SV BOUW: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SV BOUW
Largest movements
- Receivables within one year +€250,410
up €250,410 (+164%), from €152,273 to €402,683
of which Trade receivables: +€244,722
- Tangible fixed assets -€32,124
down €32,124 (-16.8%), from €190,823 to €158,698
of which Plant, machinery and equipment: -€19,448
- Stocks and contracts -€6,283
down €6,283 (-43.9%), from €14,329 to €8,045
of which Contracts in progress: -€6,480
- Trade debts +€252,464
up €252,464 (+337%), from €74,821 to €327,285
- Reserves +€66,656
up €66,656 (+89.1%), from €74,847 to €141,503
- Tax, wage and social debts -€62,554
down €62,554 (-79.7%), from €78,454 to €15,899
of which Taxes: -€44,338
- Other debts -€25,898
down €25,898 (-100%), from €25,898 to €0
- Debts after one year -€21,791
down €21,791 (-24.9%), from €87,599 to €65,808
- Gross operating margin +€116,179
up €116,179 (+56.2%), from €206,577 to €322,756
- Depreciation -€29,150
down €29,150 (-45.0%), from €64,775 to €35,624
- Taxes +€6,446
up €6,446 (+3,394%), from €190 to €6,636
- Staff costs -€4,068
down €4,068 (-2.1%), from €197,655 to €193,587
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €369,512 | €577,286 | +€207,774 | +56.2% |
| Fixed assets | 21/28 | €190,823 | €158,698 | -€32,124 | -16.8% |
| Tangible fixed assets | 22/27 | €190,823 | €158,698 | -€32,124 | -16.8% |
| Land and buildings | 22 | €80,000 | €80,000 | = | 0.0% |
| Plant, machinery and equipment | 23 | €52,250 | €32,802 | -€19,448 | -37.2% |
| Furniture and vehicles | 24 | €58,573 | €45,896 | -€12,677 | -21.6% |
| Current assets | 29/58 | €178,689 | €418,588 | +€239,899 | +134% |
| Stocks and contracts in progress | 3 | €14,329 | €8,045 | -€6,283 | -43.9% |
| Stocks | 30/36 | €7,848 | €8,045 | +€197 | +2.5% |
| Contracts in progress | 37 | €6,480 | €0 | -€6,480 | -100% |
| Amounts receivable within one year | 40/41 | €152,273 | €402,683 | +€250,410 | +164% |
| Trade receivables | 40 | €118,152 | €362,874 | +€244,722 | +207% |
| Other amounts receivable | 41 | €34,121 | €39,809 | +€5,688 | +16.7% |
| Cash at bank and in hand | 54/58 | €1,890 | €1,731 | -€159 | -8.4% |
| Deferred charges and accrued income | 490/1 | €10,198 | €6,129 | -€4,069 | -39.9% |
| Total equity and liabilities | 10/49 | €369,512 | €577,286 | +€207,774 | +56.2% |
| Equity | 10/15 | €79,847 | €146,503 | +€66,656 | +83.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €74,847 | €141,503 | +€66,656 | +89.1% |
| Distributable reserves | 133 | €74,847 | €141,503 | +€66,656 | +89.1% |
| Amounts payable | 17/49 | €289,665 | €430,783 | +€141,118 | +48.7% |
| Amounts payable after more than one year | 17 | €87,599 | €65,808 | -€21,791 | -24.9% |
| Financial debts | 170/4 | €87,599 | €65,808 | -€21,791 | -24.9% |
| Amounts payable within one year | 42/48 | €202,066 | €364,975 | +€162,909 | +80.6% |
| Current portion of amounts payable after more than one year | 42 | €22,894 | €21,791 | -€1,103 | -4.8% |
| Trade debts | 44 | €74,821 | €327,285 | +€252,464 | +337% |
| Suppliers | 440/4 | €74,821 | €327,285 | +€252,464 | +337% |
| Taxes, remuneration and social security | 45 | €78,454 | €15,899 | -€62,554 | -79.7% |
| Taxes | 450/3 | €55,774 | €11,436 | -€44,338 | -79.5% |
| Remuneration and social security | 454/9 | €22,680 | €4,464 | -€18,216 | -80.3% |
| Other amounts payable | 47/48 | €25,898 | €0 | -€25,898 | -100% |
| Remuneration, social security and pensions | 62 | €197,655 | €193,587 | -€4,068 | -2.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €64,775 | €35,624 | -€29,150 | -45.0% |
| Other operating charges | 640/8 | €7,717 | €8,835 | +€1,118 | +14.5% |
| Gross operating margin | 9900 | €206,577 | €322,756 | +€116,179 | +56.2% |
| Operating profit (loss) | 9901 | -€63,570 | €84,709 | +€148,279 | |
| Financial income | 75/76B | €27 | €709 | +€682 | +2,520% |
| Recurring financial income | 75 | €27 | €709 | +€682 | +2,520% |
| Financial charges | 65/66B | €10,391 | €12,126 | +€1,735 | +16.7% |
| Recurring financial charges | 65 | €10,391 | €12,126 | +€1,735 | +16.7% |
| Profit (loss) for the period before taxes | 9903 | -€73,934 | €73,292 | +€147,226 | |
| Income taxes | 67/77 | €190 | €6,636 | +€6,446 | +3,394% |
| Profit (loss) for the period | 9904 | -€74,123 | €66,656 | +€140,780 | |
| Profit (loss) for the period to be appropriated | 9905 | -€74,123 | €66,656 | +€140,780 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.