SVYB: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVYB
Largest movements
- Tangible fixed assets -€11,092
down €11,092 (-4.9%), from €224,745 to €213,653
- Cash +€6,412
up €6,412 (+273.0%), from €2,349 to €8,761
mainly Net result for the year (+€17,969) and Depreciation (+€11,092)
- Receivables within one year +€4,122
new in 2025: €4,122
- Debts after one year -€22,070
down €22,070 (-21.0%), from €104,950 to €82,880
- Reserves +€17,969
up €17,969 (+47.3%), from €37,969 to €55,938
- Tax, wage and social debts +€3,098
up €3,098 (+52.6%), from €5,894 to €8,992
- Gross operating margin +€9,125
up €9,125 (+28.6%), from €31,889 to €41,015
- Taxes +€3,098
up €3,098 (+52.6%), from €5,894 to €8,992
- Financial charges -€434
down €434 (-13.6%), from €3,202 to €2,768
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €227,093 | €226,535 | -€558 | -0.2% |
| Fixed assets | 21/28 | €224,745 | €213,653 | -€11,092 | -4.9% |
| Tangible fixed assets | 22/27 | €224,745 | €213,653 | -€11,092 | -4.9% |
| Land and buildings | 22 | €224,745 | €213,653 | -€11,092 | -4.9% |
| Current assets | 29/58 | €2,349 | €12,883 | +€10,534 | +448.5% |
| Amounts receivable within one year | 40/41 | - | €4,122 | +€4,122 | |
| Trade receivables | 40 | - | €4,122 | +€4,122 | |
| Cash at bank and in hand | 54/58 | €2,349 | €8,761 | +€6,412 | +273.0% |
| Total equity and liabilities | 10/49 | €227,093 | €226,535 | -€558 | -0.2% |
| Equity | 10/15 | €87,969 | €105,938 | +€17,969 | +20.4% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Reserves | 13 | €37,969 | €55,938 | +€17,969 | +47.3% |
| Distributable reserves | 133 | €37,969 | €55,938 | +€17,969 | +47.3% |
| Amounts payable | 17/49 | €139,124 | €120,597 | -€18,527 | -13.3% |
| Amounts payable after more than one year | 17 | €104,950 | €82,880 | -€22,070 | -21.0% |
| Financial debts | 170/4 | €104,950 | €82,880 | -€22,070 | -21.0% |
| Amounts payable within one year | 42/48 | €34,174 | €37,717 | +€3,543 | +10.4% |
| Current portion of amounts payable after more than one year | 42 | €21,625 | €22,070 | +€445 | +2.1% |
| Taxes, remuneration and social security | 45 | €5,894 | €8,992 | +€3,098 | +52.6% |
| Taxes | 450/3 | €5,894 | €8,992 | +€3,098 | +52.6% |
| Other amounts payable | 47/48 | €6,655 | €6,655 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,092 | €11,092 | = | 0.0% |
| Other operating charges | 640/8 | €191 | €194 | +€3 | +1.6% |
| Gross operating margin | 9900 | €31,889 | €41,015 | +€9,125 | +28.6% |
| Operating profit (loss) | 9901 | €20,607 | €29,729 | +€9,122 | +44.3% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €3,202 | €2,768 | -€434 | -13.6% |
| Recurring financial charges | 65 | €3,202 | €2,768 | -€434 | -13.6% |
| Profit (loss) for the period before taxes | 9903 | €17,405 | €26,961 | +€9,556 | +54.9% |
| Income taxes | 67/77 | €5,894 | €8,992 | +€3,098 | +52.6% |
| Profit (loss) for the period | 9904 | €11,511 | €17,969 | +€6,458 | +56.1% |
| Profit (loss) for the period to be appropriated | 9905 | €11,511 | €17,969 | +€6,458 | +56.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.