SWIFTLY WORKSPACE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SWIFTLY WORKSPACE
Largest movements
- Cash -€73,010
down €73,010 (-97.2%), from €75,091 to €2,081
mainly Net result for the year (-€75,562) and Deferred charges and accrued income (-€89)
- Profit (loss) carried forward -€75,562
down €75,562 (-235.9%), from -€32,025 to -€107,586
- Trade debts +€1,622
up €1,622 (+54.9%), from €2,953 to €4,575
- Gross operating margin -€42,443
down €42,443 (-134.3%), from -€31,595 to -€74,038
- Financial charges +€988
up €988 (+47494.7%), from €2 to €990
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,929 | €2,493 | -€73,436 | -96.7% |
| Current assets | 29/58 | €75,929 | €2,493 | -€73,436 | -96.7% |
| Amounts receivable within one year | 40/41 | €837 | €322 | -€515 | -61.5% |
| Other amounts receivable | 41 | €837 | €322 | -€515 | -61.5% |
| Cash at bank and in hand | 54/58 | €75,091 | €2,081 | -€73,010 | -97.2% |
| Deferred charges and accrued income | 490/1 | - | €89 | +€89 | |
| Total equity and liabilities | 10/49 | €75,929 | €2,493 | -€73,436 | -96.7% |
| Equity | 10/15 | -€27,025 | -€102,586 | -€75,562 | -279.6% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€32,025 | -€107,586 | -€75,562 | -235.9% |
| Amounts payable | 17/49 | €102,953 | €105,079 | +€2,126 | +2.1% |
| Amounts payable within one year | 42/48 | €102,953 | €105,079 | +€2,126 | +2.1% |
| Trade debts | 44 | €2,953 | €4,575 | +€1,622 | +54.9% |
| Suppliers | 440/4 | €2,953 | €4,575 | +€1,622 | +54.9% |
| Other amounts payable | 47/48 | €100,000 | €100,504 | +€504 | +0.5% |
| Other operating charges | 640/8 | €427 | €598 | +€170 | +39.8% |
| Gross operating margin | 9900 | -€31,595 | -€74,038 | -€42,443 | -134.3% |
| Operating profit (loss) | 9901 | -€32,023 | -€74,636 | -€42,613 | -133.1% |
| Financial income | 75/76B | - | €64 | +€64 | |
| Recurring financial income | 75 | - | €64 | +€64 | |
| Financial charges | 65/66B | €2 | €990 | +€988 | +47494.7% |
| Recurring financial charges | 65 | €2 | €990 | +€988 | +47494.7% |
| Profit (loss) for the period before taxes | 9903 | -€32,025 | -€75,562 | -€43,537 | -135.9% |
| Profit (loss) for the period | 9904 | -€32,025 | -€75,562 | -€43,537 | -135.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€32,025 | -€75,562 | -€43,537 | -135.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.