SVM CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVM CONSULTING
Largest movements
- Tangible fixed assets +€398,450
up €398,450 (+15.6%), from €2.6m to €3.0m
of which Land and buildings: +€430,167
- Receivables within one year +€311,200
up €311,200 (+71.6%), from €434,730 to €745,930
of which Trade receivables: +€191,200
- Cash -€131,613
down €131,613 (-78.0%), from €168,765 to €37,151
mainly Investment in fixed assets (net) (-€648,059) and Receivables within one year (-€311,200)
- Other debts +€700,753
up €700,753 (+27.5%), from €2.5m to €3.3m
- Profit (loss) carried forward -€248,046
down €248,046 (-111%), from -€223,644 to -€471,690
- Trade debts +€115,410
up €115,410 (+221%), from €52,259 to €167,669
- Gross operating margin -€152,519
down €152,519 (-91.3%), from €167,093 to €14,574
- Depreciation +€60,439
up €60,439 (+31.9%), from €189,170 to €249,609
- Other operating charges +€10,310
up €10,310 (+91.0%), from €11,325 to €21,635
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,710,460 | €4,302,155 | +€591,695 | +15.9% |
| Fixed assets | 21/28 | €2,558,025 | €2,956,475 | +€398,450 | +15.6% |
| Tangible fixed assets | 22/27 | €2,558,025 | €2,956,475 | +€398,450 | +15.6% |
| Land and buildings | 22 | €2,348,026 | €2,778,193 | +€430,167 | +18.3% |
| Plant, machinery and equipment | 23 | €1,728 | €1,403 | -€325 | -18.8% |
| Furniture and vehicles | 24 | €208,271 | €176,879 | -€31,392 | -15.1% |
| Current assets | 29/58 | €1,152,435 | €1,345,680 | +€193,245 | +16.8% |
| Stocks and contracts in progress | 3 | €521,621 | €525,728 | +€4,108 | +0.8% |
| Stocks | 30/36 | €521,621 | €525,728 | +€4,108 | +0.8% |
| Amounts receivable within one year | 40/41 | €434,730 | €745,930 | +€311,200 | +71.6% |
| Trade receivables | 40 | €264,230 | €455,430 | +€191,200 | +72.4% |
| Other amounts receivable | 41 | €170,500 | €290,500 | +€120,000 | +70.4% |
| Cash at bank and in hand | 54/58 | €168,765 | €37,151 | -€131,613 | -78.0% |
| Deferred charges and accrued income | 490/1 | €27,319 | €36,870 | +€9,550 | +35.0% |
| Total equity and liabilities | 10/49 | €3,710,460 | €4,302,155 | +€591,695 | +15.9% |
| Equity | 10/15 | €533,347 | €285,301 | -€248,046 | -46.5% |
| Contributions | 10/11 | €688,200 | €688,200 | = | 0.0% |
| Reserves | 13 | €68,791 | €68,791 | = | 0.0% |
| Tax-exempt reserves | 132 | €49,971 | €49,971 | = | 0.0% |
| Distributable reserves | 133 | €18,820 | €18,820 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€223,644 | -€471,690 | -€248,046 | -111% |
| Amounts payable | 17/49 | €3,177,113 | €4,016,853 | +€839,741 | +26.4% |
| Amounts payable after more than one year | 17 | €550,000 | €550,000 | = | 0.0% |
| Financial debts | 170/4 | €550,000 | €550,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €2,627,113 | €3,466,853 | +€839,741 | +32.0% |
| Trade debts | 44 | €52,259 | €167,669 | +€115,410 | +221% |
| Suppliers | 440/4 | €52,259 | €167,669 | +€115,410 | +221% |
| Taxes, remuneration and social security | 45 | €25,235 | €48,813 | +€23,578 | +93.4% |
| Taxes | 450/3 | €25,235 | €48,813 | +€23,578 | +93.4% |
| Other amounts payable | 47/48 | €2,549,619 | €3,250,372 | +€700,753 | +27.5% |
| Non-recurring operating income | 76A | €29,976 | - | -€29,976 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €189,170 | €249,609 | +€60,439 | +31.9% |
| Other operating charges | 640/8 | €11,325 | €21,635 | +€10,310 | +91.0% |
| Gross operating margin | 9900 | €167,093 | €14,574 | -€152,519 | -91.3% |
| Operating profit (loss) | 9901 | -€33,402 | -€256,670 | -€223,268 | -668% |
| Financial income | 75/76B | €11,168 | €9,676 | -€1,492 | -13.4% |
| Recurring financial income | 75 | €11,168 | €9,676 | -€1,492 | -13.4% |
| Financial charges | 65/66B | €329 | €273 | -€56 | -17.0% |
| Recurring financial charges | 65 | €329 | €273 | -€56 | -17.0% |
| Profit (loss) for the period before taxes | 9903 | -€22,563 | -€247,267 | -€224,704 | -996% |
| Income taxes | 67/77 | €970 | €779 | -€191 | -19.7% |
| Profit (loss) for the period | 9904 | -€23,533 | -€248,046 | -€224,513 | -954% |
| Profit (loss) for the period to be appropriated | 9905 | -€23,533 | -€248,046 | -€224,513 | -954% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.