SV Finance: what changed
What changed
SV Finance
NACE 70.200, Business and other management consultancy
filed annual accounts (NBB)
Net result for the year
€9,933
2024 · -€6,306+€16,239
Equity
€71,325
2024 · €61,392+€9,933
Cash
€14
2024 · €20-€6
Balance sheet total
€546,196
2024 · €500,948+€45,249
Largest movements
Assets
- Deferred charges and accrued income +€45,000
new in 2025: €45,000
Equity and liabilities
- Debts after one year +€57,004
up €57,004 (+14.0%), from €407,972 to €464,976
- Other debts -€29,023
no longer reported in 2025 (was €29,023)
- Profit (loss) carried forward +€9,933
up €9,933 (+25.7%), from -€38,608 to -€28,675
- Accrued charges and deferred income +€5,661
new in 2025: €5,661
Income statement
- Gross operating margin +€19,165
up €19,165 (+139%), from €13,740 to €32,905
- Financial charges +€2,785
up €2,785 (+14.6%), from €19,071 to €21,856
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€6,306
Gross operating margin
+€19,165
Other operating charges
-€141
Financial charges
-€2,785
Result 2025
€9,933
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€57,010
Investment
€0
Financing
+€57,004
Cash 2024
€20
From operations (derived)
-€57,010
Net result for the year
+€9,933
Receivables within one year
-€255
Deferred charges and accrued income
-€45,000
Trade debts
+€1,675
Other debts
-€29,023
Accrued charges and deferred income
+€5,661
Financing
+€57,004
Debts after one year
+€57,004
Cash 2025
€14
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €500,948 | €546,196 | +€45,249 | +9.0% |
| Fixed assets | 21/28 | €500,928 | €500,928 | = | 0.0% |
| Financial fixed assets | 28 | €500,928 | €500,928 | = | 0.0% |
| Current assets | 29/58 | €20 | €45,269 | +€45,249 | +227,381% |
| Amounts receivable within one year | 40/41 | - | €255 | +€255 | |
| Other amounts receivable | 41 | - | €255 | +€255 | |
| Cash at bank and in hand | 54/58 | €20 | €14 | -€6 | -30.2% |
| Deferred charges and accrued income | 490/1 | - | €45,000 | +€45,000 | |
| Total equity and liabilities | 10/49 | €500,948 | €546,196 | +€45,249 | +9.0% |
| Equity | 10/15 | €61,392 | €71,325 | +€9,933 | +16.2% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€38,608 | -€28,675 | +€9,933 | +25.7% |
| Amounts payable | 17/49 | €439,556 | €474,872 | +€35,316 | +8.0% |
| Amounts payable after more than one year | 17 | €407,972 | €464,976 | +€57,004 | +14.0% |
| Financial debts | 170/4 | €407,972 | €464,976 | +€57,004 | +14.0% |
| Amounts payable within one year | 42/48 | €31,584 | €4,235 | -€27,348 | -86.6% |
| Trade debts | 44 | €2,561 | €4,235 | +€1,675 | +65.4% |
| Suppliers | 440/4 | €2,561 | €4,235 | +€1,675 | +65.4% |
| Other amounts payable | 47/48 | €29,023 | - | -€29,023 | |
| Accrued charges and deferred income | 492/3 | - | €5,661 | +€5,661 | |
| Other operating charges | 640/8 | €976 | €1,116 | +€141 | +14.4% |
| Gross operating margin | 9900 | €13,740 | €32,905 | +€19,165 | +139% |
| Operating profit (loss) | 9901 | €12,765 | €31,789 | +€19,024 | +149% |
| Financial charges | 65/66B | €19,071 | €21,856 | +€2,785 | +14.6% |
| Recurring financial charges | 65 | €19,071 | €21,856 | +€2,785 | +14.6% |
| Profit (loss) for the period before taxes | 9903 | -€6,306 | €9,933 | +€16,239 | |
| Profit (loss) for the period | 9904 | -€6,306 | €9,933 | +€16,239 | |
| Profit (loss) for the period to be appropriated | 9905 | -€6,306 | €9,933 | +€16,239 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.