SVDL CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVDL CONSULTING
Largest movements
- Tangible fixed assets -€47,450
down €47,450 (-5.1%), from €933,107 to €885,656
of which Land and buildings: -€45,317
- Other debts +€107,938
up €107,938 (+2,679%), from €4,029 to €111,967
- Reserves -€84,185
down €84,185 (-16.0%), from €525,409 to €441,224
of which Distributable reserves: -€66,853
- Debts after one year -€66,993
down €66,993 (-24.1%), from €277,851 to €210,858
- Tax, wage and social debts -€11,353
down €11,353 (-48.1%), from €23,594 to €12,241
of which Taxes: -€8,818
- Gross operating margin +€23,703
up €23,703 (+26.0%), from €91,029 to €114,732
- Taxes +€11,109
up €11,109 (+139%), from €7,973 to €19,082
- Other operating charges -€10,870
down €10,870 (-78.7%), from €13,806 to €2,937
- Financial charges -€3,611
down €3,611 (-19.3%), from €18,750 to €15,139
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €994,923 | €937,222 | -€57,701 | -5.8% |
| Fixed assets | 21/28 | €933,107 | €885,656 | -€47,450 | -5.1% |
| Tangible fixed assets | 22/27 | €933,107 | €885,656 | -€47,450 | -5.1% |
| Land and buildings | 22 | €921,607 | €876,290 | -€45,317 | -4.9% |
| Plant, machinery and equipment | 23 | €2,819 | €2,183 | -€636 | -22.6% |
| Furniture and vehicles | 24 | €6,945 | €6,142 | -€804 | -11.6% |
| Other tangible fixed assets | 26 | €1,736 | €1,042 | -€694 | -40.0% |
| Current assets | 29/58 | €61,816 | €51,566 | -€10,250 | -16.6% |
| Amounts receivable within one year | 40/41 | €21,429 | €18,434 | -€2,996 | -14.0% |
| Trade receivables | 40 | €21,429 | €18,434 | -€2,996 | -14.0% |
| Cash at bank and in hand | 54/58 | €39,509 | €31,826 | -€7,684 | -19.4% |
| Deferred charges and accrued income | 490/1 | €878 | €1,307 | +€429 | +48.9% |
| Total equity and liabilities | 10/49 | €994,923 | €937,222 | -€57,701 | -5.8% |
| Equity | 10/15 | €600,342 | €516,157 | -€84,185 | -14.0% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €525,409 | €441,224 | -€84,185 | -16.0% |
| Tax-exempt reserves | 132 | €219,727 | €202,394 | -€17,333 | -7.9% |
| Distributable reserves | 133 | €305,682 | €238,830 | -€66,853 | -21.9% |
| Profit (loss) carried forward | 14 | €68,733 | €68,733 | = | 0.0% |
| Provisions and deferred taxes | 16 | €54,932 | €50,599 | -€4,333 | -7.9% |
| Deferred taxes | 168 | €54,932 | €50,599 | -€4,333 | -7.9% |
| Amounts payable | 17/49 | €339,649 | €370,467 | +€30,818 | +9.1% |
| Amounts payable after more than one year | 17 | €277,851 | €210,858 | -€66,993 | -24.1% |
| Financial debts | 170/4 | €277,851 | €210,858 | -€66,993 | -24.1% |
| Amounts payable within one year | 42/48 | €61,798 | €159,609 | +€97,811 | +158% |
| Current portion of amounts payable after more than one year | 42 | €30,773 | €31,993 | +€1,221 | +4.0% |
| Trade debts | 44 | €3,402 | €3,408 | +€6 | +0.2% |
| Suppliers | 440/4 | €3,402 | €3,408 | +€6 | +0.2% |
| Taxes, remuneration and social security | 45 | €23,594 | €12,241 | -€11,353 | -48.1% |
| Taxes | 450/3 | €21,059 | €12,241 | -€8,818 | -41.9% |
| Remuneration and social security | 454/9 | €2,535 | - | -€2,535 | |
| Other amounts payable | 47/48 | €4,029 | €111,967 | +€107,938 | +2,679% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €52,151 | €52,773 | +€623 | +1.2% |
| Other operating charges | 640/8 | €13,806 | €2,937 | -€10,870 | -78.7% |
| Gross operating margin | 9900 | €91,029 | €114,732 | +€23,703 | +26.0% |
| Operating profit (loss) | 9901 | €25,072 | €59,022 | +€33,950 | +135% |
| Financial income | 75/76B | - | €19 | +€19 | |
| Recurring financial income | 75 | - | €19 | +€19 | |
| Financial charges | 65/66B | €18,750 | €15,139 | -€3,611 | -19.3% |
| Recurring financial charges | 65 | €18,750 | €15,139 | -€3,611 | -19.3% |
| Profit (loss) for the period before taxes | 9903 | €6,322 | €43,903 | +€37,580 | +594% |
| Transfer from deferred taxes | 780 | €3,777 | €4,333 | +€556 | +14.7% |
| Income taxes | 67/77 | €7,973 | €19,082 | +€11,109 | +139% |
| Profit (loss) for the period | 9904 | €2,126 | €29,154 | +€27,028 | +1,271% |
| Transfer from tax-exempt reserves | 789 | €15,108 | €17,333 | +€2,224 | +14.7% |
| Profit (loss) for the period to be appropriated | 9905 | €17,235 | €46,487 | +€29,252 | +170% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.