STUDIMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STUDIMMO
Largest movements
- Current investments -€35,725
down €35,725 (-28.2%), from €126,532 to €90,807
- Tangible fixed assets -€4,033
down €4,033 (-7.8%), from €51,983 to €47,950
- Other debts -€41,135
down €41,135 (-53.0%), from €77,633 to €36,498
- Gross operating margin -€1,413
down €1,413 (-20.6%), from €6,877 to €5,464
- Taxes +€1,115
up €1,115 (+8508.2%), from €13 to €1,128
- Turnover +€445
up €445 (+3.1%), from €14,189 to €14,635
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €178,515 | €138,757 | -€39,758 | -22.3% |
| Fixed assets | 21/28 | €51,983 | €47,950 | -€4,033 | -7.8% |
| Tangible fixed assets | 22/27 | €51,983 | €47,950 | -€4,033 | -7.8% |
| Land and buildings | 22 | €51,983 | €47,950 | -€4,033 | -7.8% |
| Current assets | 29/58 | €126,532 | €90,807 | -€35,725 | -28.2% |
| Current investments | 50/53 | €126,532 | €90,807 | -€35,725 | -28.2% |
| Total equity and liabilities | 10/49 | €178,515 | €138,757 | -€39,758 | -22.3% |
| Equity | 10/15 | €100,882 | €101,131 | +€249 | +0.2% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Reserves | 13 | €1,814 | €1,814 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,814 | €1,814 | = | 0.0% |
| Legal reserve | 130 | €1,814 | €1,814 | = | 0.0% |
| Profit (loss) carried forward | 14 | €37,568 | €37,817 | +€249 | +0.7% |
| Amounts payable | 17/49 | €77,633 | €37,626 | -€40,007 | -51.5% |
| Amounts payable within one year | 42/48 | €77,633 | €37,626 | -€40,007 | -51.5% |
| Taxes, remuneration and social security | 45 | - | €1,128 | +€1,128 | |
| Taxes | 450/3 | - | €1,128 | +€1,128 | |
| Other amounts payable | 47/48 | €77,633 | €36,498 | -€41,135 | -53.0% |
| Turnover | 70 | €14,189 | €14,635 | +€445 | +3.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,033 | €4,033 | = | 0.0% |
| Gross operating margin | 9900 | €6,877 | €5,464 | -€1,413 | -20.6% |
| Operating profit (loss) | 9901 | €2,844 | €1,431 | -€1,413 | -49.7% |
| Financial charges | 65/66B | €54 | €54 | = | 0.0% |
| Recurring financial charges | 65 | €54 | €54 | = | 0.0% |
| Profit (loss) for the period before taxes | 9903 | €2,790 | €1,377 | -€1,413 | -50.7% |
| Income taxes | 67/77 | €13 | €1,128 | +€1,115 | +8508.2% |
| Profit (loss) for the period | 9904 | €2,777 | €249 | -€2,528 | -91.0% |
| Profit (loss) for the period to be appropriated | 9905 | €2,777 | €249 | -€2,528 | -91.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.