SVD CONSULTANCY: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVD CONSULTANCY
Largest movements
- Current investments +€25,730
up €25,730 (+12.1%), from €212,654 to €238,384
- Other debts +€70,534
new in 2025: €70,534
- Reserves -€40,476
down €40,476 (-16.5%), from €244,843 to €204,368
- Trade debts -€5,552
down €5,552 (-82.6%), from €6,724 to €1,172
- Gross operating margin +€9,390
up €9,390 (+12.2%), from €76,833 to €86,223
- Depreciation -€4,429
down €4,429 (-52.3%), from €8,463 to €4,034
- Financial income -€3,791
down €3,791 (-57.2%), from €6,627 to €2,836
- Taxes +€2,809
up €2,809 (+13.2%), from €21,290 to €24,098
- Financial charges -€2,262
down €2,262 (-87.8%), from €2,577 to €315
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €269,076 | €292,217 | +€23,141 | +8.6% |
| Fixed assets | 21/28 | €4,086 | €4,947 | +€861 | +21.1% |
| Tangible fixed assets | 22/27 | €4,086 | €4,947 | +€861 | +21.1% |
| Plant, machinery and equipment | 23 | €537 | €0 | -€537 | -100.0% |
| Furniture and vehicles | 24 | €2,887 | €975 | -€1,911 | -66.2% |
| Other tangible fixed assets | 26 | €663 | €3,972 | +€3,310 | +499.6% |
| Current assets | 29/58 | €264,990 | €287,270 | +€22,280 | +8.4% |
| Amounts receivable within one year | 40/41 | €25,569 | €22,712 | -€2,857 | -11.2% |
| Trade receivables | 40 | €22,234 | €22,688 | +€454 | +2.0% |
| Other amounts receivable | 41 | €3,335 | €24 | -€3,311 | -99.3% |
| Current investments | 50/53 | €212,654 | €238,384 | +€25,730 | +12.1% |
| Cash at bank and in hand | 54/58 | €24,444 | €24,266 | -€178 | -0.7% |
| Deferred charges and accrued income | 490/1 | €2,323 | €1,907 | -€416 | -17.9% |
| Total equity and liabilities | 10/49 | €269,076 | €292,217 | +€23,141 | +8.6% |
| Equity | 10/15 | €257,243 | €216,768 | -€40,476 | -15.7% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €244,843 | €204,368 | -€40,476 | -16.5% |
| Distributable reserves | 133 | €244,843 | €204,368 | -€40,476 | -16.5% |
| Amounts payable | 17/49 | €11,832 | €75,450 | +€63,617 | +537.6% |
| Amounts payable within one year | 42/48 | €11,784 | €75,439 | +€63,655 | +540.2% |
| Financial debts | 43 | - | €48 | +€48 | |
| Credit institutions | 430/8 | - | €48 | +€48 | |
| Trade debts | 44 | €6,724 | €1,172 | -€5,552 | -82.6% |
| Suppliers | 440/4 | €6,724 | €1,172 | -€5,552 | -82.6% |
| Taxes, remuneration and social security | 45 | €5,060 | €3,685 | -€1,375 | -27.2% |
| Taxes | 450/3 | €5,060 | €3,685 | -€1,375 | -27.2% |
| Other amounts payable | 47/48 | - | €70,534 | +€70,534 | |
| Accrued charges and deferred income | 492/3 | €49 | €10 | -€38 | -79.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,463 | €4,034 | -€4,429 | -52.3% |
| Other operating charges | 640/8 | €1,224 | €1,402 | +€178 | +14.6% |
| Gross operating margin | 9900 | €76,833 | €86,223 | +€9,390 | +12.2% |
| Operating profit (loss) | 9901 | €67,145 | €80,786 | +€13,641 | +20.3% |
| Financial income | 75/76B | €6,627 | €2,836 | -€3,791 | -57.2% |
| Recurring financial income | 75 | €6,627 | €2,836 | -€3,791 | -57.2% |
| Financial charges | 65/66B | €2,577 | €315 | -€2,262 | -87.8% |
| Recurring financial charges | 65 | €2,577 | €315 | -€2,262 | -87.8% |
| Profit (loss) for the period before taxes | 9903 | €71,195 | €83,307 | +€12,112 | +17.0% |
| Income taxes | 67/77 | €21,290 | €24,098 | +€2,809 | +13.2% |
| Profit (loss) for the period | 9904 | €49,906 | €59,209 | +€9,303 | +18.6% |
| Profit (loss) for the period to be appropriated | 9905 | €49,906 | €59,209 | +€9,303 | +18.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.