reserves not available under the articles | 1311 | €0 | €0 | = | |
| Profit (loss) carried forward | 14 | -€4,219 | -€663 | +€3,557 | +84.3% |
| Amounts payable | 17/49 | €13,448 | €5,078 | -€8,370 | -62.2% |
| Amounts payable after more than one year | 17 | €7,705 | €2,738 | -€4,967 | -64.5% |
| Financial debts | 170/4 | €7,705 | €2,738 | -€4,967 | -64.5% |
| Amounts payable within one year | 42/48 | €5,743 | €2,340 | -€3,404 | -59.3% |
| Trade debts | 44 | €11 | €0 | -€11 | -100% |
| Suppliers | 440/4 | €11 | €0 | -€11 | -100% |
| Taxes, remuneration and social security | 45 | €5,732 | €2,340 | -€3,392 | -59.2% |
| Taxes | 450/3 | €5,732 | €2,340 | -€3,392 | -59.2% |
| Remuneration, social security and pensions | 62 | €1,749 | €0 | -€1,749 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €367 | €821 | +€454 | +124% |
| Other operating charges | 640/8 | €384 | €387 | +€3 | +0.8% |
| Gross operating margin | 9900 | - | €4,998 | +€4,998 | |
| Operating profit (loss) | 9901 | -€2,501 | €3,790 | +€6,291 | |
| Financial charges | 65/66B | €223 | €233 | +€10 | +4.5% |
| Recurring financial charges | 65 | €223 | €233 | +€10 | +4.5% |
| Profit (loss) for the period before taxes | 9903 | -€2,724 | €3,557 | +€6,281 | |
| Profit (loss) for the period | 9904 | -€2,724 | €3,557 | +€6,281 | |
| Profit (loss) for the period to be appropriated | 9905 | -€2,724 | €3,557 | +€6,281 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.