SVN CONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVN CONSULT
Largest movements
- Cash +€20,458
up €20,458 (+52.1%), from €39,236 to €59,694
mainly Net result for the year (+€46,609) and Other debts (+€28,535)
- Tangible fixed assets -€12,296
down €12,296 (-30.3%), from €40,592 to €28,297
- Receivables within one year +€6,452
up €6,452 (+33.2%), from €19,455 to €25,907
of which Other amounts receivable: +€3,928
- Other debts +€28,535
up €28,535 (+158%), from €18,074 to €46,609
- Debts after one year -€11,263
down €11,263 (-36.2%), from €31,105 to €19,842
- Tax, wage and social debts -€3,143
down €3,143 (-24.9%), from €12,604 to €9,461
of which Taxes: -€2,985
- Gross operating margin +€35,280
up €35,280 (+88.3%), from €39,944 to €75,223
- Taxes +€7,139
up €7,139 (+137%), from €5,225 to €12,364
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €100,663 | €115,384 | +€14,721 | +14.6% |
| Fixed assets | 21/28 | €40,592 | €28,297 | -€12,296 | -30.3% |
| Tangible fixed assets | 22/27 | €40,592 | €28,297 | -€12,296 | -30.3% |
| Furniture and vehicles | 24 | €40,592 | €28,297 | -€12,296 | -30.3% |
| Current assets | 29/58 | €60,071 | €87,087 | +€27,017 | +45.0% |
| Amounts receivable within one year | 40/41 | €19,455 | €25,907 | +€6,452 | +33.2% |
| Trade receivables | 40 | €18,642 | €21,166 | +€2,524 | +13.5% |
| Other amounts receivable | 41 | €814 | €4,741 | +€3,928 | +483% |
| Cash at bank and in hand | 54/58 | €39,236 | €59,694 | +€20,458 | +52.1% |
| Deferred charges and accrued income | 490/1 | €1,379 | €1,486 | +€107 | +7.8% |
| Total equity and liabilities | 10/49 | €100,663 | €115,384 | +€14,721 | +14.6% |
| Equity | 10/15 | €25,733 | €25,733 | = | 0.0% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €22,733 | €22,733 | = | 0.0% |
| Distributable reserves | 133 | €22,733 | €22,733 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €74,930 | €89,651 | +€14,721 | +19.6% |
| Amounts payable after more than one year | 17 | €31,105 | €19,842 | -€11,263 | -36.2% |
| Financial debts | 170/4 | €31,105 | €19,842 | -€11,263 | -36.2% |
| Amounts payable within one year | 42/48 | €43,825 | €69,809 | +€25,984 | +59.3% |
| Current portion of amounts payable after more than one year | 42 | €10,805 | €11,263 | +€458 | +4.2% |
| Financial debts | 43 | €377 | €188 | -€190 | -50.3% |
| Credit institutions | 430/8 | - | €188 | +€188 | |
| Other loans | 439 | €377 | - | -€377 | |
| Trade debts | 44 | €1,964 | €2,289 | +€324 | +16.5% |
| Suppliers | 440/4 | €1,964 | €2,289 | +€324 | +16.5% |
| Taxes, remuneration and social security | 45 | €12,604 | €9,461 | -€3,143 | -24.9% |
| Taxes | 450/3 | €12,446 | €9,461 | -€2,985 | -24.0% |
| Remuneration and social security | 454/9 | €158 | €0 | -€158 | -100% |
| Other amounts payable | 47/48 | €18,074 | €46,609 | +€28,535 | +158% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,617 | €12,296 | -€321 | -2.5% |
| Other operating charges | 640/8 | €2,053 | €2,646 | +€593 | +28.9% |
| Gross operating margin | 9900 | €39,944 | €75,223 | +€35,280 | +88.3% |
| Operating profit (loss) | 9901 | €25,274 | €60,282 | +€35,008 | +139% |
| Financial income | 75/76B | €128 | €350 | +€222 | +174% |
| Recurring financial income | 75 | €128 | €350 | +€222 | +174% |
| Financial charges | 65/66B | €2,103 | €1,659 | -€444 | -21.1% |
| Recurring financial charges | 65 | €2,103 | €1,659 | -€444 | -21.1% |
| Profit (loss) for the period before taxes | 9903 | €23,299 | €58,973 | +€35,674 | +153% |
| Income taxes | 67/77 | €5,225 | €12,364 | +€7,139 | +137% |
| Profit (loss) for the period | 9904 | €18,074 | €46,609 | +€28,535 | +158% |
| Profit (loss) for the period to be appropriated | 9905 | €18,074 | €46,609 | +€28,535 | +158% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.