SVI CREATIV: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVI CREATIV
Largest movements
- Receivables within one year +€72,215
up €72,215 (+42.0%), from €172,090 to €244,305
of which Trade receivables: +€37,510
- Cash +€29,373
up €29,373 (+1424.7%), from €2,062 to €31,434
mainly Net result for the year (+€79,532) and Depreciation (+€53,087)
- Tangible fixed assets -€14,162
down €14,162 (-31.8%), from €44,571 to €30,409
of which Furniture and vehicles: -€17,535
- Deferred charges and accrued income +€3,710
up €3,710 (+270.7%), from €1,371 to €5,081
- Profit (loss) carried forward +€79,532
up €79,532 (+141.8%), from €56,097 to €135,629
- Other debts +€13,258
up €13,258 (+16.4%), from €80,603 to €93,861
- Trade debts -€12,432
down €12,432 (-18.8%), from €66,299 to €53,867
- Tax, wage and social debts +€10,885
up €10,885 (+90.0%), from €12,095 to €22,980
- Write-downs -€79,050
no longer reported in 2025 (was €79,050)
- Gross operating margin -€70,197
down €70,197 (-32.4%), from €216,970 to €146,773
- Depreciation -€28,759
down €28,759 (-35.1%), from €81,846 to €53,087
- Other operating charges -€3,723
down €3,723 (-54.0%), from €6,897 to €3,174
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €220,094 | €311,337 | +€91,243 | +41.5% |
| Fixed assets | 21/28 | €44,571 | €30,517 | -€14,054 | -31.5% |
| Tangible fixed assets | 22/27 | €44,571 | €30,409 | -€14,162 | -31.8% |
| Plant, machinery and equipment | 23 | €1,895 | €5,267 | +€3,373 | +178.0% |
| Furniture and vehicles | 24 | €42,676 | €25,142 | -€17,535 | -41.1% |
| Financial fixed assets | 28 | - | €108 | +€108 | |
| Current assets | 29/58 | €175,523 | €280,820 | +€105,298 | +60.0% |
| Amounts receivable within one year | 40/41 | €172,090 | €244,305 | +€72,215 | +42.0% |
| Trade receivables | 40 | €159,938 | €197,448 | +€37,510 | +23.5% |
| Other amounts receivable | 41 | €12,152 | €46,857 | +€34,705 | +285.6% |
| Cash at bank and in hand | 54/58 | €2,062 | €31,434 | +€29,373 | +1424.7% |
| Deferred charges and accrued income | 490/1 | €1,371 | €5,081 | +€3,710 | +270.7% |
| Total equity and liabilities | 10/49 | €220,094 | €311,337 | +€91,243 | +41.5% |
| Equity | 10/15 | €61,097 | €140,629 | +€79,532 | +130.2% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Contributions outside capital | 11 | €5,000 | €5,000 | = | 0.0% |
| Other | 1109/19 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €56,097 | €135,629 | +€79,532 | +141.8% |
| Amounts payable | 17/49 | €158,997 | €170,708 | +€11,711 | +7.4% |
| Amounts payable within one year | 42/48 | €158,997 | €170,708 | +€11,711 | +7.4% |
| Trade debts | 44 | €66,299 | €53,867 | -€12,432 | -18.8% |
| Suppliers | 440/4 | €66,299 | €53,867 | -€12,432 | -18.8% |
| Taxes, remuneration and social security | 45 | €12,095 | €22,980 | +€10,885 | +90.0% |
| Taxes | 450/3 | €12,095 | €22,980 | +€10,885 | +90.0% |
| Other amounts payable | 47/48 | €80,603 | €93,861 | +€13,258 | +16.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €81,846 | €53,087 | -€28,759 | -35.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €79,050 | - | -€79,050 | |
| Other operating charges | 640/8 | €6,897 | €3,174 | -€3,723 | -54.0% |
| Gross operating margin | 9900 | €216,970 | €146,773 | -€70,197 | -32.4% |
| Operating profit (loss) | 9901 | €49,177 | €90,512 | +€41,335 | +84.1% |
| Financial income | 75/76B | €23 | €529 | +€506 | +2218.5% |
| Recurring financial income | 75 | €23 | €529 | +€506 | +2218.5% |
| Financial charges | 65/66B | €477 | €624 | +€147 | +30.9% |
| Recurring financial charges | 65 | €477 | €624 | +€147 | +30.9% |
| Profit (loss) for the period before taxes | 9903 | €48,723 | €90,417 | +€41,694 | +85.6% |
| Income taxes | 67/77 | €12,108 | €10,885 | -€1,223 | -10.1% |
| Profit (loss) for the period | 9904 | €36,615 | €79,532 | +€42,917 | +117.2% |
| Profit (loss) for the period to be appropriated | 9905 | €36,615 | €79,532 | +€42,917 | +117.2% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.