SVE TECHNIEK: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
SVE TECHNIEK
NACE 47.789, Other retail sale of new goods
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€6,663
2024 · €4,516+€2,148
Equity
€221,860
2024 · €215,197+€6,663
Cash
€9,522
2024 · €10,378-€856
Balance sheet total
€734,276
2024 · €797,782-€63,506
Largest movements
Assets
- Tangible fixed assets -€61,289
down €61,289 (-9.6%), from €636,730 to €575,441
of which Leasing and similar rights: -€33,465
Equity and liabilities
- Short-term financial debts -€43,773
down €43,773 (-56.7%), from €77,152 to €33,379
- Other debts -€15,762
down €15,762 (-29.4%), from €53,623 to €37,861
- Tax, wage and social debts -€9,813
down €9,813 (-35.1%), from €27,994 to €18,180
of which Remuneration and social security: -€12,559
Income statement
- Staff costs -€26,506
down €26,506 (-48.5%), from €54,633 to €28,127
- Gross operating margin -€14,216
down €14,216 (-8.6%), from €164,772 to €150,556
- Depreciation +€9,214
up €9,214 (+11.4%), from €80,655 to €89,870
- Financial charges -€2,618
down €2,618 (-11.9%), from €21,960 to €19,342
- Other operating charges +€2,001
up €2,001 (+25.2%), from €7,939 to €9,940
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€4,516
Gross operating margin
-€14,216
Staff costs
+€26,506
Depreciation
-€9,214
Other operating charges
-€2,001
Financial income
-€189
Financial charges
+€2,618
Taxes
-€1,356
Result 2025
€6,663
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€76,520
Investment
-€28,580
Financing
-€48,796
Cash 2024
€10,378
From operations (derived)
+€76,520
Net result for the year
+€6,663
Depreciation
+€89,870
Stocks and contracts
-€765
Receivables within one year
+€4,206
Deferred charges and accrued income
-€2,081
Trade debts
-€3,231
Tax, wage and social debts
-€9,813
Advances received
+€6,880
Other debts
-€15,762
Accrued charges and deferred income
+€554
Investment (derived)
-€28,580
Investment in fixed assets (net)
-€28,580
Financing
-€48,796
Debts after one year
-€368
Current portion of long-term debt
-€4,655
Short-term financial debts
-€43,773
Cash 2025
€9,522
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €797,782 | €734,276 | -€63,506 | -8.0% |
| Fixed assets | 21/28 | €637,114 | €575,825 | -€61,289 | -9.6% |
| Tangible fixed assets | 22/27 | €636,730 | €575,441 | -€61,289 | -9.6% |
| Land and buildings | 22 | €402,585 | €373,063 | -€29,523 | -7.3% |
| Plant, machinery and equipment | 23 | €98,808 | €83,119 | -€15,689 | -15.9% |
| Furniture and vehicles | 24 | €4,237 | €21,625 | +€17,387 | +410% |
| Leasing and similar rights | 25 | €131,100 | €97,635 | -€33,465 | -25.5% |
| Financial fixed assets | 28 | €384 | €384 | = | 0.0% |
| Current assets | 29/58 | €160,668 | €158,451 | -€2,216 | -1.4% |
| Stocks and contracts in progress | 3 | €26,263 | €27,028 | +€765 | +2.9% |
| Stocks | 30/36 | €26,263 | €27,028 | +€765 | +2.9% |
| Amounts receivable within one year | 40/41 | €116,271 | €112,065 | -€4,206 | -3.6% |
| Trade receivables | 40 | €110,513 | €104,336 | -€6,178 | -5.6% |
| Other amounts receivable | 41 | €5,758 | €7,730 | +€1,972 | +34.2% |
| Cash at bank and in hand | 54/58 | €10,378 | €9,522 | -€856 | -8.3% |
| Deferred charges and accrued income | 490/1 | €7,755 | €9,836 | +€2,081 | +26.8% |
| Total equity and liabilities | 10/49 | €797,782 | €734,276 | -€63,506 | -8.0% |
| Equity | 10/15 | €215,197 | €221,860 | +€6,663 | +3.1% |
| Contributions | 10/11 | €20,900 | €20,900 | = | 0.0% |
| Reserves | 13 | €194,297 | €200,960 | +€6,663 | +3.4% |
| Tax-exempt reserves | 132 | €79 | €79 | = | 0.0% |
| Distributable reserves | 133 | €194,218 | €200,882 | +€6,663 | +3.4% |
| Amounts payable | 17/49 | €582,585 | €512,416 | -€70,169 | -12.0% |
| Amounts payable after more than one year | 17 | €269,780 | €269,412 | -€368 | -0.1% |
| Financial debts | 170/4 | €269,780 | €269,412 | -€368 | -0.1% |
| Amounts payable within one year | 42/48 | €312,138 | €241,783 | -€70,356 | -22.5% |
| Current portion of amounts payable after more than one year | 42 | €110,152 | €105,496 | -€4,655 | -4.2% |
| Financial debts | 43 | €77,152 | €33,379 | -€43,773 | -56.7% |
| Credit institutions | 430/8 | €77,152 | €33,379 | -€43,773 | -56.7% |
| Trade debts | 44 | €43,218 | €39,987 | -€3,231 | -7.5% |
| Suppliers | 440/4 | €43,218 | €39,987 | -€3,231 | -7.5% |
| Advances received on contracts in progress | 46 | - | €6,880 | +€6,880 | |
| Taxes, remuneration and social security | 45 | €27,994 | €18,180 | -€9,813 | -35.1% |
| Taxes | 450/3 | €10,775 | €13,521 | +€2,745 | +25.5% |
| Remuneration and social security | 454/9 | €17,218 | €4,660 | -€12,559 | -72.9% |
| Other amounts payable | 47/48 | €53,623 | €37,861 | -€15,762 | -29.4% |
| Accrued charges and deferred income | 492/3 | €667 | €1,221 | +€554 | +83.1% |
| Non-recurring operating income | 76A | €7,500 | - | -€7,500 | |
| Remuneration, social security and pensions | 62 | €54,633 | €28,127 | -€26,506 | -48.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €80,655 | €89,870 | +€9,214 | +11.4% |
| Other operating charges | 640/8 | €7,939 | €9,940 | +€2,001 | +25.2% |
| Gross operating margin | 9900 | €164,772 | €150,556 | -€14,216 | -8.6% |
| Operating profit (loss) | 9901 | €21,544 | €22,619 | +€1,075 | +5.0% |
| Financial income | 75/76B | €7,492 | €7,303 | -€189 | -2.5% |
| Recurring financial income | 75 | €240 | €7,303 | +€7,064 | +2,947% |
| Non-recurring financial income | 76B | €7,253 | €7,303 | +€50 | +0.7% |
| Financial charges | 65/66B | €21,960 | €19,342 | -€2,618 | -11.9% |
| Recurring financial charges | 65 | €21,960 | €19,342 | -€2,618 | -11.9% |
| Profit (loss) for the period before taxes | 9903 | €7,077 | €10,580 | +€3,504 | +49.5% |
| Income taxes | 67/77 | €2,561 | €3,917 | +€1,356 | +52.9% |
| Profit (loss) for the period | 9904 | €4,516 | €6,663 | +€2,148 | +47.6% |
| Profit (loss) for the period to be appropriated | 9905 | €4,516 | €6,663 | +€2,148 | +47.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.