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SUMS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SUMS

BE 0804.433.173
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€12,802
2024 · €298+€12,504
Equity
€34,120
2024 · €21,318+€12,802
Cash
€26,396
2024 · €9,485+€16,911
Balance sheet total
€64,360
2024 · €30,342+€34,019

Largest movements

2024 to 2025
Assets
  • Cash +€16,911

    up €16,911 (+178.3%), from €9,485 to €26,396

    mainly Net result for the year (+€12,802) and Tax, wage and social debts (+€11,620)

  • Receivables within one year +€16,253

    up €16,253 (+190.6%), from €8,526 to €24,780

    of which Trade receivables: +€15,034

  • Tangible fixed assets +€917

    up €917 (+86.6%), from €1,059 to €1,977

    of which Land and buildings: +€1,584

Equity and liabilities
  • Profit (loss) carried forward +€12,802

    up €12,802 (+971.5%), from €1,318 to €14,120

  • Tax, wage and social debts +€11,620

    up €11,620 (+651.5%), from €1,784 to €13,403

    of which Taxes: +€10,180

  • Trade debts +€9,597

    up €9,597 (+428.4%), from €2,240 to €11,837

Income statement
  • Gross operating margin +€15,321

    up €15,321 (+339.1%), from €4,518 to €19,839

  • Taxes +€3,146

    up €3,146 (+616.2%), from €511 to €3,657

  • Financial income +€1,503

    up €1,503 (+1310.1%), from €115 to €1,617

  • Financial charges +€1,199

    up €1,199 (+68.8%), from €1,742 to €2,942

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €298
Gross operating margin +€15,321
Depreciation -€111
Other operating charges +€137
Financial income +€1,503
Financial charges -€1,199
Taxes -€3,146
Result 2025 €12,802

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€18,606
Investment -€1,695
Financing €0
Cash 2024 €9,485
Net result for the year +€12,802
Depreciation +€778
Stocks and contracts +€502
Receivables within one year -€16,253
Deferred charges and accrued income -€440
Trade debts +€9,597
Tax, wage and social debts +€11,620
Investment in fixed assets (net) -€1,695
Cash 2025 €26,396
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €30,342 €64,360 +€34,019 +112.1%
Fixed assets 21/28 €1,059 €1,977 +€917 +86.6%
Tangible fixed assets 22/27 €1,059 €1,977 +€917 +86.6%
Land and buildings 22 - €1,584 +€1,584
Furniture and vehicles 24 €1,059 €393 -€667 -62.9%
Current assets 29/58 €29,282 €62,384 +€33,101 +113.0%
Stocks and contracts in progress 3 €11,271 €10,769 -€502 -4.5%
Stocks 30/36 €11,271 €10,769 -€502 -4.5%
Amounts receivable within one year 40/41 €8,526 €24,780 +€16,253 +190.6%
Trade receivables 40 - €15,034 +€15,034
Other amounts receivable 41 €8,526 €9,745 +€1,219 +14.3%
Cash at bank and in hand 54/58 €9,485 €26,396 +€16,911 +178.3%
Deferred charges and accrued income 490/1 - €440 +€440
Total equity and liabilities 10/49 €30,342 €64,360 +€34,019 +112.1%
Equity 10/15 €21,318 €34,120 +€12,802 +60.1%
Contributions 10/11 €20,000 €20,000 = 0.0%
Profit (loss) carried forward 14 €1,318 €14,120 +€12,802 +971.5%
Amounts payable 17/49 €9,024 €30,240 +€21,217 +235.1%
Amounts payable within one year 42/48 €9,024 €30,240 +€21,217 +235.1%
Trade debts 44 €2,240 €11,837 +€9,597 +428.4%
Suppliers 440/4 €2,240 €11,837 +€9,597 +428.4%
Taxes, remuneration and social security 45 €1,784 €13,403 +€11,620 +651.5%
Taxes 450/3 €1,784 €11,963 +€10,180 +570.7%
Remuneration and social security 454/9 - €1,440 +€1,440
Other amounts payable 47/48 €5,000 €5,000 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €667 €778 +€111 +16.7%
Other operating charges 640/8 €1,415 €1,278 -€137 -9.7%
Gross operating margin 9900 €4,518 €19,839 +€15,321 +339.1%
Operating profit (loss) 9901 €2,436 €17,783 +€15,347 +630.0%
Financial income 75/76B €115 €1,617 +€1,503 +1310.1%
Recurring financial income 75 €115 €1,617 +€1,503 +1310.1%
Financial charges 65/66B €1,742 €2,942 +€1,199 +68.8%
Recurring financial charges 65 €1,742 €2,942 +€1,199 +68.8%
Profit (loss) for the period before taxes 9903 €809 €16,459 +€15,650 +1935.1%
Income taxes 67/77 €511 €3,657 +€3,146 +616.2%
Profit (loss) for the period 9904 €298 €12,802 +€12,504 +4193.5%
Profit (loss) for the period to be appropriated 9905 €298 €12,802 +€12,504 +4193.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.