SVK-AUTO’S: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVK-AUTO’S
Largest movements
- Stocks and contracts +€6,707
up €6,707 (+5.5%), from €121,532 to €128,239
- Deferred charges and accrued income -€2,685
down €2,685 (-85.9%), from €3,126 to €441
- Receivables within one year +€1,693
up €1,693 (+29.0%), from €5,835 to €7,528
of which Other amounts receivable: +€1,257
- Short-term financial debts +€31,500
up €31,500 (+233%), from €13,500 to €45,000
- Trade debts -€25,083
down €25,083 (-83.6%), from €30,011 to €4,928
- Debts after one year -€6,741
down €6,741 (-59.3%), from €11,365 to €4,624
- Reserves +€2,642
up €2,642 (+8.0%), from €33,138 to €35,780
of which Distributable reserves: +€2,642
- Financial charges -€1,508
down €1,508 (-21.0%), from €7,170 to €5,662
- Gross operating margin -€270
down €270 (-1.9%), from €13,944 to €13,674
- Taxes +€230
up €230 (+21.5%), from €1,070 to €1,300
- Other operating charges +€209
up €209 (+7.6%), from €2,766 to €2,975
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €134,042 | €139,123 | +€5,081 | +3.8% |
| Fixed assets | 21/28 | €1,835 | €1,372 | -€463 | -25.2% |
| Tangible fixed assets | 22/27 | €1,835 | €1,372 | -€463 | -25.2% |
| Plant, machinery and equipment | 23 | €864 | €611 | -€253 | -29.3% |
| Furniture and vehicles | 24 | €971 | €761 | -€210 | -21.6% |
| Current assets | 29/58 | €132,207 | €137,751 | +€5,544 | +4.2% |
| Stocks and contracts in progress | 3 | €121,532 | €128,239 | +€6,707 | +5.5% |
| Stocks | 30/36 | €121,532 | €128,239 | +€6,707 | +5.5% |
| Amounts receivable within one year | 40/41 | €5,835 | €7,528 | +€1,693 | +29.0% |
| Trade receivables | 40 | €3,004 | €3,440 | +€436 | +14.5% |
| Other amounts receivable | 41 | €2,831 | €4,088 | +€1,257 | +44.4% |
| Cash at bank and in hand | 54/58 | €1,714 | €1,543 | -€171 | -10.0% |
| Deferred charges and accrued income | 490/1 | €3,126 | €441 | -€2,685 | -85.9% |
| Total equity and liabilities | 10/49 | €134,042 | €139,123 | +€5,081 | +3.8% |
| Equity | 10/15 | €55,780 | €59,022 | +€3,242 | +5.8% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €33,138 | €35,780 | +€2,642 | +8.0% |
| Non-distributable reserves | 130/1 | €2,000 | €2,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,000 | €2,000 | = | 0.0% |
| Distributable reserves | 133 | €31,138 | €33,780 | +€2,642 | +8.5% |
| Profit (loss) carried forward | 14 | €2,642 | €3,242 | +€600 | +22.7% |
| Amounts payable | 17/49 | €78,262 | €80,101 | +€1,839 | +2.3% |
| Amounts payable after more than one year | 17 | €11,365 | €4,624 | -€6,741 | -59.3% |
| Financial debts | 170/4 | €11,365 | €4,624 | -€6,741 | -59.3% |
| Amounts payable within one year | 42/48 | €66,897 | €75,477 | +€8,580 | +12.8% |
| Current portion of amounts payable after more than one year | 42 | €6,513 | €6,741 | +€228 | +3.5% |
| Financial debts | 43 | €13,500 | €45,000 | +€31,500 | +233% |
| Credit institutions | 430/8 | €13,500 | €45,000 | +€31,500 | +233% |
| Trade debts | 44 | €30,011 | €4,928 | -€25,083 | -83.6% |
| Suppliers | 440/4 | €30,011 | €4,928 | -€25,083 | -83.6% |
| Advances received on contracts in progress | 46 | - | €500 | +€500 | |
| Taxes, remuneration and social security | 45 | €1,104 | €1,300 | +€196 | +17.8% |
| Taxes | 450/3 | €1,104 | €1,300 | +€196 | +17.8% |
| Other amounts payable | 47/48 | €15,769 | €17,008 | +€1,239 | +7.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €334 | €463 | +€129 | +38.6% |
| Other operating charges | 640/8 | €2,766 | €2,975 | +€209 | +7.6% |
| Non-recurring operating charges | 66A | - | €107 | +€107 | |
| Gross operating margin | 9900 | €13,944 | €13,674 | -€270 | -1.9% |
| Operating profit (loss) | 9901 | €10,844 | €10,129 | -€715 | -6.6% |
| Financial income | 75/76B | €38 | €75 | +€37 | +97.4% |
| Recurring financial income | 75 | €38 | €75 | +€37 | +97.4% |
| Financial charges | 65/66B | €7,170 | €5,662 | -€1,508 | -21.0% |
| Recurring financial charges | 65 | €7,170 | €5,662 | -€1,508 | -21.0% |
| Profit (loss) for the period before taxes | 9903 | €3,712 | €4,542 | +€830 | +22.4% |
| Income taxes | 67/77 | €1,070 | €1,300 | +€230 | +21.5% |
| Profit (loss) for the period | 9904 | €2,642 | €3,242 | +€600 | +22.7% |
| Profit (loss) for the period to be appropriated | 9905 | €2,642 | €3,242 | +€600 | +22.7% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.