STREAMOFIN: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STREAMOFIN
Largest movements
- Tangible fixed assets -€44,848
down €44,848 (-3.5%), from €1.3m to €1.2m
of which Land and buildings: -€28,860
- Debts after one year -€91,900
down €91,900 (-7.7%), from €1.2m to €1.1m
- Reserves +€44,971
up €44,971 (+7.4%), from €606,983 to €651,954
of which Distributable reserves: +€44,971
- Other debts +€27,503
up €27,503 (+15.7%), from €175,173 to €202,676
- Financial income +€27,024
up €27,024 (+823.1%), from €3,283 to €30,307
- Taxes +€14,778
up €14,778 (+93.2%), from €15,861 to €30,639
- Gross operating margin +€4,110
up €4,110 (+3.1%), from €133,519 to €137,629
- Depreciation +€1,473
up €1,473 (+3.1%), from €48,226 to €49,699
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,339,582 | €2,331,532 | -€8,049 | -0.3% |
| Fixed assets | 21/28 | €2,170,679 | €2,125,831 | -€44,848 | -2.1% |
| Tangible fixed assets | 22/27 | €1,278,959 | €1,234,111 | -€44,848 | -3.5% |
| Land and buildings | 22 | €1,116,063 | €1,087,203 | -€28,860 | -2.6% |
| Plant, machinery and equipment | 23 | €13,709 | €12,327 | -€1,382 | -10.1% |
| Furniture and vehicles | 24 | €70,630 | €51,174 | -€19,457 | -27.5% |
| Other tangible fixed assets | 26 | €78,557 | €83,408 | +€4,851 | +6.2% |
| Financial fixed assets | 28 | €891,720 | €891,720 | = | 0.0% |
| Current assets | 29/58 | €168,903 | €205,702 | +€36,799 | +21.8% |
| Amounts receivable within one year | 40/41 | €32,038 | €32,164 | +€126 | +0.4% |
| Other amounts receivable | 41 | €32,038 | €32,164 | +€126 | +0.4% |
| Current investments | 50/53 | €43,693 | €67,088 | +€23,395 | +53.5% |
| Cash at bank and in hand | 54/58 | €87,348 | €100,676 | +€13,328 | +15.3% |
| Deferred charges and accrued income | 490/1 | €5,823 | €5,774 | -€50 | -0.9% |
| Total equity and liabilities | 10/49 | €2,339,582 | €2,331,532 | -€8,049 | -0.3% |
| Equity | 10/15 | €784,440 | €829,410 | +€44,971 | +5.7% |
| Contributions | 10/11 | €150,000 | €150,000 | = | 0.0% |
| Reserves | 13 | €606,983 | €651,954 | +€44,971 | +7.4% |
| Non-distributable reserves | 130/1 | €15,000 | €15,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €15,000 | €15,000 | = | 0.0% |
| Distributable reserves | 133 | €591,983 | €636,954 | +€44,971 | +7.6% |
| Profit (loss) carried forward | 14 | €27,456 | €27,456 | = | 0.0% |
| Amounts payable | 17/49 | €1,555,142 | €1,502,122 | -€53,020 | -3.4% |
| Amounts payable after more than one year | 17 | €1,200,512 | €1,108,612 | -€91,900 | -7.7% |
| Financial debts | 170/4 | €1,200,512 | €1,108,612 | -€91,900 | -7.7% |
| Amounts payable within one year | 42/48 | €341,526 | €380,406 | +€38,880 | +11.4% |
| Current portion of amounts payable after more than one year | 42 | €91,900 | €91,900 | = | 0.0% |
| Trade debts | 44 | €9,907 | €10,598 | +€691 | +7.0% |
| Suppliers | 440/4 | €9,907 | €10,598 | +€691 | +7.0% |
| Taxes, remuneration and social security | 45 | €64,546 | €75,232 | +€10,686 | +16.6% |
| Taxes | 450/3 | €64,546 | €75,232 | +€10,686 | +16.6% |
| Other amounts payable | 47/48 | €175,173 | €202,676 | +€27,503 | +15.7% |
| Accrued charges and deferred income | 492/3 | €13,104 | €13,104 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €48,226 | €49,699 | +€1,473 | +3.1% |
| Other operating charges | 640/8 | €5,233 | €6,012 | +€779 | +14.9% |
| Gross operating margin | 9900 | €133,519 | €137,629 | +€4,110 | +3.1% |
| Operating profit (loss) | 9901 | €80,060 | €81,919 | +€1,859 | +2.3% |
| Financial income | 75/76B | €3,283 | €30,307 | +€27,024 | +823.1% |
| Recurring financial income | 75 | €3,283 | €30,307 | +€27,024 | +823.1% |
| Financial charges | 65/66B | €37,677 | €36,615 | -€1,061 | -2.8% |
| Recurring financial charges | 65 | €37,677 | €36,615 | -€1,061 | -2.8% |
| Profit (loss) for the period before taxes | 9903 | €45,667 | €75,610 | +€29,943 | +65.6% |
| Income taxes | 67/77 | €15,861 | €30,639 | +€14,778 | +93.2% |
| Profit (loss) for the period | 9904 | €29,805 | €44,971 | +€15,165 | +50.9% |
| Profit (loss) for the period to be appropriated | 9905 | €29,805 | €44,971 | +€15,165 | +50.9% |
Source: filed annual accounts (NBB), fiscal years ended 29 June 2024 and 29 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.