SVDK Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVDK Consult
Largest movements
- Receivables within one year +€9,496
up €9,496 (+81.3%), from €11,680 to €21,176
of which Trade receivables: +€5,109
- Tangible fixed assets -€4,445
down €4,445 (-33.3%), from €13,335 to €8,890
- Cash -€1,775
down €1,775 (-6.9%), from €25,801 to €24,026
mainly Receivables within one year (-€9,496) and Tax, wage and social debts (-€4,425)
- Deferred charges and accrued income +€899
up €899 (+279%), from €322 to €1,220
- Reserves +€7,606
up €7,606 (+29.3%), from €25,972 to €33,578
- Tax, wage and social debts -€4,425
down €4,425 (-26.6%), from €16,643 to €12,218
- Trade debts +€870
up €870 (+54.9%), from €1,585 to €2,455
- Gross operating margin -€17,539
down €17,539 (-50.2%), from €34,922 to €17,383
- Taxes -€4,744
down €4,744 (-53.6%), from €8,857 to €4,113
- Depreciation +€4,445
new in 2025: €4,445
- Other operating charges +€883
up €883 (+1,766%), from €50 to €933
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €51,137 | €55,312 | +€4,175 | +8.2% |
| Fixed assets | 21/28 | €13,335 | €8,890 | -€4,445 | -33.3% |
| Tangible fixed assets | 22/27 | €13,335 | €8,890 | -€4,445 | -33.3% |
| Furniture and vehicles | 24 | €13,335 | €8,890 | -€4,445 | -33.3% |
| Current assets | 29/58 | €37,802 | €46,422 | +€8,620 | +22.8% |
| Amounts receivable within one year | 40/41 | €11,680 | €21,176 | +€9,496 | +81.3% |
| Trade receivables | 40 | €11,680 | €16,789 | +€5,109 | +43.7% |
| Other amounts receivable | 41 | - | €4,387 | +€4,387 | |
| Cash at bank and in hand | 54/58 | €25,801 | €24,026 | -€1,775 | -6.9% |
| Deferred charges and accrued income | 490/1 | €322 | €1,220 | +€899 | +279% |
| Total equity and liabilities | 10/49 | €51,137 | €55,312 | +€4,175 | +8.2% |
| Equity | 10/15 | €29,472 | €37,078 | +€7,606 | +25.8% |
| Contributions | 10/11 | €3,500 | €3,500 | = | 0.0% |
| Reserves | 13 | €25,972 | €33,578 | +€7,606 | +29.3% |
| Distributable reserves | 133 | €25,972 | €33,578 | +€7,606 | +29.3% |
| Amounts payable | 17/49 | €21,665 | €18,234 | -€3,431 | -15.8% |
| Amounts payable within one year | 42/48 | €21,641 | €18,234 | -€3,407 | -15.7% |
| Trade debts | 44 | €1,585 | €2,455 | +€870 | +54.9% |
| Suppliers | 440/4 | €1,585 | €2,455 | +€870 | +54.9% |
| Taxes, remuneration and social security | 45 | €16,643 | €12,218 | -€4,425 | -26.6% |
| Taxes | 450/3 | €16,643 | €12,218 | -€4,425 | -26.6% |
| Other amounts payable | 47/48 | €3,413 | €3,560 | +€147 | +4.3% |
| Accrued charges and deferred income | 492/3 | €24 | - | -€24 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €4,445 | +€4,445 | |
| Other operating charges | 640/8 | €50 | €933 | +€883 | +1,766% |
| Gross operating margin | 9900 | €34,922 | €17,383 | -€17,539 | -50.2% |
| Operating profit (loss) | 9901 | €34,872 | €12,005 | -€22,867 | -65.6% |
| Financial income | 75/76B | - | €6 | +€6 | |
| Recurring financial income | 75 | - | €6 | +€6 | |
| Financial charges | 65/66B | €43 | €293 | +€249 | +574% |
| Recurring financial charges | 65 | €43 | €293 | +€249 | +574% |
| Profit (loss) for the period before taxes | 9903 | €34,829 | €11,719 | -€23,110 | -66.4% |
| Income taxes | 67/77 | €8,857 | €4,113 | -€4,744 | -53.6% |
| Profit (loss) for the period | 9904 | €25,972 | €7,606 | -€18,366 | -70.7% |
| Profit (loss) for the period to be appropriated | 9905 | €25,972 | €7,606 | -€18,366 | -70.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.