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STSC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

STSC

BE 0480.102.884
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,012
2024 · €3,414-€5,427
Equity
€154,052
2024 · €156,065-€2,012
Cash
€4,706
2024 · €20,251-€15,545
Balance sheet total
€253,613
2024 · €285,220-€31,607

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€26,861

    down €26,861 (-10.6%), from €254,163 to €227,302

    of which Land and buildings: -€22,749

  • Cash -€15,545

    down €15,545 (-76.8%), from €20,251 to €4,706

    mainly Other debts (-€12,216) and Debts after one year (-€9,333)

  • Receivables within one year +€5,754

    up €5,754 (+249.3%), from €2,308 to €8,062

    of which Other amounts receivable: +€2,977

  • Current investments +€5,043

    up €5,043 (+62.7%), from €8,046 to €13,089

Equity and liabilities
  • Other debts -€12,216

    down €12,216 (-45.2%), from €27,043 to €14,827

  • Debts after one year -€9,333

    down €9,333 (-11.1%), from €84,000 to €74,666

  • Tax, wage and social debts -€6,859

    down €6,859 (-90.3%), from €7,593 to €734

Income statement
  • Gross operating margin -€23,848

    down €23,848 (-78.0%), from €30,591 to €6,743

  • Depreciation -€12,745

    down €12,745 (-84.3%), from €15,112 to €2,367

  • Taxes -€3,308

    down €3,308 (-90.0%), from €3,676 to €368

  • Other operating charges -€2,049

    down €2,049 (-33.7%), from €6,079 to €4,030

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,414
Gross operating margin -€23,848
Depreciation +€12,745
Other operating charges +€2,049
Financial income +€54
Financial charges +€266
Taxes +€3,308
Result 2025 -€2,012

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€25,662
Investment +€19,450
Financing -€9,333
Cash 2024 €20,251
Net result for the year -€2,012
Depreciation +€2,367
Receivables within one year -€5,754
Deferred charges and accrued income -€2
Tax, wage and social debts -€6,859
Other debts -€12,216
Accrued charges and deferred income -€1,187
Investment in fixed assets (net) +€24,493
Current investments -€5,043
Debts after one year -€9,333
Cash 2025 €4,706
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €285,220 €253,613 -€31,607 -11.1%
Fixed assets 21/28 €254,163 €227,302 -€26,861 -10.6%
Tangible fixed assets 22/27 €254,163 €227,302 -€26,861 -10.6%
Land and buildings 22 €246,940 €224,191 -€22,749 -9.2%
Plant, machinery and equipment 23 €607 €288 -€318 -52.5%
Furniture and vehicles 24 €6,616 €2,823 -€3,793 -57.3%
Current assets 29/58 €31,057 €26,311 -€4,746 -15.3%
Amounts receivable within one year 40/41 €2,308 €8,062 +€5,754 +249.3%
Trade receivables 40 €1,436 €4,213 +€2,778 +193.5%
Other amounts receivable 41 €872 €3,849 +€2,977 +341.2%
Current investments 50/53 €8,046 €13,089 +€5,043 +62.7%
Cash at bank and in hand 54/58 €20,251 €4,706 -€15,545 -76.8%
Deferred charges and accrued income 490/1 €452 €454 +€2 +0.4%
Total equity and liabilities 10/49 €285,220 €253,613 -€31,607 -11.1%
Equity 10/15 €156,065 €154,052 -€2,012 -1.3%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €149,865 €147,852 -€2,012 -1.3%
Distributable reserves 133 €149,865 €147,852 -€2,012 -1.3%
Amounts payable 17/49 €129,156 €99,561 -€29,595 -22.9%
Amounts payable after more than one year 17 €84,000 €74,666 -€9,333 -11.1%
Financial debts 170/4 €84,000 €74,666 -€9,333 -11.1%
Amounts payable within one year 42/48 €43,969 €24,895 -€19,075 -43.4%
Current portion of amounts payable after more than one year 42 €9,333 €9,333 = 0.0%
Taxes, remuneration and social security 45 €7,593 €734 -€6,859 -90.3%
Taxes 450/3 €7,593 €734 -€6,859 -90.3%
Other amounts payable 47/48 €27,043 €14,827 -€12,216 -45.2%
Accrued charges and deferred income 492/3 €1,187 - -€1,187
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €15,112 €2,367 -€12,745 -84.3%
Other operating charges 640/8 €6,079 €4,030 -€2,049 -33.7%
Gross operating margin 9900 €30,591 €6,743 -€23,848 -78.0%
Operating profit (loss) 9901 €9,400 €346 -€9,054 -96.3%
Financial income 75/76B €7 €61 +€54 +805.5%
Recurring financial income 75 €7 €61 +€54 +805.5%
Financial charges 65/66B €2,317 €2,051 -€266 -11.5%
Recurring financial charges 65 €2,317 €2,051 -€266 -11.5%
Profit (loss) for the period before taxes 9903 €7,090 -€1,644 -€8,734
Income taxes 67/77 €3,676 €368 -€3,308 -90.0%
Profit (loss) for the period 9904 €3,414 -€2,012 -€5,427
Profit (loss) for the period to be appropriated 9905 €3,414 -€2,012 -€5,427

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.