Studio Karo Architecten: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Studio Karo Architecten
Largest movements
- Cash +€8,585
up €8,585 (+214%), from €4,020 to €12,605
mainly Tax, wage and social debts (+€6,224) and Net result for the year (+€5,172)
- Deferred charges and accrued income +€1,715
new in 2025: €1,715
- Receivables within one year +€1,105
up €1,105 (+11.1%), from €9,993 to €11,098
- Tax, wage and social debts +€6,224
up €6,224 (+122%), from €5,103 to €11,326
- Profit (loss) carried forward +€5,172
up €5,172, from -€308 to €4,864
- Accrued charges and deferred income -€2,090
no longer reported in 2025 (was €2,090)
- Other debts +€1,848
up €1,848 (+46.3%), from €3,995 to €5,843
- Trade debts +€1,151
up €1,151 (+494%), from €233 to €1,384
- Gross operating margin -€4,658
down €4,658 (-34.9%), from €13,357 to €8,700
- Taxes +€344
up €344 (+14.3%), from €2,402 to €2,746
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €14,013 | €25,418 | +€11,405 | +81.4% |
| Current assets | 29/58 | €14,013 | €25,418 | +€11,405 | +81.4% |
| Amounts receivable within one year | 40/41 | €9,993 | €11,098 | +€1,105 | +11.1% |
| Trade receivables | 40 | €9,993 | €11,098 | +€1,105 | +11.1% |
| Cash at bank and in hand | 54/58 | €4,020 | €12,605 | +€8,585 | +214% |
| Deferred charges and accrued income | 490/1 | - | €1,715 | +€1,715 | |
| Total equity and liabilities | 10/49 | €14,013 | €25,418 | +€11,405 | +81.4% |
| Equity | 10/15 | €1,692 | €6,864 | +€5,172 | +306% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Contributions outside capital | 11 | €2,000 | - | -€2,000 | |
| Other | 1109/19 | €2,000 | - | -€2,000 | |
| Profit (loss) carried forward | 14 | -€308 | €4,864 | +€5,172 | |
| Amounts payable | 17/49 | €12,321 | €18,554 | +€6,233 | +50.6% |
| Amounts payable after more than one year | 17 | €900 | - | -€900 | |
| Other amounts payable | 178/9 | €900 | - | -€900 | |
| Amounts payable within one year | 42/48 | €9,331 | €18,554 | +€9,223 | +98.8% |
| Trade debts | 44 | €233 | €1,384 | +€1,151 | +494% |
| Suppliers | 440/4 | €233 | €1,384 | +€1,151 | +494% |
| Taxes, remuneration and social security | 45 | €5,103 | €11,326 | +€6,224 | +122% |
| Taxes | 450/3 | €5,103 | €11,326 | +€6,224 | +122% |
| Other amounts payable | 47/48 | €3,995 | €5,843 | +€1,848 | +46.3% |
| Accrued charges and deferred income | 492/3 | €2,090 | - | -€2,090 | |
| Other operating charges | 640/8 | €505 | €520 | +€14 | +2.8% |
| Gross operating margin | 9900 | €13,357 | €8,700 | -€4,658 | -34.9% |
| Operating profit (loss) | 9901 | €12,852 | €8,180 | -€4,672 | -36.4% |
| Financial charges | 65/66B | €281 | €262 | -€19 | -6.7% |
| Recurring financial charges | 65 | €281 | €262 | -€19 | -6.7% |
| Profit (loss) for the period before taxes | 9903 | €12,571 | €7,918 | -€4,653 | -37.0% |
| Income taxes | 67/77 | €2,402 | €2,746 | +€344 | +14.3% |
| Profit (loss) for the period | 9904 | €10,169 | €5,172 | -€4,997 | -49.1% |
| Profit (loss) for the period to be appropriated | 9905 | €10,169 | €5,172 | -€4,997 | -49.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.