SV CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SV CONSULTING
Largest movements
- Cash +€22,402
up €22,402 (+57.9%), from €38,706 to €61,108
mainly Net result for the year (+€20,226) and Depreciation (+€14,847)
- Tangible fixed assets -€13,240
down €13,240 (-20.3%), from €65,191 to €51,951
of which Furniture and vehicles: -€14,607
- Receivables within one year +€8,333
up €8,333 (+78.3%), from €10,648 to €18,981
of which Trade receivables: +€12,100
- Reserves +€20,226
up €20,226 (+38.9%), from €52,003 to €72,229
- Debts after one year -€13,355
down €13,355 (-28.0%), from €47,736 to €34,380
- Tax, wage and social debts +€8,581
up €8,581 (+199%), from €4,307 to €12,888
of which Taxes: +€8,581
- Trade debts +€1,899
up €1,899 (+289%), from €656 to €2,556
- Gross operating margin +€6,953
up €6,953 (+18.8%), from €37,004 to €43,957
- Depreciation +€6,066
up €6,066 (+69.1%), from €8,781 to €14,847
- Taxes +€4,181
up €4,181 (+181%), from €2,307 to €6,488
- Other operating charges -€461
down €461 (-55.1%), from €836 to €375
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €121,574 | €139,408 | +€17,834 | +14.7% |
| Fixed assets | 21/28 | €70,191 | €56,951 | -€13,240 | -18.9% |
| Tangible fixed assets | 22/27 | €65,191 | €51,951 | -€13,240 | -20.3% |
| Plant, machinery and equipment | 23 | - | €1,366 | +€1,366 | |
| Furniture and vehicles | 24 | €65,191 | €50,585 | -€14,607 | -22.4% |
| Leasing and similar rights | 25 | €0 | - | = | |
| Financial fixed assets | 28 | €5,000 | €5,000 | = | 0.0% |
| Current assets | 29/58 | €51,383 | €82,457 | +€31,074 | +60.5% |
| Amounts receivable within one year | 40/41 | €10,648 | €18,981 | +€8,333 | +78.3% |
| Trade receivables | 40 | €0 | €12,100 | +€12,100 | |
| Other amounts receivable | 41 | €10,648 | €6,881 | -€3,767 | -35.4% |
| Cash at bank and in hand | 54/58 | €38,706 | €61,108 | +€22,402 | +57.9% |
| Deferred charges and accrued income | 490/1 | €2,028 | €2,368 | +€340 | +16.7% |
| Total equity and liabilities | 10/49 | €121,574 | €139,408 | +€17,834 | +14.7% |
| Equity | 10/15 | €56,003 | €76,229 | +€20,226 | +36.1% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €52,003 | €72,229 | +€20,226 | +38.9% |
| Distributable reserves | 133 | €52,003 | €72,229 | +€20,226 | +38.9% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €65,571 | €63,179 | -€2,392 | -3.6% |
| Amounts payable after more than one year | 17 | €47,736 | €34,380 | -€13,355 | -28.0% |
| Financial debts | 170/4 | €47,736 | €34,380 | -€13,355 | -28.0% |
| Amounts payable within one year | 42/48 | €17,835 | €28,799 | +€10,963 | +61.5% |
| Current portion of amounts payable after more than one year | 42 | €12,872 | €13,355 | +€483 | +3.8% |
| Trade debts | 44 | €656 | €2,556 | +€1,899 | +289% |
| Suppliers | 440/4 | €656 | €2,556 | +€1,899 | +289% |
| Taxes, remuneration and social security | 45 | €4,307 | €12,888 | +€8,581 | +199% |
| Taxes | 450/3 | €2,307 | €10,888 | +€8,581 | +372% |
| Remuneration and social security | 454/9 | €2,000 | €2,000 | = | 0.0% |
| Non-recurring operating income | 76A | €3,573 | €0 | -€3,573 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,781 | €14,847 | +€6,066 | +69.1% |
| Other operating charges | 640/8 | €836 | €375 | -€461 | -55.1% |
| Gross operating margin | 9900 | €37,004 | €43,957 | +€6,953 | +18.8% |
| Operating profit (loss) | 9901 | €27,386 | €28,734 | +€1,348 | +4.9% |
| Financial income | 75/76B | €327 | €349 | +€22 | +6.8% |
| Recurring financial income | 75 | €327 | €349 | +€22 | +6.8% |
| Financial charges | 65/66B | €1,959 | €2,369 | +€410 | +20.9% |
| Recurring financial charges | 65 | €1,959 | €2,369 | +€410 | +20.9% |
| Profit (loss) for the period before taxes | 9903 | €25,754 | €26,714 | +€960 | +3.7% |
| Income taxes | 67/77 | €2,307 | €6,488 | +€4,181 | +181% |
| Profit (loss) for the period | 9904 | €23,447 | €20,226 | -€3,221 | -13.7% |
| Profit (loss) for the period to be appropriated | 9905 | €23,447 | €20,226 | -€3,221 | -13.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.