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SWING: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SWING

BE 0440.949.528
NACE 77.222, Rental and leasing activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€124,217
2024 · €153,324-€29,107
Equity
€673,613
2024 · €549,396+€124,217
Cash
€10,882
2024 · €251,461-€240,579
Balance sheet total
€5.6m
2024 · €5.6m+€22,371

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€301,305

    up €301,305 (+6.8%), from €4.4m to €4.7m

    of which Land and buildings: +€170,093

  • Cash -€240,579

    down €240,579 (-95.7%), from €251,461 to €10,882

    mainly Investment in fixed assets (net) (-€640,098) and Stocks and contracts (-€140,319)

  • Receivables within one year -€176,720

    down €176,720 (-57.4%), from €307,944 to €131,224

    of which Trade receivables: -€177,041

  • Stocks and contracts +€140,319

    up €140,319 (+23.0%), from €611,038 to €751,357

Equity and liabilities
  • Debts after one year -€137,489

    down €137,489 (-3.0%), from €4.6m to €4.4m

  • Profit (loss) carried forward +€124,217

    up €124,217 (+26.5%), from €468,940 to €593,157

Income statement
  • Gross operating margin -€619,403

    down €619,403 (-33.7%), from €1.8m to €1.2m

  • Staff costs -€323,648

    down €323,648 (-32.3%), from €1.0m to €678,660

  • Depreciation -€198,666

    down €198,666 (-36.8%), from €539,459 to €340,793

  • Provisions -€57,585

    down €57,585, from €27,452 to -€30,133

  • Financial charges -€39,282

    down €39,282 (-36.9%), from €106,379 to €67,097

    of which Financial charges: -€38,282

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €153,324
Gross operating margin -€619,403
Staff costs +€323,648
Depreciation +€198,666
Provisions +€57,585
Other operating charges +€2,465
Financial income -€7,825
Financial charges +€39,282
Taxes -€23,524
Result 2025 €124,217

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€533,803
Investment -€640,098
Financing -€134,285
Cash 2024 €251,461
Net result for the year +€124,217
Depreciation +€340,793
Stocks and contracts -€140,319
Receivables within one year +€176,720
Smaller working-capital items -€39
Provisions -€30,133
Trade debts +€43,778
Tax, wage and social debts +€21,786
Accrued charges and deferred income -€3,000
Investment in fixed assets (net) -€640,098
Debts after one year -€137,489
Current portion of long-term debt +€3,204
Cash 2025 €10,882
Every line side by side 52 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,606,954 €5,629,325 +€22,371 +0.4%
Fixed assets 21/28 €4,422,981 €4,722,285 +€299,305 +6.8%
Tangible fixed assets 22/27 €4,419,960 €4,721,264 +€301,305 +6.8%
Land and buildings 22 €4,027,437 €4,197,530 +€170,093 +4.2%
Plant, machinery and equipment 23 €306,768 €388,975 +€82,207 +26.8%
Furniture and vehicles 24 €85,754 €134,759 +€49,004 +57.1%
Financial fixed assets 28 €3,021 €1,021 -€2,000 -66.2%
Current assets 29/58 €1,183,973 €907,040 -€276,934 -23.4%
Stocks and contracts in progress 3 €611,038 €751,357 +€140,319 +23.0%
Stocks 30/36 €611,038 €751,357 +€140,319 +23.0%
Amounts receivable within one year 40/41 €307,944 €131,224 -€176,720 -57.4%
Trade receivables 40 €307,944 €130,904 -€177,041 -57.5%
Other amounts receivable 41 - €321 +€321
Cash at bank and in hand 54/58 €251,461 €10,882 -€240,579 -95.7%
Deferred charges and accrued income 490/1 €13,530 €13,577 +€47 +0.3%
Total equity and liabilities 10/49 €5,606,954 €5,629,325 +€22,371 +0.4%
Equity 10/15 €549,396 €673,613 +€124,217 +22.6%
Contributions 10/11 €61,973 €61,973 = 0.0%
Reserves 13 €18,483 €18,483 = 0.0%
Tax-exempt reserves 132 €7,832 €7,832 = 0.0%
Distributable reserves 133 €10,650 €10,650 = 0.0%
Profit (loss) carried forward 14 €468,940 €593,157 +€124,217 +26.5%
Provisions and deferred taxes 16 €58,881 €28,748 -€30,133 -51.2%
Provisions for liabilities and charges 160/5 €58,881 €28,748 -€30,133 -51.2%
Other liabilities and charges 164/5 €58,881 €28,748 -€30,133 -51.2%
Amounts payable 17/49 €4,998,677 €4,926,964 -€71,713 -1.4%
Amounts payable after more than one year 17 €4,557,710 €4,420,221 -€137,489 -3.0%
Financial debts 170/4 €4,557,710 €4,420,221 -€137,489 -3.0%
Amounts payable within one year 42/48 €419,967 €488,744 +€68,776 +16.4%
Current portion of amounts payable after more than one year 42 €122,962 €126,166 +€3,204 +2.6%
Trade debts 44 €155,989 €199,767 +€43,778 +28.1%
Suppliers 440/4 €155,989 €199,767 +€43,778 +28.1%
Taxes, remuneration and social security 45 €79,356 €101,142 +€21,786 +27.5%
Taxes 450/3 €51,842 €17,751 -€34,091 -65.8%
Remuneration and social security 454/9 €27,514 €83,391 +€55,877 +203.1%
Other amounts payable 47/48 €61,660 €61,668 +€8 0.0%
Accrued charges and deferred income 492/3 €21,000 €18,000 -€3,000 -14.3%
Remuneration, social security and pensions 62 €1,002,308 €678,660 -€323,648 -32.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €539,459 €340,793 -€198,666 -36.8%
Provisions for liabilities and charges: additions (uses and reversals) 635/8 €27,452 -€30,133 -€57,585
Other operating charges 640/8 €17,900 €15,435 -€2,465 -13.8%
Gross operating margin 9900 €1,839,543 €1,220,140 -€619,403 -33.7%
Operating profit (loss) 9901 €252,424 €215,384 -€37,040 -14.7%
Financial income 75/76B €8,434 €609 -€7,825 -92.8%
Recurring financial income 75 €8,434 €609 -€7,825 -92.8%
Financial charges 65/66B €106,379 €67,097 -€39,282 -36.9%
Recurring financial charges 65 €105,379 €67,097 -€38,282 -36.3%
Non-recurring financial charges 66B €1,000 - -€1,000
Profit (loss) for the period before taxes 9903 €154,479 €148,896 -€5,583 -3.6%
Income taxes 67/77 €1,155 €24,679 +€23,524 +2036.2%
Profit (loss) for the period 9904 €153,324 €124,217 -€29,107 -19.0%
Profit (loss) for the period to be appropriated 9905 €153,324 €124,217 -€29,107 -19.0%

Source: filed annual accounts (NBB), fiscal years ended 31 August 2024 and 31 August 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.