SVR Algemene Bouwonderneming: what changed
SVR Algemene Bouwonderneming
Largest movements
- Receivables within one year +€43,604
up €43,604 (+139%), from €31,430 to €75,034
of which Trade receivables: +€26,271
- Cash -€39,976
down €39,976 (-26.8%), from €149,034 to €109,058
mainly Receivables within one year (-€43,604) and Debts after one year (-€32,388)
- Tangible fixed assets -€19,421
down €19,421 (-14.2%), from €136,602 to €117,181
of which Plant, machinery and equipment: -€13,856
- Debts after one year -€32,388
down €32,388 (-53.8%), from €60,205 to €27,817
- Other debts +€22,724
up €22,724 (+23.7%), from €95,690 to €118,414
- Tax, wage and social debts -€15,507
down €15,507 (-78.2%), from €19,817 to €4,311
of which Taxes: -€14,226
- Reserves +€14,054
up €14,054 (+8.9%), from €157,288 to €171,342
- Trade debts -€6,722
down €6,722 (-47.4%), from €14,178 to €7,456
- Gross operating margin -€38,008
down €38,008 (-20.9%), from €181,486 to €143,478
- Staff costs +€10,566
up €10,566 (+12.2%), from €86,392 to €96,958
- Taxes -€7,589
down €7,589 (-55.7%), from €13,634 to €6,044
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €451,117 | €434,682 | -€16,435 | -3.6% |
| Fixed assets | 21/28 | €139,068 | €118,313 | -€20,755 | -14.9% |
| Intangible fixed assets | 21 | €2,331 | €997 | -€1,333 | -57.2% |
| Tangible fixed assets | 22/27 | €136,602 | €117,181 | -€19,421 | -14.2% |
| Plant, machinery and equipment | 23 | €120,413 | €106,556 | -€13,856 | -11.5% |
| Furniture and vehicles | 24 | €16,190 | €10,625 | -€5,565 | -34.4% |
| Financial fixed assets | 28 | €135 | €135 | = | 0.0% |
| Current assets | 29/58 | €312,049 | €316,368 | +€4,319 | +1.4% |
| Stocks and contracts in progress | 3 | €131,341 | €132,110 | +€769 | +0.6% |
| Stocks | 30/36 | €89,840 | €89,840 | = | 0.0% |
| Contracts in progress | 37 | €41,501 | €42,270 | +€769 | +1.9% |
| Amounts receivable within one year | 40/41 | €31,430 | €75,034 | +€43,604 | +139% |
| Trade receivables | 40 | €2,900 | €29,171 | +€26,271 | +906% |
| Other amounts receivable | 41 | €28,530 | €45,863 | +€17,333 | +60.8% |
| Cash at bank and in hand | 54/58 | €149,034 | €109,058 | -€39,976 | -26.8% |
| Deferred charges and accrued income | 490/1 | €243 | €166 | -€77 | -31.8% |
| Total equity and liabilities | 10/49 | €451,117 | €434,682 | -€16,435 | -3.6% |
| Equity | 10/15 | €230,241 | €244,296 | +€14,054 | +6.1% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €157,288 | €171,342 | +€14,054 | +8.9% |
| Distributable reserves | 133 | €157,288 | €171,342 | +€14,054 | +8.9% |
| Profit (loss) carried forward | 14 | €52,954 | €52,954 | = | 0.0% |
| Amounts payable | 17/49 | €220,875 | €190,386 | -€30,490 | -13.8% |
| Amounts payable after more than one year | 17 | €60,205 | €27,817 | -€32,388 | -53.8% |
| Financial debts | 170/4 | €60,205 | €27,817 | -€32,388 | -53.8% |
| Amounts payable within one year | 42/48 | €160,671 | €162,569 | +€1,898 | +1.2% |
| Current portion of amounts payable after more than one year | 42 | €30,985 | €32,388 | +€1,403 | +4.5% |
| Trade debts | 44 | €14,178 | €7,456 | -€6,722 | -47.4% |
| Suppliers | 440/4 | €14,178 | €7,456 | -€6,722 | -47.4% |
| Taxes, remuneration and social security | 45 | €19,817 | €4,311 | -€15,507 | -78.2% |
| Taxes | 450/3 | €17,226 | €3,000 | -€14,226 | -82.6% |
| Remuneration and social security | 454/9 | €2,591 | €1,311 | -€1,280 | -49.4% |
| Other amounts payable | 47/48 | €95,690 | €118,414 | +€22,724 | +23.7% |
| Non-recurring operating income | 76A | €5,362 | - | -€5,362 | |
| Remuneration, social security and pensions | 62 | €86,392 | €96,958 | +€10,566 | +12.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,921 | €22,540 | +€618 | +2.8% |
| Other operating charges | 640/8 | €1,629 | €187 | -€1,442 | -88.5% |
| Gross operating margin | 9900 | €181,486 | €143,478 | -€38,008 | -20.9% |
| Operating profit (loss) | 9901 | €71,544 | €23,793 | -€47,751 | -66.7% |
| Financial income | 75/76B | €50 | - | -€50 | |
| Recurring financial income | 75 | €50 | - | -€50 | |
| Financial charges | 65/66B | €5,007 | €3,695 | -€1,312 | -26.2% |
| Recurring financial charges | 65 | €5,007 | €3,695 | -€1,312 | -26.2% |
| Profit (loss) for the period before taxes | 9903 | €66,587 | €20,099 | -€46,489 | -69.8% |
| Income taxes | 67/77 | €13,634 | €6,044 | -€7,589 | -55.7% |
| Profit (loss) for the period | 9904 | €52,954 | €14,054 | -€38,899 | -73.5% |
| Profit (loss) for the period to be appropriated | 9905 | €52,954 | €14,054 | -€38,899 | -73.5% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.