SUNCAR: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SUNCAR
Largest movements
- Receivables within one year +€2,860
up €2,860 (+15.1%), from €19,001 to €21,861
of which Trade receivables: +€3,175
- Deferred charges and accrued income -€677
no longer reported in 2025 (was €677)
- Cash -€639
down €639 (-10.2%), from €6,240 to €5,601
mainly Net result for the year (-€7,065) and Receivables within one year (-€2,860)
- Tangible fixed assets -€479
down €479 (-22.4%), from €2,139 to €1,660
- Profit (loss) carried forward -€7,065
down €7,065 (-26.4%), from -€26,731 to -€33,796
- Other debts +€4,750
up €4,750 (+36.4%), from €13,040 to €17,790
- Tax, wage and social debts +€2,441
up €2,441 (+14.8%), from €16,449 to €18,891
of which Remuneration and social security: +€1,790
- Trade debts +€839
up €839 (+64.7%), from €1,296 to €2,134
- Turnover -€173,776
no longer reported in 2025 (was €173,776)
- Purchases and services -€97,556
no longer reported in 2025 (was €97,556)
- Gross operating margin -€4,375
down €4,375 (-5.7%), from €76,220 to €71,845
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,057 | €30,122 | +€1,065 | +3.7% |
| Fixed assets | 21/28 | €3,139 | €2,660 | -€479 | -15.3% |
| Tangible fixed assets | 22/27 | €2,139 | €1,660 | -€479 | -22.4% |
| Furniture and vehicles | 24 | €2,139 | €1,660 | -€479 | -22.4% |
| Financial fixed assets | 28 | €999 | €999 | = | 0.0% |
| Current assets | 29/58 | €25,918 | €27,462 | +€1,544 | +6.0% |
| Amounts receivable within one year | 40/41 | €19,001 | €21,861 | +€2,860 | +15.1% |
| Trade receivables | 40 | €18,617 | €21,792 | +€3,175 | +17.1% |
| Other amounts receivable | 41 | €384 | €69 | -€315 | -81.9% |
| Cash at bank and in hand | 54/58 | €6,240 | €5,601 | -€639 | -10.2% |
| Deferred charges and accrued income | 490/1 | €677 | - | -€677 | |
| Total equity and liabilities | 10/49 | €29,057 | €30,122 | +€1,065 | +3.7% |
| Equity | 10/15 | -€2,058 | -€9,123 | -€7,065 | -343.2% |
| Contributions | 10/11 | €8,676 | €8,676 | = | 0.0% |
| Reserves | 13 | €15,997 | €15,997 | = | 0.0% |
| Distributable reserves | 133 | €15,997 | €15,997 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€26,731 | -€33,796 | -€7,065 | -26.4% |
| Amounts payable | 17/49 | €31,115 | €39,245 | +€8,130 | +26.1% |
| Amounts payable within one year | 42/48 | €31,115 | €39,245 | +€8,130 | +26.1% |
| Trade debts | 44 | €1,296 | €2,134 | +€839 | +64.7% |
| Suppliers | 440/4 | €1,296 | €2,134 | +€839 | +64.7% |
| Advances received on contracts in progress | 46 | €330 | €430 | +€100 | +30.3% |
| Taxes, remuneration and social security | 45 | €16,449 | €18,891 | +€2,441 | +14.8% |
| Taxes | 450/3 | €4,844 | €5,495 | +€652 | +13.5% |
| Remuneration and social security | 454/9 | €11,606 | €13,395 | +€1,790 | +15.4% |
| Other amounts payable | 47/48 | €13,040 | €17,790 | +€4,750 | +36.4% |
| Turnover | 70 | €173,776 | - | -€173,776 | |
| Goods, raw materials, services and sundry goods | 60/61 | €97,556 | - | -€97,556 | |
| Remuneration, social security and pensions | 62 | €75,441 | €75,674 | +€233 | +0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €462 | €479 | +€18 | +3.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €933 | +€933 | |
| Other operating charges | 640/8 | €1,722 | €1,814 | +€92 | +5.4% |
| Gross operating margin | 9900 | €76,220 | €71,845 | -€4,375 | -5.7% |
| Operating profit (loss) | 9901 | -€1,405 | -€7,055 | -€5,650 | -402.2% |
| Financial income | 75/76B | €2 | €3 | +€1 | +81.9% |
| Recurring financial income | 75 | €2 | €3 | +€1 | +81.9% |
| Financial charges | 65/66B | €42 | €13 | -€29 | -69.7% |
| Recurring financial charges | 65 | €42 | €13 | -€29 | -69.7% |
| Profit (loss) for the period before taxes | 9903 | -€1,445 | -€7,065 | -€5,620 | -388.9% |
| Profit (loss) for the period | 9904 | -€1,445 | -€7,065 | -€5,620 | -388.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,445 | -€7,065 | -€5,620 | -388.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.