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SV CONSTRUCT MANAGEMENT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SV CONSTRUCT MANAGEMENT

BE 0819.295.751
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€11,287
2024 · -€6,429+€17,716
Equity
€58,237
2024 · €46,950+€11,287
Cash
€41,369
2024 · €33,072+€8,297
Balance sheet total
€68,836
2024 · €49,534+€19,302

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€13,647

    up €13,647 (+173.6%), from €7,859 to €21,506

    of which Trade receivables: +€14,921

  • Cash +€8,297

    up €8,297 (+25.1%), from €33,072 to €41,369

    mainly Net result for the year (+€11,287) and Tax, wage and social debts (+€7,399)

  • Tangible fixed assets -€2,642

    down €2,642 (-30.7%), from €8,603 to €5,961

    of which Plant, machinery and equipment: -€2,345

Equity and liabilities
  • Profit (loss) carried forward +€11,287

    up €11,287 (+31.6%), from €35,750 to €47,037

  • Tax, wage and social debts +€7,399

    up €7,399 (+1619.0%), from €457 to €7,856

  • Trade debts +€1,157

    up €1,157 (+73.0%), from €1,586 to €2,743

Income statement
  • Gross operating margin +€23,558

    up €23,558, from -€937 to €22,621

  • Taxes +€3,741

    up €3,741 (+769.8%), from €486 to €4,227

  • Depreciation -€1,541

    down €1,541 (-36.8%), from €4,183 to €2,642

  • Other operating charges +€1,234

    up €1,234 (+198.1%), from €623 to €1,857

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€6,429
Gross operating margin +€23,558
Depreciation +€1,541
Other operating charges -€1,234
Other operating items -€2,423
Financial income +€12
Financial charges +€3
Taxes -€3,741
Result 2025 €11,287

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,297
Investment €0
Financing €0
Cash 2024 €33,072
Net result for the year +€11,287
Depreciation +€2,642
Receivables within one year -€13,647
Trade debts +€1,157
Tax, wage and social debts +€7,399
Other debts -€541
Cash 2025 €41,369
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €49,534 €68,836 +€19,302 +39.0%
Fixed assets 21/28 €8,603 €5,961 -€2,642 -30.7%
Tangible fixed assets 22/27 €8,603 €5,961 -€2,642 -30.7%
Plant, machinery and equipment 23 €7,960 €5,615 -€2,345 -29.5%
Furniture and vehicles 24 €643 €346 -€297 -46.2%
Current assets 29/58 €40,931 €62,875 +€21,944 +53.6%
Amounts receivable within one year 40/41 €7,859 €21,506 +€13,647 +173.6%
Trade receivables 40 €6,139 €21,060 +€14,921 +243.1%
Other amounts receivable 41 €1,720 €446 -€1,274 -74.1%
Cash at bank and in hand 54/58 €33,072 €41,369 +€8,297 +25.1%
Total equity and liabilities 10/49 €49,534 €68,836 +€19,302 +39.0%
Equity 10/15 €46,950 €58,237 +€11,287 +24.0%
Contributions 10/11 €11,200 €11,200 = 0.0%
Profit (loss) carried forward 14 €35,750 €47,037 +€11,287 +31.6%
Amounts payable 17/49 €2,584 €10,599 +€8,015 +310.2%
Amounts payable within one year 42/48 €2,584 €10,599 +€8,015 +310.2%
Trade debts 44 €1,586 €2,743 +€1,157 +73.0%
Suppliers 440/4 €1,586 €2,743 +€1,157 +73.0%
Taxes, remuneration and social security 45 €457 €7,856 +€7,399 +1619.0%
Taxes 450/3 €457 €7,856 +€7,399 +1619.0%
Other amounts payable 47/48 €541 - -€541
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,183 €2,642 -€1,541 -36.8%
Other operating charges 640/8 €623 €1,857 +€1,234 +198.1%
Non-recurring operating charges 66A - €2,423 +€2,423
Gross operating margin 9900 -€937 €22,621 +€23,558
Operating profit (loss) 9901 -€5,743 €15,699 +€21,442
Financial income 75/76B - €12 +€12
Recurring financial income 75 - €12 +€12
Financial charges 65/66B €200 €197 -€3 -1.5%
Recurring financial charges 65 €200 €197 -€3 -1.5%
Profit (loss) for the period before taxes 9903 -€5,943 €15,514 +€21,457
Income taxes 67/77 €486 €4,227 +€3,741 +769.8%
Profit (loss) for the period 9904 -€6,429 €11,287 +€17,716
Profit (loss) for the period to be appropriated 9905 -€6,429 €11,287 +€17,716

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.