SVP Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVP Consulting
Largest movements
- Cash +€40,169
up €40,169 (+152%), from €26,465 to €66,634
mainly Other debts (+€52,538) and Receivables within one year (+€31,708)
- Receivables within one year -€31,708
down €31,708 (-69.4%), from €45,694 to €13,986
of which Other amounts receivable: -€20,016
- Reserves -€53,439
down €53,439 (-77.9%), from €68,615 to €15,175
- Other debts +€52,538
up €52,538 (+6,307%), from €833 to €53,371
- Tax, wage and social debts +€10,071
up €10,071 (+4,550%), from €221 to €10,292
- Debts after one year -€1,546
down €1,546 (-45.1%), from €3,431 to €1,885
- Accrued charges and deferred income +€905
new in 2025: €905
- Gross operating margin +€22,533
up €22,533 (+47.3%), from €47,623 to €70,156
- Financial charges +€22,074
up €22,074 (+87.4%), from €25,268 to €47,342
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €78,058 | €85,809 | +€7,751 | +9.9% |
| Fixed assets | 21/28 | €5,846 | €5,177 | -€669 | -11.4% |
| Tangible fixed assets | 22/27 | €5,846 | €5,177 | -€669 | -11.4% |
| Plant, machinery and equipment | 23 | €0 | €1,425 | +€1,425 | |
| Furniture and vehicles | 24 | €5,846 | €3,752 | -€2,094 | -35.8% |
| Current assets | 29/58 | €72,212 | €80,632 | +€8,420 | +11.7% |
| Amounts receivable within one year | 40/41 | €45,694 | €13,986 | -€31,708 | -69.4% |
| Trade receivables | 40 | €24,640 | €12,948 | -€11,692 | -47.5% |
| Other amounts receivable | 41 | €21,054 | €1,038 | -€20,016 | -95.1% |
| Cash at bank and in hand | 54/58 | €26,465 | €66,634 | +€40,169 | +152% |
| Deferred charges and accrued income | 490/1 | €53 | €12 | -€41 | -77.7% |
| Total equity and liabilities | 10/49 | €78,058 | €85,809 | +€7,751 | +9.9% |
| Equity | 10/15 | €70,615 | €17,175 | -€53,439 | -75.7% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €68,615 | €15,175 | -€53,439 | -77.9% |
| Distributable reserves | 133 | €68,615 | €15,175 | -€53,439 | -77.9% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €7,443 | €68,634 | +€61,191 | +822% |
| Amounts payable after more than one year | 17 | €3,431 | €1,885 | -€1,546 | -45.1% |
| Financial debts | 170/4 | €3,431 | €1,885 | -€1,546 | -45.1% |
| Amounts payable within one year | 42/48 | €4,012 | €65,844 | +€61,832 | +1,541% |
| Current portion of amounts payable after more than one year | 42 | €1,485 | €1,546 | +€61 | +4.1% |
| Trade debts | 44 | €1,473 | €634 | -€838 | -56.9% |
| Suppliers | 440/4 | €1,473 | €634 | -€838 | -56.9% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €221 | €10,292 | +€10,071 | +4,550% |
| Taxes | 450/3 | €221 | €10,292 | +€10,071 | +4,550% |
| Other amounts payable | 47/48 | €833 | €53,371 | +€52,538 | +6,307% |
| Accrued charges and deferred income | 492/3 | - | €905 | +€905 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,049 | €2,555 | +€506 | +24.7% |
| Other operating charges | 640/8 | €731 | €638 | -€93 | -12.8% |
| Non-recurring operating charges | 66A | €1,651 | €0 | -€1,651 | -100% |
| Gross operating margin | 9900 | €47,623 | €70,156 | +€22,533 | +47.3% |
| Operating profit (loss) | 9901 | €43,192 | €66,963 | +€23,771 | +55.0% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €25,268 | €47,342 | +€22,074 | +87.4% |
| Recurring financial charges | 65 | €25,268 | €47,342 | +€22,074 | +87.4% |
| Profit (loss) for the period before taxes | 9903 | €17,924 | €19,622 | +€1,698 | +9.5% |
| Income taxes | 67/77 | €4,230 | €4,446 | +€216 | +5.1% |
| Profit (loss) for the period | 9904 | €13,693 | €15,175 | +€1,482 | +10.8% |
| Profit (loss) for the period to be appropriated | 9905 | €13,693 | €15,175 | +€1,482 | +10.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.