Skip to content

Sunscreen: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Sunscreen

BE 0832.960.675
NACE 66.220, Insurance agents and brokers
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€15,896
2024 · -€15,534-€362
Equity
-€15,921
2024 · -€25-€15,896
Cash
€12,023
2024 · €11,422+€601
Balance sheet total
€65,374
2024 · €76,789-€11,415

Largest movements

2024 to 2025
Assets
  • Deferred charges and accrued income +€10,057

    up €10,057 (+990.0%), from €1,016 to €11,072

  • Intangible fixed assets -€9,679

    down €9,679 (-32.8%), from €29,494 to €19,815

  • Tangible fixed assets -€7,235

    down €7,235 (-36.6%), from €19,782 to €12,547

  • Receivables within one year -€5,158

    down €5,158 (-34.2%), from €15,075 to €9,917

    of which Trade receivables: -€4,359

Equity and liabilities
  • Profit (loss) carried forward -€15,896

    down €15,896 (-59.9%), from -€26,518 to -€42,414

  • Other debts +€3,526

    up €3,526 (+4.9%), from €72,368 to €75,894

  • Trade debts +€1,774

    up €1,774 (+116.6%), from €1,522 to €3,296

  • Tax, wage and social debts -€820

    down €820 (-28.0%), from €2,924 to €2,104

    of which Remuneration and social security: -€2,919

Income statement
  • Gross operating margin +€5,832

    up €5,832 (+297.4%), from €1,961 to €7,793

  • Financial charges +€5,662

    up €5,662 (+3131.9%), from €181 to €5,842

  • Taxes +€384

    up €384 (+7508.4%), from €5 to €389

  • Depreciation +€197

    up €197 (+1.2%), from €16,717 to €16,914

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€15,534
Gross operating margin +€5,832
Depreciation -€197
Other operating charges +€40
Financial income +€8
Financial charges -€5,662
Taxes -€384
Result 2025 -€15,896

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€601
Investment €0
Financing €0
Cash 2024 €11,422
Net result for the year -€15,896
Depreciation +€16,914
Receivables within one year +€5,158
Deferred charges and accrued income -€10,057
Trade debts +€1,774
Tax, wage and social debts -€820
Other debts +€3,526
Cash 2025 €12,023
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €76,789 €65,374 -€11,415 -14.9%
Fixed assets 21/28 €49,276 €32,362 -€16,914 -34.3%
Intangible fixed assets 21 €29,494 €19,815 -€9,679 -32.8%
Tangible fixed assets 22/27 €19,782 €12,547 -€7,235 -36.6%
Furniture and vehicles 24 €19,782 €12,547 -€7,235 -36.6%
Current assets 29/58 €27,512 €33,012 +€5,499 +20.0%
Amounts receivable within one year 40/41 €15,075 €9,917 -€5,158 -34.2%
Trade receivables 40 €12,776 €8,417 -€4,359 -34.1%
Other amounts receivable 41 €2,299 €1,500 -€799 -34.8%
Cash at bank and in hand 54/58 €11,422 €12,023 +€601 +5.3%
Deferred charges and accrued income 490/1 €1,016 €11,072 +€10,057 +990.0%
Total equity and liabilities 10/49 €76,789 €65,374 -€11,415 -14.9%
Equity 10/15 -€25 -€15,921 -€15,896 -63812.5%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €20,294 €20,294 = 0.0%
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Distributable reserves 133 €20,294 €20,294 = 0.0%
Profit (loss) carried forward 14 -€26,518 -€42,414 -€15,896 -59.9%
Amounts payable 17/49 €76,813 €81,294 +€4,481 +5.8%
Amounts payable within one year 42/48 €76,813 €81,294 +€4,481 +5.8%
Trade debts 44 €1,522 €3,296 +€1,774 +116.6%
Suppliers 440/4 €1,522 €3,296 +€1,774 +116.6%
Taxes, remuneration and social security 45 €2,924 €2,104 -€820 -28.0%
Taxes 450/3 €5 €2,104 +€2,099 +41079.6%
Remuneration and social security 454/9 €2,919 €0 -€2,919 -100.0%
Other amounts payable 47/48 €72,368 €75,894 +€3,526 +4.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,717 €16,914 +€197 +1.2%
Other operating charges 640/8 €592 €552 -€40 -6.8%
Gross operating margin 9900 €1,961 €7,793 +€5,832 +297.4%
Operating profit (loss) 9901 -€15,348 -€9,672 +€5,676 +37.0%
Financial income 75/76B - €8 +€8
Recurring financial income 75 - €8 +€8
Financial charges 65/66B €181 €5,842 +€5,662 +3131.9%
Recurring financial charges 65 €181 €5,842 +€5,662 +3131.9%
Profit (loss) for the period before taxes 9903 -€15,529 -€15,507 +€22 +0.1%
Income taxes 67/77 €5 €389 +€384 +7508.4%
Profit (loss) for the period 9904 -€15,534 -€15,896 -€362 -2.3%
Profit (loss) for the period to be appropriated 9905 -€15,534 -€15,896 -€362 -2.3%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.