SVD CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVD CONSULTING
Largest movements
- Receivables after one year -€87,000
down €87,000 (-100%), from €87,000 to €0
- Cash -€16,330
down €16,330 (-97.7%), from €16,719 to €389
mainly Contributions, distributions and other (-€193,926) and Trade debts (-€3,873)
- Receivables within one year -€10,566
down €10,566 (-25.9%), from €40,753 to €30,187
of which Other amounts receivable: -€10,370
- Deferred charges and accrued income -€5,997
down €5,997 (-72.1%), from €8,313 to €2,316
- Tangible fixed assets -€2,957
down €2,957 (-23.2%), from €12,764 to €9,807
- Profit (loss) carried forward -€142,787
down €142,787 (-92.8%), from €153,926 to €11,139
- Other debts +€19,874
up €19,874 (+9,965%), from €199 to €20,074
- Tax, wage and social debts +€3,936
up €3,936 (+121%), from €3,255 to €7,191
- Trade debts -€3,873
down €3,873 (-74.9%), from €5,169 to €1,296
- Gross operating margin +€7,640
up €7,640 (+13.1%), from €58,322 to €65,962
- Taxes +€1,366
up €1,366 (+10.8%), from €12,698 to €14,065
- Financial income -€923
down €923 (-24.6%), from €3,747 to €2,824
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €165,549 | €42,699 | -€122,850 | -74.2% |
| Fixed assets | 21/28 | €12,764 | €9,807 | -€2,957 | -23.2% |
| Tangible fixed assets | 22/27 | €12,764 | €9,807 | -€2,957 | -23.2% |
| Plant, machinery and equipment | 23 | €2,005 | €942 | -€1,063 | -53.0% |
| Furniture and vehicles | 24 | €2,499 | €1,559 | -€940 | -37.6% |
| Other tangible fixed assets | 26 | €8,260 | €7,305 | -€954 | -11.6% |
| Current assets | 29/58 | €152,785 | €32,892 | -€119,893 | -78.5% |
| Amounts receivable after more than one year | 29 | €87,000 | €0 | -€87,000 | -100% |
| Other amounts receivable | 291 | €87,000 | €0 | -€87,000 | -100% |
| Amounts receivable within one year | 40/41 | €40,753 | €30,187 | -€10,566 | -25.9% |
| Trade receivables | 40 | €29,948 | €29,752 | -€195 | -0.7% |
| Other amounts receivable | 41 | €10,806 | €435 | -€10,370 | -96.0% |
| Cash at bank and in hand | 54/58 | €16,719 | €389 | -€16,330 | -97.7% |
| Deferred charges and accrued income | 490/1 | €8,313 | €2,316 | -€5,997 | -72.1% |
| Total equity and liabilities | 10/49 | €165,549 | €42,699 | -€122,850 | -74.2% |
| Equity | 10/15 | €156,926 | €14,139 | -€142,787 | -91.0% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €153,926 | €11,139 | -€142,787 | -92.8% |
| Amounts payable | 17/49 | €8,624 | €28,560 | +€19,937 | +231% |
| Amounts payable within one year | 42/48 | €8,624 | €28,560 | +€19,937 | +231% |
| Trade debts | 44 | €5,169 | €1,296 | -€3,873 | -74.9% |
| Suppliers | 440/4 | €5,169 | €1,296 | -€3,873 | -74.9% |
| Taxes, remuneration and social security | 45 | €3,255 | €7,191 | +€3,936 | +121% |
| Taxes | 450/3 | €3,255 | €7,191 | +€3,936 | +121% |
| Other amounts payable | 47/48 | €199 | €20,074 | +€19,874 | +9,965% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,098 | €2,957 | -€141 | -4.5% |
| Other operating charges | 640/8 | €0 | €400 | +€400 | |
| Gross operating margin | 9900 | €58,322 | €65,962 | +€7,640 | +13.1% |
| Operating profit (loss) | 9901 | €55,224 | €62,605 | +€7,381 | +13.4% |
| Financial income | 75/76B | €3,747 | €2,824 | -€923 | -24.6% |
| Recurring financial income | 75 | €3,747 | €2,824 | -€923 | -24.6% |
| Financial charges | 65/66B | €59 | €226 | +€167 | +285% |
| Recurring financial charges | 65 | €59 | €226 | +€167 | +285% |
| Profit (loss) for the period before taxes | 9903 | €58,912 | €65,203 | +€6,291 | +10.7% |
| Income taxes | 67/77 | €12,698 | €14,065 | +€1,366 | +10.8% |
| Profit (loss) for the period | 9904 | €46,214 | €51,139 | +€4,925 | +10.7% |
| Profit (loss) for the period to be appropriated | 9905 | €46,214 | €51,139 | +€4,925 | +10.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.