SV ARCHITECTE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SV ARCHITECTE
Largest movements
- Receivables within one year +€7,957
up €7,957 (+67.2%), from €11,834 to €19,791
of which Trade receivables: +€6,498
- Cash +€3,027
up €3,027 (+7.3%), from €41,512 to €44,539
mainly Other debts (+€21,712) and Net result for the year (+€5,551)
- Tangible fixed assets +€1,083
up €1,083 (+18.2%), from €5,946 to €7,028
- Other debts +€21,712
up €21,712 (+54.6%), from €39,757 to €61,469
- Profit (loss) carried forward -€6,783
no longer reported in 2025 (was €6,783)
- Trade debts -€3,344
down €3,344 (-44.2%), from €7,571 to €4,227
- Gross operating margin -€15,779
down €15,779 (-56.5%), from €27,941 to €12,162
- Financial charges -€1,432
down €1,432 (-97.2%), from €1,474 to €41
- Depreciation +€888
up €888 (+41.9%), from €2,118 to €3,006
- Taxes +€769
up €769 (+42.2%), from €1,824 to €2,593
- Other operating charges -€550
down €550 (-75.8%), from €725 to €175
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €61,245 | €72,888 | +€11,643 | +19.0% |
| Fixed assets | 21/28 | €7,899 | €8,558 | +€659 | +8.3% |
| Intangible fixed assets | 21 | €1,590 | €1,167 | -€423 | -26.6% |
| Tangible fixed assets | 22/27 | €5,946 | €7,028 | +€1,083 | +18.2% |
| Furniture and vehicles | 24 | €5,946 | €7,028 | +€1,083 | +18.2% |
| Financial fixed assets | 28 | €363 | €363 | = | 0.0% |
| Current assets | 29/58 | €53,346 | €64,330 | +€10,983 | +20.6% |
| Amounts receivable within one year | 40/41 | €11,834 | €19,791 | +€7,957 | +67.2% |
| Trade receivables | 40 | €9,829 | €16,327 | +€6,498 | +66.1% |
| Other amounts receivable | 41 | €2,005 | €3,463 | +€1,458 | +72.7% |
| Cash at bank and in hand | 54/58 | €41,512 | €44,539 | +€3,027 | +7.3% |
| Total equity and liabilities | 10/49 | €61,245 | €72,888 | +€11,643 | +19.0% |
| Equity | 10/15 | €8,283 | €1,500 | -€6,783 | -81.9% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €6,783 | - | -€6,783 | |
| Amounts payable | 17/49 | €52,962 | €71,388 | +€18,426 | +34.8% |
| Amounts payable within one year | 42/48 | €52,962 | €71,388 | +€18,426 | +34.8% |
| Trade debts | 44 | €7,571 | €4,227 | -€3,344 | -44.2% |
| Suppliers | 440/4 | €7,571 | €4,227 | -€3,344 | -44.2% |
| Advances received on contracts in progress | 46 | - | €712 | +€712 | |
| Taxes, remuneration and social security | 45 | €5,635 | €4,980 | -€654 | -11.6% |
| Taxes | 450/3 | €5,635 | €4,980 | -€654 | -11.6% |
| Other amounts payable | 47/48 | €39,757 | €61,469 | +€21,712 | +54.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,118 | €3,006 | +€888 | +41.9% |
| Other operating charges | 640/8 | €725 | €175 | -€550 | -75.8% |
| Non-recurring operating charges | 66A | €19,963 | €985 | -€18,978 | -95.1% |
| Gross operating margin | 9900 | €27,941 | €12,162 | -€15,779 | -56.5% |
| Operating profit (loss) | 9901 | €5,135 | €7,995 | +€2,860 | +55.7% |
| Financial income | 75/76B | €0 | €190 | +€190 | +1,895,300% |
| Recurring financial income | 75 | €0 | €190 | +€190 | +1,895,300% |
| Financial charges | 65/66B | €1,474 | €41 | -€1,432 | -97.2% |
| Recurring financial charges | 65 | €1,474 | €41 | -€1,432 | -97.2% |
| Profit (loss) for the period before taxes | 9903 | €3,662 | €8,144 | +€4,482 | +122% |
| Income taxes | 67/77 | €1,824 | €2,593 | +€769 | +42.2% |
| Profit (loss) for the period | 9904 | €1,838 | €5,551 | +€3,713 | +202% |
| Profit (loss) for the period to be appropriated | 9905 | €1,838 | €5,551 | +€3,713 | +202% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.