SVB Technics: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVB Technics
Largest movements
- Current investments +€56,513
new in 2025: €56,513
- Cash -€34,642
down €34,642 (-77.7%), from €44,584 to €9,942
mainly Debts after one year (-€321,586) and Current investments (-€56,513)
- Tangible fixed assets +€17,996
up €17,996 (+62.2%), from €28,943 to €46,939
of which Furniture and vehicles: +€18,426
- Debts after one year -€321,586
down €321,586 (-49.5%), from €649,247 to €327,661
- Other debts +€250,000
new in 2025: €250,000
- Reserves +€111,360
up €111,360 (+92.2%), from €120,786 to €232,146
- Gross operating margin +€71,272
up €71,272 (+62.0%), from €114,882 to €186,154
- Taxes +€19,265
up €19,265 (+102%), from €18,844 to €38,110
- Financial charges -€11,656
down €11,656 (-33.8%), from €34,516 to €22,860
- Depreciation +€3,253
up €3,253 (+40.0%), from €8,131 to €11,384
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €853,607 | €893,796 | +€40,189 | +4.7% |
| Fixed assets | 21/28 | €790,422 | €808,418 | +€17,996 | +2.3% |
| Tangible fixed assets | 22/27 | €28,943 | €46,939 | +€17,996 | +62.2% |
| Plant, machinery and equipment | 23 | €780 | €351 | -€430 | -55.1% |
| Furniture and vehicles | 24 | €28,163 | €46,588 | +€18,426 | +65.4% |
| Financial fixed assets | 28 | €761,479 | €761,479 | = | 0.0% |
| Current assets | 29/58 | €63,185 | €85,378 | +€22,193 | +35.1% |
| Amounts receivable within one year | 40/41 | €14,520 | €17,672 | +€3,152 | +21.7% |
| Trade receivables | 40 | €13,899 | €16,928 | +€3,029 | +21.8% |
| Other amounts receivable | 41 | €620 | €744 | +€123 | +19.9% |
| Current investments | 50/53 | - | €56,513 | +€56,513 | |
| Cash at bank and in hand | 54/58 | €44,584 | €9,942 | -€34,642 | -77.7% |
| Deferred charges and accrued income | 490/1 | €4,082 | €1,251 | -€2,831 | -69.4% |
| Total equity and liabilities | 10/49 | €853,607 | €893,796 | +€40,189 | +4.7% |
| Equity | 10/15 | €130,786 | €242,146 | +€111,360 | +85.1% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | €120,786 | €232,146 | +€111,360 | +92.2% |
| Distributable reserves | 133 | €120,786 | €232,146 | +€111,360 | +92.2% |
| Amounts payable | 17/49 | €722,821 | €651,650 | -€71,171 | -9.8% |
| Amounts payable after more than one year | 17 | €649,247 | €327,661 | -€321,586 | -49.5% |
| Financial debts | 170/4 | €649,247 | €327,661 | -€321,586 | -49.5% |
| Amounts payable within one year | 42/48 | €73,575 | €323,989 | +€250,414 | +340% |
| Current portion of amounts payable after more than one year | 42 | €51,762 | €54,352 | +€2,590 | +5.0% |
| Trade debts | 44 | €4,345 | €1,418 | -€2,928 | -67.4% |
| Suppliers | 440/4 | €4,345 | €1,418 | -€2,928 | -67.4% |
| Taxes, remuneration and social security | 45 | €17,467 | €18,219 | +€752 | +4.3% |
| Taxes | 450/3 | €17,467 | €18,219 | +€752 | +4.3% |
| Other amounts payable | 47/48 | - | €250,000 | +€250,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,131 | €11,384 | +€3,253 | +40.0% |
| Other operating charges | 640/8 | €326 | €1,460 | +€1,134 | +348% |
| Non-recurring operating charges | 66A | - | €997 | +€997 | |
| Gross operating margin | 9900 | €114,882 | €186,154 | +€71,272 | +62.0% |
| Operating profit (loss) | 9901 | €106,425 | €172,313 | +€65,888 | +61.9% |
| Financial income | 75/76B | €44 | €17 | -€27 | -61.6% |
| Recurring financial income | 75 | €44 | €17 | -€27 | -61.6% |
| Financial charges | 65/66B | €34,516 | €22,860 | -€11,656 | -33.8% |
| Recurring financial charges | 65 | €34,516 | €22,860 | -€11,656 | -33.8% |
| Profit (loss) for the period before taxes | 9903 | €71,953 | €149,470 | +€77,517 | +108% |
| Income taxes | 67/77 | €18,844 | €38,110 | +€19,265 | +102% |
| Profit (loss) for the period | 9904 | €53,109 | €111,360 | +€58,251 | +110% |
| Profit (loss) for the period to be appropriated | 9905 | €53,109 | €111,360 | +€58,251 | +110% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.