SVE Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVE Consulting
Largest movements
- Tangible fixed assets -€17,966
down €17,966 (-4.2%), from €428,572 to €410,606
of which Leasing and similar rights: -€19,399
- Receivables within one year -€15,448
down €15,448 (-34.5%), from €44,757 to €29,309
of which Trade receivables: -€18,841
- Cash +€8,306
up €8,306 (+53.8%), from €15,437 to €23,743
mainly Net result for the year (+€70,417) and Depreciation (+€28,563)
- Other debts -€14,749
down €14,749 (-11.0%), from €133,568 to €118,818
- Debts after one year -€7,024
down €7,024 (-2.6%), from €274,642 to €267,618
of which Financial debts: -€13,682
- Gross operating margin -€33,536
down €33,536 (-20.9%), from €160,224 to €126,689
- Taxes -€8,145
down €8,145 (-31.1%), from €26,185 to €18,040
- Other operating charges +€2,828
up €2,828 (+309%), from €916 to €3,743
- Depreciation -€2,410
down €2,410 (-7.8%), from €30,973 to €28,563
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €489,519 | €464,594 | -€24,925 | -5.1% |
| Fixed assets | 21/28 | €428,572 | €410,606 | -€17,966 | -4.2% |
| Tangible fixed assets | 22/27 | €428,572 | €410,606 | -€17,966 | -4.2% |
| Land and buildings | 22 | €77,325 | €79,244 | +€1,919 | +2.5% |
| Plant, machinery and equipment | 23 | €380 | €197 | -€183 | -48.2% |
| Furniture and vehicles | 24 | €460 | €157 | -€303 | -65.8% |
| Leasing and similar rights | 25 | €350,407 | €331,008 | -€19,399 | -5.5% |
| Current assets | 29/58 | €60,947 | €53,989 | -€6,958 | -11.4% |
| Amounts receivable within one year | 40/41 | €44,757 | €29,309 | -€15,448 | -34.5% |
| Trade receivables | 40 | €44,687 | €25,846 | -€18,841 | -42.2% |
| Other amounts receivable | 41 | €70 | €3,463 | +€3,393 | +4,847% |
| Cash at bank and in hand | 54/58 | €15,437 | €23,743 | +€8,306 | +53.8% |
| Deferred charges and accrued income | 490/1 | €753 | €937 | +€183 | +24.3% |
| Total equity and liabilities | 10/49 | €489,519 | €464,594 | -€24,925 | -5.1% |
| Equity | 10/15 | €51,005 | €51,005 | = | 0.0% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €32,455 | €32,455 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €32,455 | €32,455 | = | 0.0% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €438,514 | €413,589 | -€24,925 | -5.7% |
| Amounts payable after more than one year | 17 | €274,642 | €267,618 | -€7,024 | -2.6% |
| Financial debts | 170/4 | €274,642 | €260,960 | -€13,682 | -5.0% |
| Other amounts payable | 178/9 | - | €6,658 | +€6,658 | |
| Amounts payable within one year | 42/48 | €163,872 | €145,971 | -€17,901 | -10.9% |
| Current portion of amounts payable after more than one year | 42 | €13,418 | €13,682 | +€264 | +2.0% |
| Trade debts | 44 | €4,470 | €0 | -€4,470 | -100% |
| Suppliers | 440/4 | €4,470 | €0 | -€4,470 | -100% |
| Taxes, remuneration and social security | 45 | €12,416 | €13,471 | +€1,055 | +8.5% |
| Taxes | 450/3 | €12,416 | €13,471 | +€1,055 | +8.5% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €133,568 | €118,818 | -€14,749 | -11.0% |
| Remuneration, social security and pensions | 62 | €0 | €326 | +€326 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €30,973 | €28,563 | -€2,410 | -7.8% |
| Other operating charges | 640/8 | €916 | €3,743 | +€2,828 | +309% |
| Gross operating margin | 9900 | €160,224 | €126,689 | -€33,536 | -20.9% |
| Operating profit (loss) | 9901 | €128,336 | €94,056 | -€34,280 | -26.7% |
| Financial income | 75/76B | €0 | €0 | +€0 | |
| Recurring financial income | 75 | €0 | €0 | +€0 | |
| Financial charges | 65/66B | €5,844 | €5,599 | -€244 | -4.2% |
| Recurring financial charges | 65 | €5,844 | €5,599 | -€244 | -4.2% |
| Profit (loss) for the period before taxes | 9903 | €122,492 | €88,457 | -€34,035 | -27.8% |
| Income taxes | 67/77 | €26,185 | €18,040 | -€8,145 | -31.1% |
| Profit (loss) for the period | 9904 | €96,307 | €70,417 | -€25,891 | -26.9% |
| Profit (loss) for the period to be appropriated | 9905 | €96,307 | €70,417 | -€25,891 | -26.9% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.