SVS Consult: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVS Consult
Largest movements
- Cash -€30,746
down €30,746 (-62.6%), from €49,136 to €18,390
mainly Net result for the year (-€16,118) and Tax, wage and social debts (-€8,278)
- Tangible fixed assets +€4,565
up €4,565 (+54.0%), from €8,445 to €13,010
of which Furniture and vehicles: +€5,308
- Receivables within one year +€4,252
up €4,252 (+41.8%), from €10,181 to €14,433
- Deferred charges and accrued income -€1,983
no longer reported in 2025 (was €1,983)
- Reserves -€16,118
down €16,118 (-31.1%), from €51,819 to €35,701
- Tax, wage and social debts -€8,278
down €8,278 (-60.3%), from €13,722 to €5,445
- Gross operating margin -€33,342
down €33,342, from €26,476 to -€6,866
- Taxes -€5,369
down €5,369 (-99.4%), from €5,401 to €32
- Other operating charges +€4,290
up €4,290 (+244.5%), from €1,755 to €6,046
- Financial charges -€2,019
down €2,019 (-67.1%), from €3,008 to €989
- Depreciation +€1,002
up €1,002 (+54.1%), from €1,851 to €2,852
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €69,745 | €45,833 | -€23,912 | -34.3% |
| Fixed assets | 21/28 | €8,445 | €13,010 | +€4,565 | +54.0% |
| Tangible fixed assets | 22/27 | €8,445 | €13,010 | +€4,565 | +54.0% |
| Plant, machinery and equipment | 23 | €1,141 | €615 | -€527 | -46.1% |
| Furniture and vehicles | 24 | €5,753 | €11,060 | +€5,308 | +92.3% |
| Other tangible fixed assets | 26 | €1,552 | €1,335 | -€217 | -14.0% |
| Current assets | 29/58 | €61,300 | €32,823 | -€28,477 | -46.5% |
| Amounts receivable within one year | 40/41 | €10,181 | €14,433 | +€4,252 | +41.8% |
| Other amounts receivable | 41 | €10,181 | €14,433 | +€4,252 | +41.8% |
| Cash at bank and in hand | 54/58 | €49,136 | €18,390 | -€30,746 | -62.6% |
| Deferred charges and accrued income | 490/1 | €1,983 | - | -€1,983 | |
| Total equity and liabilities | 10/49 | €69,745 | €45,833 | -€23,912 | -34.3% |
| Equity | 10/15 | €53,819 | €37,701 | -€16,118 | -29.9% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €51,819 | €35,701 | -€16,118 | -31.1% |
| Distributable reserves | 133 | €51,819 | €35,701 | -€16,118 | -31.1% |
| Amounts payable | 17/49 | €15,926 | €8,132 | -€7,794 | -48.9% |
| Amounts payable within one year | 42/48 | €15,926 | €8,132 | -€7,794 | -48.9% |
| Trade debts | 44 | €2,203 | €2,687 | +€484 | +22.0% |
| Suppliers | 440/4 | €2,203 | €2,687 | +€484 | +22.0% |
| Taxes, remuneration and social security | 45 | €13,722 | €5,445 | -€8,278 | -60.3% |
| Taxes | 450/3 | €13,722 | €5,445 | -€8,278 | -60.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,851 | €2,852 | +€1,002 | +54.1% |
| Other operating charges | 640/8 | €1,755 | €6,046 | +€4,290 | +244.5% |
| Gross operating margin | 9900 | €26,476 | -€6,866 | -€33,342 | |
| Operating profit (loss) | 9901 | €22,870 | -€15,764 | -€38,634 | |
| Financial income | 75/76B | €681 | €667 | -€14 | -2.0% |
| Recurring financial income | 75 | €681 | €667 | -€14 | -2.0% |
| Financial charges | 65/66B | €3,008 | €989 | -€2,019 | -67.1% |
| Recurring financial charges | 65 | €3,008 | €989 | -€2,019 | -67.1% |
| Profit (loss) for the period before taxes | 9903 | €20,543 | -€16,086 | -€36,629 | |
| Income taxes | 67/77 | €5,401 | €32 | -€5,369 | -99.4% |
| Profit (loss) for the period | 9904 | €15,142 | -€16,118 | -€31,260 | |
| Profit (loss) for the period to be appropriated | 9905 | €15,142 | -€16,118 | -€31,260 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.