SV CONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SV CONSULT
Largest movements
- Receivables within one year -€233
down €233 (-17.5%), from €1,333 to €1,100
of which Trade receivables: -€575
- Deferred charges and accrued income -€181
no longer reported in 2025 (was €181)
- Profit (loss) carried forward -€1,997
down €1,997 (-2.1%), from -€93,343 to -€95,340
- Short-term financial debts +€915
up €915 (+14.4%), from €6,340 to €7,254
- Accrued charges and deferred income +€400
up €400 (+115%), from €348 to €747
- Trade debts +€392
up €392 (+23.5%), from €1,669 to €2,061
- Other debts -€124
down €124 (-0.2%), from €73,582 to €73,458
- Gross operating margin -€4,169
down €4,169, from €1,594 to -€2,575
- Financial income -€2,032
down €2,032 (-50.4%), from €4,032 to €2,000
- Other operating charges +€400
new in 2025: €400
- Financial charges +€26
up €26 (+2.6%), from €995 to €1,022
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €9,046 | €8,632 | -€414 | -4.6% |
| Fixed assets | 21/28 | €1,300 | €1,300 | = | 0.0% |
| Financial fixed assets | 28 | €1,300 | €1,300 | = | 0.0% |
| Current assets | 29/58 | €7,746 | €7,332 | -€414 | -5.3% |
| Amounts receivable within one year | 40/41 | €1,333 | €1,100 | -€233 | -17.5% |
| Trade receivables | 40 | €575 | - | -€575 | |
| Other amounts receivable | 41 | €757 | €1,100 | +€343 | +45.2% |
| Current investments | 50/53 | €6,232 | €6,232 | = | 0.0% |
| Deferred charges and accrued income | 490/1 | €181 | - | -€181 | |
| Total equity and liabilities | 10/49 | €9,046 | €8,632 | -€414 | -4.6% |
| Equity | 10/15 | -€72,892 | -€74,889 | -€1,997 | -2.7% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €1,859 | €1,859 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€93,343 | -€95,340 | -€1,997 | -2.1% |
| Amounts payable | 17/49 | €81,938 | €83,521 | +€1,583 | +1.9% |
| Amounts payable within one year | 42/48 | €81,591 | €82,774 | +€1,183 | +1.4% |
| Financial debts | 43 | €6,340 | €7,254 | +€915 | +14.4% |
| Credit institutions | 430/8 | €6,340 | €7,254 | +€915 | +14.4% |
| Trade debts | 44 | €1,669 | €2,061 | +€392 | +23.5% |
| Suppliers | 440/4 | €1,669 | €2,061 | +€392 | +23.5% |
| Other amounts payable | 47/48 | €73,582 | €73,458 | -€124 | -0.2% |
| Accrued charges and deferred income | 492/3 | €348 | €747 | +€400 | +115% |
| Other operating charges | 640/8 | - | €400 | +€400 | |
| Gross operating margin | 9900 | €1,594 | -€2,575 | -€4,169 | |
| Operating profit (loss) | 9901 | €1,594 | -€2,975 | -€4,569 | |
| Financial income | 75/76B | €4,032 | €2,000 | -€2,032 | -50.4% |
| Recurring financial income | 75 | €4,032 | €2,000 | -€2,032 | -50.4% |
| Financial charges | 65/66B | €995 | €1,022 | +€26 | +2.6% |
| Recurring financial charges | 65 | €995 | €1,022 | +€26 | +2.6% |
| Profit (loss) for the period before taxes | 9903 | €4,630 | -€1,997 | -€6,627 | |
| Profit (loss) for the period | 9904 | €4,630 | -€1,997 | -€6,627 | |
| Profit (loss) for the period to be appropriated | 9905 | €4,630 | -€1,997 | -€6,627 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.