SVArchitecture: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SVArchitecture
Largest movements
- Intangible fixed assets -€12,500
down €12,500 (-11.8%), from €106,250 to €93,750
- Cash +€11,403
up €11,403 (+161.7%), from €7,052 to €18,455
mainly Depreciation (+€12,856) and Net result for the year (+€3,076)
- Receivables within one year -€2,875
down €2,875 (-34.6%), from €8,307 to €5,432
- Debts after one year -€7,942
down €7,942 (-15.5%), from €51,126 to €43,184
- Profit (loss) carried forward +€3,076
up €3,076 (+60.4%), from -€5,094 to -€2,018
- Tax, wage and social debts +€1,629
up €1,629 (+18.2%), from €8,943 to €10,572
of which Taxes: +€1,629
- Depreciation -€6,368
down €6,368 (-33.1%), from €19,224 to €12,856
- Gross operating margin +€5,018
up €5,018 (+33.3%), from €15,080 to €20,098
- Financial charges +€1,695
up €1,695 (+303.2%), from €559 to €2,254
- Taxes +€1,521
up €1,521 (+389.0%), from €391 to €1,912
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €122,914 | €119,057 | -€3,857 | -3.1% |
| Formation expenses | 20 | €1,305 | €949 | -€356 | -27.3% |
| Fixed assets | 21/28 | €106,250 | €93,750 | -€12,500 | -11.8% |
| Intangible fixed assets | 21 | €106,250 | €93,750 | -€12,500 | -11.8% |
| Current assets | 29/58 | €15,359 | €24,358 | +€8,999 | +58.6% |
| Amounts receivable within one year | 40/41 | €8,307 | €5,432 | -€2,875 | -34.6% |
| Trade receivables | 40 | €8,307 | €5,432 | -€2,875 | -34.6% |
| Cash at bank and in hand | 54/58 | €7,052 | €18,455 | +€11,403 | +161.7% |
| Deferred charges and accrued income | 490/1 | - | €471 | +€471 | |
| Total equity and liabilities | 10/49 | €122,914 | €119,057 | -€3,857 | -3.1% |
| Equity | 10/15 | -€94 | €2,982 | +€3,076 | |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,094 | -€2,018 | +€3,076 | +60.4% |
| Amounts payable | 17/49 | €123,008 | €116,075 | -€6,933 | -5.6% |
| Amounts payable after more than one year | 17 | €51,126 | €43,184 | -€7,942 | -15.5% |
| Financial debts | 170/4 | €51,126 | €43,184 | -€7,942 | -15.5% |
| Amounts payable within one year | 42/48 | €70,582 | €71,591 | +€1,009 | +1.4% |
| Current portion of amounts payable after more than one year | 42 | €7,631 | €7,942 | +€311 | +4.1% |
| Trade debts | 44 | €1,136 | - | -€1,136 | |
| Suppliers | 440/4 | €1,136 | - | -€1,136 | |
| Taxes, remuneration and social security | 45 | €8,943 | €10,572 | +€1,629 | +18.2% |
| Taxes | 450/3 | €5,533 | €7,162 | +€1,629 | +29.4% |
| Remuneration and social security | 454/9 | €3,410 | €3,410 | = | 0.0% |
| Other amounts payable | 47/48 | €52,872 | €53,077 | +€205 | +0.4% |
| Accrued charges and deferred income | 492/3 | €1,300 | €1,300 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,224 | €12,856 | -€6,368 | -33.1% |
| Gross operating margin | 9900 | €15,080 | €20,098 | +€5,018 | +33.3% |
| Operating profit (loss) | 9901 | -€4,144 | €7,242 | +€11,386 | |
| Financial charges | 65/66B | €559 | €2,254 | +€1,695 | +303.2% |
| Recurring financial charges | 65 | €559 | €2,254 | +€1,695 | +303.2% |
| Profit (loss) for the period before taxes | 9903 | -€4,703 | €4,988 | +€9,691 | |
| Income taxes | 67/77 | €391 | €1,912 | +€1,521 | +389.0% |
| Profit (loss) for the period | 9904 | -€5,094 | €3,076 | +€8,170 | |
| Profit (loss) for the period to be appropriated | 9905 | -€5,094 | €3,076 | +€8,170 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.