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Studio Phi: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Studio Phi

BE 0801.399.449
NACE 71.111, Activities of building architects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€227,904
2024 · €336,094-€108,190
Equity
€551,808
2024 · €323,903+€227,904
Cash
€239,673
2024 · €286,293-€46,619
Balance sheet total
€1.8m
2024 · €1.4m+€452,212

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€409,220

    up €409,220 (+141.3%), from €289,555 to €698,775

  • Tangible fixed assets +€92,434

    up €92,434 (+12.3%), from €748,732 to €841,166

    of which Furniture and vehicles: +€49,774

  • Cash -€46,619

    down €46,619 (-16.3%), from €286,293 to €239,673

    mainly Receivables within one year (-€409,220) and Investment in fixed assets (net) (-€144,391)

Equity and liabilities
  • Reserves +€227,904

    up €227,904 (+70.4%), from €323,803 to €551,708

  • Tax, wage and social debts +€178,465

    up €178,465 (+110.2%), from €161,987 to €340,451

    of which Taxes: +€158,505

  • Trade debts +€33,098

    up €33,098 (+54.2%), from €61,015 to €94,113

  • Debts after one year -€21,305

    down €21,305 (-4.0%), from €533,437 to €512,131

  • Other debts +€18,172

    up €18,172 (+7.2%), from €251,366 to €269,538

Income statement
  • Staff costs +€153,392

    up €153,392 (+248.2%), from €61,796 to €215,189

  • Taxes -€30,042

    down €30,042 (-27.4%), from €109,695 to €79,653

  • Financial charges +€14,983

    up €14,983 (+65.3%), from €22,932 to €37,914

  • Depreciation -€11,666

    down €11,666 (-20.1%), from €58,066 to €46,400

  • Gross operating margin +€11,481

    up €11,481 (+1.9%), from €595,288 to €606,770

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €336,094
Gross operating margin +€11,481
Staff costs -€153,392
Depreciation +€11,666
Other operating charges +€4,373
Financial income +€2,623
Financial charges -€14,983
Taxes +€30,042
Result 2025 €227,904

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€118,253
Investment -€144,391
Financing -€20,481
Cash 2024 €286,293
Net result for the year +€227,904
Depreciation +€46,400
Receivables within one year -€409,220
Deferred charges and accrued income +€8,379
Trade debts +€33,098
Tax, wage and social debts +€178,465
Other debts +€18,172
Accrued charges and deferred income +€15,054
Investment in fixed assets (net) -€144,391
Debts after one year -€21,305
Current portion of long-term debt +€824
Cash 2025 €239,673
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,353,154 €1,805,367 +€452,212 +33.4%
Fixed assets 21/28 €762,747 €860,738 +€97,991 +12.8%
Tangible fixed assets 22/27 €748,732 €841,166 +€92,434 +12.3%
Land and buildings 22 €704,963 €729,368 +€24,405 +3.5%
Plant, machinery and equipment 23 - €18,255 +€18,255
Furniture and vehicles 24 €43,769 €93,543 +€49,774 +113.7%
Financial fixed assets 28 €14,015 €19,572 +€5,557 +39.7%
Current assets 29/58 €590,407 €944,629 +€354,222 +60.0%
Amounts receivable within one year 40/41 €289,555 €698,775 +€409,220 +141.3%
Trade receivables 40 €289,555 €698,775 +€409,220 +141.3%
Cash at bank and in hand 54/58 €286,293 €239,673 -€46,619 -16.3%
Deferred charges and accrued income 490/1 €14,559 €6,180 -€8,379 -57.6%
Total equity and liabilities 10/49 €1,353,154 €1,805,367 +€452,212 +33.4%
Equity 10/15 €323,903 €551,808 +€227,904 +70.4%
Contributions 10/11 €100 €100 = 0.0%
Reserves 13 €323,803 €551,708 +€227,904 +70.4%
Distributable reserves 133 €323,803 €551,708 +€227,904 +70.4%
Amounts payable 17/49 €1,029,251 €1,253,559 +€224,308 +21.8%
Amounts payable after more than one year 17 €533,437 €512,131 -€21,305 -4.0%
Financial debts 170/4 €533,437 €512,131 -€21,305 -4.0%
Amounts payable within one year 42/48 €494,849 €725,408 +€230,559 +46.6%
Current portion of amounts payable after more than one year 42 €20,481 €21,305 +€824 +4.0%
Trade debts 44 €61,015 €94,113 +€33,098 +54.2%
Suppliers 440/4 €61,015 €94,113 +€33,098 +54.2%
Taxes, remuneration and social security 45 €161,987 €340,451 +€178,465 +110.2%
Taxes 450/3 €148,683 €307,188 +€158,505 +106.6%
Remuneration and social security 454/9 €13,303 €33,263 +€19,960 +150.0%
Other amounts payable 47/48 €251,366 €269,538 +€18,172 +7.2%
Accrued charges and deferred income 492/3 €965 €16,019 +€15,054 +1560.0%
Remuneration, social security and pensions 62 €61,796 €215,189 +€153,392 +248.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €58,066 €46,400 -€11,666 -20.1%
Other operating charges 640/8 €6,705 €2,333 -€4,373 -65.2%
Gross operating margin 9900 €595,288 €606,770 +€11,481 +1.9%
Operating profit (loss) 9901 €468,721 €342,848 -€125,873 -26.9%
Financial income 75/76B €0 €2,623 +€2,623 +5246340.0%
Recurring financial income 75 €0 €2,623 +€2,623 +5246340.0%
Financial charges 65/66B €22,932 €37,914 +€14,983 +65.3%
Recurring financial charges 65 €22,932 €37,914 +€14,983 +65.3%
Profit (loss) for the period before taxes 9903 €445,789 €307,557 -€138,232 -31.0%
Income taxes 67/77 €109,695 €79,653 -€30,042 -27.4%
Profit (loss) for the period 9904 €336,094 €227,904 -€108,190 -32.2%
Profit (loss) for the period to be appropriated 9905 €336,094 €227,904 -€108,190 -32.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.