STROOBANTS & Co ASSURANCES: what changed
What changed
STROOBANTS & Co ASSURANCES
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
-€24,920
2024 · €346,471-€371,392
Equity
€214,843
2024 · €735,036-€520,193
Cash
€30,593
2024 · €549,133-€518,539
Balance sheet total
€687,579
2024 · €1.2m-€559,016
Largest movements
Assets
- Cash -€518,539
down €518,539 (-94.4%), from €549,133 to €30,593
mainly Contributions, distributions and other (-€495,272) and Receivables within one year (-€57,555)
- Tangible fixed assets -€82,632
down €82,632 (-17.2%), from €481,254 to €398,622
- Receivables within one year +€57,555
up €57,555 (+29.1%), from €197,602 to €255,157
of which Other amounts receivable: +€54,426
- Deferred charges and accrued income -€14,305
down €14,305 (-81.7%), from €17,512 to €3,206
Equity and liabilities
- Profit (loss) carried forward -€514,955
down €514,955 (-85.4%), from €602,697 to €87,742
- Trade debts +€54,791
up €54,791 (+105%), from €52,050 to €106,841
- Debts after one year -€47,613
down €47,613 (-14.8%), from €321,271 to €273,658
- Tax, wage and social debts -€45,562
down €45,562 (-59.8%), from €76,218 to €30,656
of which Remuneration and social security: -€33,401
Income statement
- Gross operating margin -€783,053
down €783,053 (-89.1%), from €879,244 to €96,191
- Staff costs -€289,607
no longer reported in 2025 (was €289,607)
- Taxes -€141,711
down €141,711, from €140,560 to -€1,151
- Write-downs +€18,682
new in 2025: €18,682
- Financial charges +€9,117
up €9,117 (+77.9%), from €11,708 to €20,825
of which Financial charges: +€8,151
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€346,471
Gross operating margin
-€783,053
Staff costs
+€289,607
Depreciation
+€2,812
Write-downs
-€18,682
Other operating charges
+€3,696
Other operating items
+€1,594
Financial income
+€40
Financial charges
-€9,117
Taxes
+€141,711
Result 2025
-€24,920
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€18,478
Investment
+€4,561
Financing
-€541,579
Cash 2024
€549,133
From operations (derived)
+€18,478
Net result for the year
-€24,920
Depreciation
+€79,165
Receivables within one year
-€57,555
Deferred charges and accrued income
+€14,305
Provisions
-€1,746
Trade debts
+€54,791
Tax, wage and social debts
-€45,562
Investment (derived)
+€4,561
Investment in fixed assets (net)
+€4,561
Financing
-€541,579
Debts after one year
-€47,613
Current portion of long-term debt
+€1,306
Contributions, distributions and other
-€495,272
Cash 2025
€30,593
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,246,594 | €687,579 | -€559,016 | -44.8% |
| Fixed assets | 21/28 | €482,348 | €398,622 | -€83,726 | -17.4% |
| Tangible fixed assets | 22/27 | €481,254 | €398,622 | -€82,632 | -17.2% |
| Land and buildings | 22 | €333,917 | €296,785 | -€37,132 | -11.1% |
| Plant, machinery and equipment | 23 | €3,050 | €1,830 | -€1,220 | -40.0% |
| Furniture and vehicles | 24 | €109,540 | €71,492 | -€38,048 | -34.7% |
| Other tangible fixed assets | 26 | €34,747 | €28,515 | -€6,232 | -17.9% |
| Financial fixed assets | 28 | €1,095 | - | -€1,095 | |
| Current assets | 29/58 | €764,246 | €288,957 | -€475,289 | -62.2% |
| Amounts receivable within one year | 40/41 | €197,602 | €255,157 | +€57,555 | +29.1% |
| Trade receivables | 40 | €92,602 | €95,731 | +€3,129 | +3.4% |
| Other amounts receivable | 41 | €105,000 | €159,426 | +€54,426 | +51.8% |
| Cash at bank and in hand | 54/58 | €549,133 | €30,593 | -€518,539 | -94.4% |
| Deferred charges and accrued income | 490/1 | €17,512 | €3,206 | -€14,305 | -81.7% |
| Total equity and liabilities | 10/49 | €1,246,594 | €687,579 | -€559,016 | -44.8% |
| Equity | 10/15 | €735,036 | €214,843 | -€520,193 | -70.8% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €70,339 | €65,101 | -€5,238 | -7.4% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Tax-exempt reserves | 132 | €64,139 | €58,901 | -€5,238 | -8.2% |
| Profit (loss) carried forward | 14 | €602,697 | €87,742 | -€514,955 | -85.4% |
| Provisions and deferred taxes | 16 | €15,713 | €13,967 | -€1,746 | -11.1% |
| Deferred taxes | 168 | €15,713 | €13,967 | -€1,746 | -11.1% |
| Amounts payable | 17/49 | €495,845 | €458,768 | -€37,077 | -7.5% |
| Amounts payable after more than one year | 17 | €321,271 | €273,658 | -€47,613 | -14.8% |
| Financial debts | 170/4 | €321,271 | €273,658 | -€47,613 | -14.8% |
| Amounts payable within one year | 42/48 | €174,575 | €185,110 | +€10,535 | +6.0% |
| Current portion of amounts payable after more than one year | 42 | €46,307 | €47,613 | +€1,306 | +2.8% |
| Trade debts | 44 | €52,050 | €106,841 | +€54,791 | +105% |
| Suppliers | 440/4 | €52,050 | €106,841 | +€54,791 | +105% |
| Taxes, remuneration and social security | 45 | €76,218 | €30,656 | -€45,562 | -59.8% |
| Taxes | 450/3 | €42,817 | €30,656 | -€12,161 | -28.4% |
| Remuneration and social security | 454/9 | €33,401 | - | -€33,401 | |
| Remuneration, social security and pensions | 62 | €289,607 | - | -€289,607 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €81,977 | €79,165 | -€2,812 | -3.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €18,682 | +€18,682 | |
| Other operating charges | 640/8 | €17,026 | €13,330 | -€3,696 | -21.7% |
| Non-recurring operating charges | 66A | €1,594 | - | -€1,594 | |
| Gross operating margin | 9900 | €879,244 | €96,191 | -€783,053 | -89.1% |
| Operating profit (loss) | 9901 | €489,040 | -€14,987 | -€504,027 | |
| Financial income | 75/76B | €7,953 | €7,994 | +€40 | +0.5% |
| Recurring financial income | 75 | €7,953 | €7,994 | +€40 | +0.5% |
| Financial charges | 65/66B | €11,708 | €20,825 | +€9,117 | +77.9% |
| Recurring financial charges | 65 | €11,708 | €19,859 | +€8,151 | +69.6% |
| Non-recurring financial charges | 66B | - | €966 | +€966 | |
| Profit (loss) for the period before taxes | 9903 | €485,285 | -€27,818 | -€513,103 | |
| Transfer from deferred taxes | 780 | €1,746 | €1,746 | = | 0.0% |
| Income taxes | 67/77 | €140,560 | -€1,151 | -€141,711 | |
| Profit (loss) for the period | 9904 | €346,471 | -€24,920 | -€371,392 | |
| Transfer from tax-exempt reserves | 789 | €5,238 | €5,238 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €351,709 | -€19,683 | -€371,392 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.