STV VERPLEGING: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STV VERPLEGING
Largest movements
- Tangible fixed assets -€13,496
down €13,496 (-24.2%), from €55,693 to €42,197
of which Furniture and vehicles: -€12,885
- Cash +€8,085
up €8,085 (+76.8%), from €10,523 to €18,608
mainly Depreciation (+€13,496) and Net result for the year (+€7,364)
- Deferred charges and accrued income +€820
new in 2025: €820
- Debts after one year -€12,500
down €12,500 (-28.6%), from €43,770 to €31,270
- Reserves +€7,364
up €7,364 (+59.4%), from €12,395 to €19,758
- Gross operating margin +€3,744
up €3,744 (+17.0%), from €22,061 to €25,805
- Depreciation +€3,446
up €3,446 (+34.3%), from €10,050 to €13,496
- Taxes +€1,630
up €1,630 (+122.3%), from €1,333 to €2,963
- Financial income +€423
up €423 (+46.1%), from €916 to €1,339
- Other operating charges -€280
down €280 (-33.0%), from €847 to €568
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €76,425 | €71,470 | -€4,955 | -6.5% |
| Fixed assets | 21/28 | €55,693 | €42,197 | -€13,496 | -24.2% |
| Tangible fixed assets | 22/27 | €55,693 | €42,197 | -€13,496 | -24.2% |
| Plant, machinery and equipment | 23 | €910 | €299 | -€611 | -67.2% |
| Furniture and vehicles | 24 | €54,782 | €41,898 | -€12,885 | -23.5% |
| Current assets | 29/58 | €20,733 | €29,274 | +€8,541 | +41.2% |
| Amounts receivable within one year | 40/41 | €10,210 | €9,846 | -€364 | -3.6% |
| Other amounts receivable | 41 | €10,210 | €9,846 | -€364 | -3.6% |
| Cash at bank and in hand | 54/58 | €10,523 | €18,608 | +€8,085 | +76.8% |
| Deferred charges and accrued income | 490/1 | - | €820 | +€820 | |
| Total equity and liabilities | 10/49 | €76,425 | €71,470 | -€4,955 | -6.5% |
| Equity | 10/15 | €16,395 | €23,758 | +€7,364 | +44.9% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €12,395 | €19,758 | +€7,364 | +59.4% |
| Distributable reserves | 133 | €12,395 | €19,758 | +€7,364 | +59.4% |
| Amounts payable | 17/49 | €60,031 | €47,712 | -€12,319 | -20.5% |
| Amounts payable after more than one year | 17 | €43,770 | €31,270 | -€12,500 | -28.6% |
| Financial debts | 170/4 | €43,770 | €31,270 | -€12,500 | -28.6% |
| Amounts payable within one year | 42/48 | €15,725 | €16,442 | +€717 | +4.6% |
| Current portion of amounts payable after more than one year | 42 | €11,523 | €12,106 | +€583 | +5.1% |
| Trade debts | 44 | €1,859 | €1,359 | -€500 | -26.9% |
| Suppliers | 440/4 | €1,859 | €1,359 | -€500 | -26.9% |
| Taxes, remuneration and social security | 45 | €2,343 | €2,977 | +€634 | +27.1% |
| Taxes | 450/3 | €2,343 | €2,977 | +€634 | +27.1% |
| Accrued charges and deferred income | 492/3 | €536 | - | -€536 | |
| Non-recurring operating income | 76A | €4,378 | - | -€4,378 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,050 | €13,496 | +€3,446 | +34.3% |
| Other operating charges | 640/8 | €847 | €568 | -€280 | -33.0% |
| Gross operating margin | 9900 | €22,061 | €25,805 | +€3,744 | +17.0% |
| Operating profit (loss) | 9901 | €11,163 | €11,742 | +€578 | +5.2% |
| Financial income | 75/76B | €916 | €1,339 | +€423 | +46.1% |
| Recurring financial income | 75 | €916 | €1,339 | +€423 | +46.1% |
| Financial charges | 65/66B | €2,932 | €2,754 | -€178 | -6.1% |
| Recurring financial charges | 65 | €2,932 | €2,754 | -€178 | -6.1% |
| Profit (loss) for the period before taxes | 9903 | €9,148 | €10,327 | +€1,179 | +12.9% |
| Income taxes | 67/77 | €1,333 | €2,963 | +€1,630 | +122.3% |
| Profit (loss) for the period | 9904 | €7,815 | €7,364 | -€451 | -5.8% |
| Profit (loss) for the period to be appropriated | 9905 | €7,815 | €7,364 | -€451 | -5.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.