SVK - Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVK - Consult
Largest movements
- Receivables within one year +€15,801
up €15,801 (+67.4%), from €23,429 to €39,230
of which Trade receivables: +€20,889
- Tangible fixed assets -€13,233
down €13,233 (-36.6%), from €36,152 to €22,920
of which Leasing and similar rights: -€11,693
- Cash -€5,339
down €5,339 (-3.3%), from €163,567 to €158,228
mainly Receivables within one year (-€15,801) and Contributions, distributions and other (-€15,000)
- Current portion of long-term debt -€11,727
no longer reported in 2025 (was €11,727)
- Reserves +€9,890
up €9,890 (+5.4%), from €183,371 to €193,261
of which Non-distributable reserves: +€9,818
- Trade debts -€2,491
no longer reported in 2025 (was €2,491)
- Other operating charges +€977
up €977 (+42.2%), from €2,315 to €3,292
- Financial charges -€758
down €758 (-93.2%), from €814 to €55
- Gross operating margin -€697
down €697 (-1.3%), from €53,251 to €52,554
- Depreciation -€591
down €591 (-4.3%), from €13,824 to €13,233
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €225,823 | €221,093 | -€4,730 | -2.1% |
| Formation expenses | 20 | €0 | €0 | = | |
| Fixed assets | 21/28 | €36,152 | €22,920 | -€13,233 | -36.6% |
| Tangible fixed assets | 22/27 | €36,152 | €22,920 | -€13,233 | -36.6% |
| Land and buildings | 22 | €1,847 | €1,279 | -€568 | -30.8% |
| Plant, machinery and equipment | 23 | €2,156 | €1,648 | -€508 | -23.6% |
| Furniture and vehicles | 24 | €1,942 | €1,479 | -€463 | -23.9% |
| Leasing and similar rights | 25 | €30,207 | €18,514 | -€11,693 | -38.7% |
| Current assets | 29/58 | €189,671 | €198,174 | +€8,503 | +4.5% |
| Amounts receivable within one year | 40/41 | €23,429 | €39,230 | +€15,801 | +67.4% |
| Trade receivables | 40 | €11,979 | €32,868 | +€20,889 | +174% |
| Other amounts receivable | 41 | €11,450 | €6,362 | -€5,088 | -44.4% |
| Cash at bank and in hand | 54/58 | €163,567 | €158,228 | -€5,339 | -3.3% |
| Deferred charges and accrued income | 490/1 | €2,675 | €716 | -€1,959 | -73.2% |
| Total equity and liabilities | 10/49 | €225,823 | €221,093 | -€4,730 | -2.1% |
| Equity | 10/15 | €184,371 | €194,261 | +€9,890 | +5.4% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €183,371 | €193,261 | +€9,890 | +5.4% |
| Non-distributable reserves | 130/1 | €183,209 | €193,027 | +€9,818 | +5.4% |
| Reserves not available under the articles | 1311 | €183,209 | €193,027 | +€9,818 | +5.4% |
| Distributable reserves | 133 | €162 | €234 | +€72 | +44.4% |
| Amounts payable | 17/49 | €41,452 | €26,832 | -€14,620 | -35.3% |
| Amounts payable after more than one year | 17 | €20,907 | €20,907 | = | 0.0% |
| Financial debts | 170/4 | €20,907 | €20,907 | = | 0.0% |
| Amounts payable within one year | 42/48 | €20,546 | €5,925 | -€14,620 | -71.2% |
| Current portion of amounts payable after more than one year | 42 | €11,727 | - | -€11,727 | |
| Trade debts | 44 | €2,491 | - | -€2,491 | |
| Suppliers | 440/4 | €2,491 | - | -€2,491 | |
| Taxes, remuneration and social security | 45 | €6,327 | €5,925 | -€402 | -6.3% |
| Taxes | 450/3 | €6,327 | €5,925 | -€402 | -6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,824 | €13,233 | -€591 | -4.3% |
| Other operating charges | 640/8 | €2,315 | €3,292 | +€977 | +42.2% |
| Gross operating margin | 9900 | €53,251 | €52,554 | -€697 | -1.3% |
| Operating profit (loss) | 9901 | €37,112 | €36,029 | -€1,082 | -2.9% |
| Financial charges | 65/66B | €814 | €55 | -€758 | -93.2% |
| Recurring financial charges | 65 | €814 | €55 | -€758 | -93.2% |
| Profit (loss) for the period before taxes | 9903 | €36,298 | €35,974 | -€324 | -0.9% |
| Income taxes | 67/77 | €10,952 | €11,084 | +€132 | +1.2% |
| Profit (loss) for the period | 9904 | €25,346 | €24,890 | -€456 | -1.8% |
| Profit (loss) for the period to be appropriated | 9905 | €25,346 | €24,890 | -€456 | -1.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.