SUAVADOR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SUAVADOR
Largest movements
- Receivables within one year -€4,904
down €4,904 (-30.2%), from €16,214 to €11,310
of which Trade receivables: -€5,904
- Cash -€2,427
down €2,427 (-71.6%), from €3,389 to €962
mainly Advances received (-€7,902) and Net result for the year (-€5,394)
- Tangible fixed assets -€1,893
down €1,893 (-50.1%), from €3,780 to €1,887
- Debts after one year +€7,994
new in 2025: €7,994
- Advances received -€7,902
down €7,902 (-72.4%), from €10,917 to €3,015
- Profit (loss) carried forward -€5,394
down €5,394 (-317%), from -€1,700 to -€7,094
- Trade debts -€2,910
down €2,910 (-67.2%), from €4,333 to €1,423
- Current portion of long-term debt +€1,582
up €1,582 (+94.2%), from €1,681 to €3,263
- Staff costs -€528
down €528 (-23.1%), from €2,288 to €1,760
- Other operating charges -€472
down €472 (-51.0%), from €926 to €454
- Gross operating margin +€232
up €232 (+27.7%), from -€839 to -€606
- Financial charges -€214
down €214 (-23.4%), from €916 to €702
- Taxes +€100
no longer reported in 2025 (was -€100)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €23,399 | €14,159 | -€9,240 | -39.5% |
| Fixed assets | 21/28 | €3,780 | €1,887 | -€1,893 | -50.1% |
| Tangible fixed assets | 22/27 | €3,780 | €1,887 | -€1,893 | -50.1% |
| Furniture and vehicles | 24 | €3,780 | €1,887 | -€1,893 | -50.1% |
| Current assets | 29/58 | €19,619 | €12,272 | -€7,347 | -37.4% |
| Amounts receivable within one year | 40/41 | €16,214 | €11,310 | -€4,904 | -30.2% |
| Trade receivables | 40 | €16,214 | €10,310 | -€5,904 | -36.4% |
| Other amounts receivable | 41 | - | €1,000 | +€1,000 | |
| Cash at bank and in hand | 54/58 | €3,389 | €962 | -€2,427 | -71.6% |
| Deferred charges and accrued income | 490/1 | €16 | - | -€16 | |
| Total equity and liabilities | 10/49 | €23,399 | €14,159 | -€9,240 | -39.5% |
| Equity | 10/15 | €800 | -€4,594 | -€5,394 | |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,700 | -€7,094 | -€5,394 | -317% |
| Amounts payable | 17/49 | €22,599 | €18,753 | -€3,846 | -17.0% |
| Amounts payable after more than one year | 17 | - | €7,994 | +€7,994 | |
| Financial debts | 170/4 | - | €7,994 | +€7,994 | |
| Amounts payable within one year | 42/48 | €20,175 | €9,122 | -€11,053 | -54.8% |
| Current portion of amounts payable after more than one year | 42 | €1,681 | €3,263 | +€1,582 | +94.2% |
| Trade debts | 44 | €4,333 | €1,423 | -€2,910 | -67.2% |
| Suppliers | 440/4 | €4,333 | €1,423 | -€2,910 | -67.2% |
| Advances received on contracts in progress | 46 | €10,917 | €3,015 | -€7,902 | -72.4% |
| Taxes, remuneration and social security | 45 | €1,485 | - | -€1,485 | |
| Taxes | 450/3 | €1,485 | - | -€1,485 | |
| Other amounts payable | 47/48 | €1,759 | €1,421 | -€338 | -19.2% |
| Accrued charges and deferred income | 492/3 | €2,424 | €1,637 | -€787 | -32.5% |
| Remuneration, social security and pensions | 62 | €2,288 | €1,760 | -€528 | -23.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,893 | €1,893 | = | 0.0% |
| Other operating charges | 640/8 | €926 | €454 | -€472 | -51.0% |
| Gross operating margin | 9900 | -€839 | -€606 | +€232 | +27.7% |
| Operating profit (loss) | 9901 | -€5,946 | -€4,713 | +€1,233 | +20.7% |
| Financial income | 75/76B | €15 | €21 | +€6 | +38.2% |
| Recurring financial income | 75 | €15 | €21 | +€6 | +38.2% |
| Financial charges | 65/66B | €916 | €702 | -€214 | -23.4% |
| Recurring financial charges | 65 | €916 | €702 | -€214 | -23.4% |
| Profit (loss) for the period before taxes | 9903 | -€6,846 | -€5,394 | +€1,452 | +21.2% |
| Income taxes | 67/77 | -€100 | - | +€100 | |
| Profit (loss) for the period | 9904 | -€6,746 | -€5,394 | +€1,352 | +20.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€6,746 | -€5,394 | +€1,352 | +20.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.