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SWANTRUST: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SWANTRUST

BE 0466.432.616
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€30,655
2023 · -€28,512-€2,142
Equity
-€402,739
2023 · -€372,084-€30,655
Cash
€12,217
2023 · €938+€11,279
Balance sheet total
€12,217
2023 · €515,120-€502,903

Largest movements

2023 to 2024
Assets
  • Financial fixed assets -€514,182

    down €514,182 (-100.0%), from €514,182 to €0

  • Cash +€11,279

    up €11,279 (+1202.6%), from €938 to €12,217

    mainly Investment in fixed assets (net) (+€514,182) and Trade debts (+€248)

Equity and liabilities
  • Other debts -€472,496

    down €472,496 (-53.3%), from €886,717 to €414,221

  • Profit (loss) carried forward -€30,655

    down €30,655 (-7.1%), from -€434,084 to -€464,739

Income statement
  • Financial charges +€1,068

    up €1,068 (+4.0%), from €26,835 to €27,903

  • Gross operating margin -€1,058

    down €1,058 (-67.2%), from -€1,576 to -€2,634

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€28,512
Gross operating margin -€1,058
Other operating charges -€16
Financial charges -€1,068
Result 2024 -€30,655

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€502,903
Investment +€514,182
Financing €0
Cash 2023 €938
Net result for the year -€30,655
Trade debts +€248
Other debts -€472,496
Investment in fixed assets (net) +€514,182
Cash 2024 €12,217
Every line side by side 24 lines
Line Code 2023 2024 Change %
Total assets 20/58 €515,120 €12,217 -€502,903 -97.6%
Fixed assets 21/28 €514,182 €0 -€514,182 -100.0%
Financial fixed assets 28 €514,182 €0 -€514,182 -100.0%
Current assets 29/58 €938 €12,217 +€11,279 +1202.6%
Cash at bank and in hand 54/58 €938 €12,217 +€11,279 +1202.6%
Total equity and liabilities 10/49 €515,120 €12,217 -€502,903 -97.6%
Equity 10/15 -€372,084 -€402,739 -€30,655 -8.2%
Contributions 10/11 €62,000 €62,000 = 0.0%
Outside capital 11 €62,000 €62,000 = 0.0%
Other 1109/19 €62,000 €62,000 = 0.0%
Profit (loss) carried forward 14 -€434,084 -€464,739 -€30,655 -7.1%
Amounts payable 17/49 €887,204 €414,956 -€472,248 -53.2%
Amounts payable within one year 42/48 €887,204 €414,956 -€472,248 -53.2%
Trade debts 44 €487 €735 +€248 +51.0%
Suppliers 440/4 €487 €735 +€248 +51.0%
Other amounts payable 47/48 €886,717 €414,221 -€472,496 -53.3%
Other operating charges 640/8 €102 €118 +€16 +15.7%
Gross operating margin 9900 -€1,576 -€2,634 -€1,058 -67.2%
Operating profit (loss) 9901 -€1,678 -€2,752 -€1,074 -64.0%
Financial charges 65/66B €26,835 €27,903 +€1,068 +4.0%
Recurring financial charges 65 €26,835 €27,903 +€1,068 +4.0%
Profit (loss) for the period before taxes 9903 -€28,512 -€30,655 -€2,142 -7.5%
Profit (loss) for the period 9904 -€28,512 -€30,655 -€2,142 -7.5%
Profit (loss) for the period to be appropriated 9905 -€28,512 -€30,655 -€2,142 -7.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.