SV Bouwtechniek: what changed
What changed
SV Bouwtechniek
NACE 43.221, Plumbing work
filed annual accounts (NBB)
Net result for the year
€5,644
2024 · €434+€5,210
Equity
€72,813
2024 · €67,169+€5,644
Cash
-
not filed
Balance sheet total
€446,515
2024 · €484,666-€38,150
Largest movements
Assets
- Receivables within one year -€37,152
down €37,152 (-35.0%), from €106,179 to €69,027
of which Trade receivables: -€18,822
Equity and liabilities
- Trade debts -€41,269
down €41,269 (-69.6%), from €59,335 to €18,066
- Debts after one year -€23,851
down €23,851 (-8.2%), from €290,990 to €267,139
- Other debts +€14,741
new in 2025: €14,741
- Accrued charges and deferred income +€7,614
new in 2025: €7,614
- Profit (loss) carried forward +€5,644
up €5,644, from -€223 to €5,421
Income statement
- Gross operating margin +€13,181
up €13,181 (+20.4%), from €64,574 to €77,755
- Staff costs +€12,222
up €12,222 (+35.1%), from €34,825 to €47,047
- Financial charges -€2,447
down €2,447 (-13.9%), from €17,547 to €15,100
- Other operating charges -€1,221
down €1,221 (-30.1%), from €4,053 to €2,832
- Taxes -€781
down €781 (-15.3%), from €5,119 to €4,338
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€434
Gross operating margin
+€13,181
Staff costs
-€12,222
Depreciation
-€195
Other operating charges
+€1,221
Financial income
-€2
Financial charges
+€2,447
Taxes
+€781
Result 2025
€5,644
raises the resultlowers the result
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts. So the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €484,666 | €446,515 | -€38,150 | -7.9% |
| Fixed assets | 21/28 | €66,216 | €65,218 | -€998 | -1.5% |
| Tangible fixed assets | 22/27 | €66,216 | €65,218 | -€998 | -1.5% |
| Land and buildings | 22 | €65,051 | €63,354 | -€1,697 | -2.6% |
| Plant, machinery and equipment | 23 | €1,165 | €1,864 | +€699 | +60.0% |
| Current assets | 29/58 | €418,450 | €381,297 | -€37,152 | -8.9% |
| Stocks and contracts in progress | 3 | €312,271 | €312,271 | = | 0.0% |
| Stocks | 30/36 | €312,271 | €312,271 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €106,179 | €69,027 | -€37,152 | -35.0% |
| Trade receivables | 40 | €83,384 | €64,562 | -€18,822 | -22.6% |
| Other amounts receivable | 41 | €22,795 | €4,465 | -€18,330 | -80.4% |
| Total equity and liabilities | 10/49 | €484,666 | €446,515 | -€38,150 | -7.9% |
| Equity | 10/15 | €67,169 | €72,813 | +€5,644 | +8.4% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €64,392 | €64,392 | = | 0.0% |
| Distributable reserves | 133 | €64,392 | €64,392 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€223 | €5,421 | +€5,644 | |
| Amounts payable | 17/49 | €417,497 | €373,702 | -€43,795 | -10.5% |
| Amounts payable after more than one year | 17 | €290,990 | €267,139 | -€23,851 | -8.2% |
| Financial debts | 170/4 | €290,990 | €267,139 | -€23,851 | -8.2% |
| Amounts payable within one year | 42/48 | €126,507 | €98,950 | -€27,557 | -21.8% |
| Current portion of amounts payable after more than one year | 42 | €25,308 | €25,388 | +€80 | +0.3% |
| Financial debts | 43 | €33,817 | €35,059 | +€1,243 | +3.7% |
| Credit institutions | 430/8 | €33,817 | €35,059 | +€1,243 | +3.7% |
| Trade debts | 44 | €59,335 | €18,066 | -€41,269 | -69.6% |
| Suppliers | 440/4 | €59,335 | €18,066 | -€41,269 | -69.6% |
| Taxes, remuneration and social security | 45 | €8,048 | €5,696 | -€2,352 | -29.2% |
| Taxes | 450/3 | €6,445 | €4,230 | -€2,215 | -34.4% |
| Remuneration and social security | 454/9 | €1,602 | €1,466 | -€137 | -8.5% |
| Other amounts payable | 47/48 | - | €14,741 | +€14,741 | |
| Accrued charges and deferred income | 492/3 | - | €7,614 | +€7,614 | |
| Remuneration, social security and pensions | 62 | €34,825 | €47,047 | +€12,222 | +35.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,598 | €2,793 | +€195 | +7.5% |
| Other operating charges | 640/8 | €4,053 | €2,832 | -€1,221 | -30.1% |
| Gross operating margin | 9900 | €64,574 | €77,755 | +€13,181 | +20.4% |
| Operating profit (loss) | 9901 | €23,098 | €25,083 | +€1,984 | +8.6% |
| Financial income | 75/76B | €2 | - | -€2 | |
| Recurring financial income | 75 | €2 | - | -€2 | |
| Financial charges | 65/66B | €17,547 | €15,100 | -€2,447 | -13.9% |
| Recurring financial charges | 65 | €17,547 | €15,100 | -€2,447 | -13.9% |
| Profit (loss) for the period before taxes | 9903 | €5,553 | €9,982 | +€4,429 | +79.7% |
| Income taxes | 67/77 | €5,119 | €4,338 | -€781 | -15.3% |
| Profit (loss) for the period | 9904 | €434 | €5,644 | +€5,210 | +1,200% |
| Profit (loss) for the period to be appropriated | 9905 | €434 | €5,644 | +€5,210 | +1,200% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.