Studio Koncreet: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Studio Koncreet
Largest movements
- Cash -€47,965
down €47,965 (-62.3%), from €76,944 to €28,978
mainly Stocks and contracts (-€29,367) and Debts after one year (-€7,390)
- Stocks and contracts +€29,367
new in 2025: €29,367
- Receivables within one year +€4,483
up €4,483 (+28.3%), from €15,824 to €20,306
- Debts after one year -€7,390
down €7,390 (-5.7%), from €128,909 to €121,519
- Trade debts -€4,860
down €4,860 (-6.8%), from €71,055 to €66,195
- Depreciation -€24,181
down €24,181 (-96.7%), from €24,994 to €813
- Staff costs +€22,500
up €22,500 (+56.3%), from €39,937 to €62,437
- Gross operating margin -€10,261
down €10,261 (-12.6%), from €81,728 to €71,467
- Taxes -€2,198
down €2,198 (-83.8%), from €2,622 to €424
- Financial charges +€1,849
up €1,849 (+45.9%), from €4,029 to €5,878
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €243,582 | €230,100 | -€13,482 | -5.5% |
| Fixed assets | 21/28 | €150,814 | €150,002 | -€813 | -0.5% |
| Tangible fixed assets | 22/27 | €150,814 | €150,002 | -€813 | -0.5% |
| Land and buildings | 22 | €149,000 | €149,000 | = | 0.0% |
| Furniture and vehicles | 24 | €1,814 | €1,002 | -€813 | -44.8% |
| Current assets | 29/58 | €92,767 | €80,098 | -€12,669 | -13.7% |
| Stocks and contracts in progress | 3 | - | €29,367 | +€29,367 | |
| Contracts in progress | 37 | - | €29,367 | +€29,367 | |
| Amounts receivable within one year | 40/41 | €15,824 | €20,306 | +€4,483 | +28.3% |
| Trade receivables | 40 | €15,824 | €20,306 | +€4,483 | +28.3% |
| Cash at bank and in hand | 54/58 | €76,944 | €28,978 | -€47,965 | -62.3% |
| Deferred charges and accrued income | 490/1 | €0 | €1,447 | +€1,447 | |
| Total equity and liabilities | 10/49 | €243,582 | €230,100 | -€13,482 | -5.5% |
| Equity | 10/15 | €15,883 | €16,052 | +€169 | +1.1% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €11,883 | €12,052 | +€169 | +1.4% |
| Distributable reserves | 133 | €11,883 | €12,052 | +€169 | +1.4% |
| Amounts payable | 17/49 | €227,698 | €214,048 | -€13,651 | -6.0% |
| Amounts payable after more than one year | 17 | €128,909 | €121,519 | -€7,390 | -5.7% |
| Financial debts | 170/4 | €128,909 | €121,519 | -€7,390 | -5.7% |
| Amounts payable within one year | 42/48 | €98,486 | €92,529 | -€5,957 | -6.0% |
| Current portion of amounts payable after more than one year | 42 | €7,098 | €7,390 | +€292 | +4.1% |
| Trade debts | 44 | €71,055 | €66,195 | -€4,860 | -6.8% |
| Suppliers | 440/4 | €71,055 | €66,195 | -€4,860 | -6.8% |
| Taxes, remuneration and social security | 45 | €20,333 | €18,943 | -€1,390 | -6.8% |
| Taxes | 450/3 | €16,038 | €6,662 | -€9,375 | -58.5% |
| Remuneration and social security | 454/9 | €4,296 | €12,281 | +€7,985 | +185.9% |
| Accrued charges and deferred income | 492/3 | €303 | €0 | -€303 | -100.0% |
| Remuneration, social security and pensions | 62 | €39,937 | €62,437 | +€22,500 | +56.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,994 | €813 | -€24,181 | -96.7% |
| Other operating charges | 640/8 | €387 | €1,796 | +€1,409 | +363.8% |
| Gross operating margin | 9900 | €81,728 | €71,467 | -€10,261 | -12.6% |
| Operating profit (loss) | 9901 | €16,410 | €6,422 | -€9,989 | -60.9% |
| Financial income | 75/76B | €0 | €50 | +€50 | +249950.0% |
| Recurring financial income | 75 | €0 | €50 | +€50 | +249950.0% |
| Financial charges | 65/66B | €4,029 | €5,878 | +€1,849 | +45.9% |
| Recurring financial charges | 65 | €4,029 | €5,878 | +€1,849 | +45.9% |
| Profit (loss) for the period before taxes | 9903 | €12,382 | €593 | -€11,788 | -95.2% |
| Income taxes | 67/77 | €2,622 | €424 | -€2,198 | -83.8% |
| Profit (loss) for the period | 9904 | €9,760 | €169 | -€9,591 | -98.3% |
| Profit (loss) for the period to be appropriated | 9905 | €9,760 | €169 | -€9,591 | -98.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.